阳光保险2025年中期报告

: 06963 2 79 1121444748 57 71 72 1.00 H1.00202212 9 571 Sunshine Insurance Group Company Limited SUNSHINE INS 663001-3008518054 24840 H 6963 H183171712-1716 www.sinosig.com (8610) 5828 9818ir@sinosig.com 91440300664161245Y 1121444748 2025 AI •1,062.013.8%560.810.3% 2025808.15.7%324.43.0%33.97.8%1,284.911.0%20256(1)3,011.6 • (2) • •554.47.1%40.1(3)47.3% 1 2 (1) •5,918.6107.04.0%5.1% •252.72.5%•50.6%4.565.3%3•(2)98.8%0.32.90.9 •2,224.1 1 •65%82%+ AI AIAI •AIAI95% •AI 16602033673963370 •2025354,8001.2830 •20253057.527640220 •20255,02913,39920256257723,2916.47 4Modified Dietz20241-6 1 2 5 320251-61,02120241-6 6=+++ 2100% 20252025554.47.1%40.147.3%20256301,162.5 1 2025 20252.41.8 (1) +2025153.412.1%34.450%5.04.3%(1)2.8 202550%90%4.7%2 2025354.44.2%128.727.1%11.07.6%2.1%(1)15.3 BC20254.358.3% (2) (3) 46.614.9% 413 2 20251520.5%517.5% 31233+ 3 (1) 6 (1) 2025AI AI 20256APP619.27.3% AIAI (3) 20252,597 (2) 2025APP30AIAI 1 2 20258,6277.5%2,304227 20254,973 20252,36433.6%8,93423.6% 20252,9225.6% 2025252.72.5%12.5%50.6%4.598.8%0.3(1)2.90.9 1=++ 2=+++++ (1) 2025125.06.0%3.02.198.1%1.62.62.1 (2) 2025127.812.5%99.7%0.33 202524.634.9%99.3% Pro202552.120.0%97.7%0.79 ++202518.613.1% 910Pro202560.9%5.4 105.1%2.4 202511.69.3%101.0%4.6 ABCDL1-L420251.8L1-L4L4L2-L3302++++ 2. 2025 4. (1) APPAI3 (3) (2) + 88.3%AI 2=+ 3= 202523,7531.3% 202523,2182.6% 202528942.4%98.8%0.32.8 2025 20212024 20256305,918.67.9%107.028.5%163.39.2% 2 2025630509.58.6%95.4%AAA (1) 202563053.3%4.471.2%3.1AA+98.8%AAA95.1% 20256301,294.521.8%15.0%1.7 202597.99.4%107.028.5%163.39.2%3.8%4.0%5.1% 1 2 320251-61,02120241-6 20256307,376.80.9%2,224.1 4Modified Dietz20241-6 5 2025IPE500202522842 2 3 314.6217.64,103.21,294.5 (II) 2025630 10%202516.79.0 187.586.9 1.4196.719 2. 202561720010+N1014A.16(1)A 1. 202412122025112027123114A.16(1)A 24AA 201611[2016]362025630 • • 2025630 1. 8.5% 2. 4.0%4.0% 3. 2010-2013 4. 2020 5. 6. 3% 7. 8. 70% 9. 2025630 202412312025630 20256302025 •2025630•2025630• 20258 22 202563045,5232025630644.92024 CEO C.2.1 C1C.2.1 C3 XV233365% (6)470,900,00099.99%99.00% (1)700,000,000 (2)660,000,00062.83%82.86%100,000,000 202526215,000,000 91.75%44.05% 2024221100,000,000 (3)550,000,00066.67%99.00%99.95%39.84%33.95%60039060006199.99% (7)470,900,00042.60%33.33%66.67% 99.86%99.99% (4)523,700,00033.68%75.00% (5)500,000,00080.00% (10)208,083,500H90.49%97.88% (8)373,200,00095.98% (11)(www.hkexnews.hk) (12)336 (9)270,293,500H99.9967%70.52%49.36%90.00%47.24%99.00%60168806886HTSC (13)11,501,522,5008,022,753,9873,478,768,513H 336 41.65%60.47% XVXV78352 (3)12,263,949395,275H (1)470,900,00099.99%99.00% (4)6,832,297395,275H 470,900,00042.60%33.33% (5)186,637237,511H (6)11,501,522,5008,022,753,9873,478,768,513H 373,200,00095.98% XVXV78352 202526215,000,000 (2)10,799,373395,275H 20241212 2.202532620253 2620256 172025326 1.202412102024121220256 17 13.51B(1) HHHHH202581 2025630 202581H351,962.550130.60%HH 20252025 7296343434 2410 34 20258 22 1 200762720081 23 2 34 2024123120241231 3 3.1 2025630 3 3.2 1.20271 12.20261 13. 4 (ii) (iii) 4 2025630 4 2024630 7 11 12 18 19 20 21 22 (b) (c) 22 22 202563020241231 23 2024 20241231 24 (1)5%(2)5%(3)5% 24 (c) 25 26 2025630 27