This filing is made pursuant to Rule 424(b)(2) under the Securities Act of 1933 in connection with Registration No. 333-272653. It is an interest rate supplement dated May 23, 2025, to the prospectus supplement dated May 23, 2025, providing current annual interest rates for Renewable Unsecured Subordinated Notes offered by Consumer Portfolio Services, Inc. The interest rates are effective as of May 23, 2025.
The applicable portfolio amount is determined by aggregating the principal amount of all notes issued by Consumer Portfolio Services, Inc. that are currently owned by the investor and their immediate family members, which includes parents, children, siblings, grandparents, grandchildren, and members of a sibling’s family if the sibling is also a note holder.
These notes are being offered to investors in the following states of the United States of America: Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Vermont, and Wisconsin.
The description of the terms of these notes in this interest rate supplement adds to the description of the general terms and provisions of the notes in the base prospectus (dated November 20, 2023, file number 333-272653) and the prospectus supplement (dated May 23, 2025). Investors should rely on the description of the notes in this interest rate supplement if it is inconsistent with the description in the prospectus.
当前利率
这是2025年5月23日关于2025年5月23日招股说明书补充的利率补充说明。
当前由消费者投资组合服务公司提供的可再生能源无担保次级债券的年利率
利率自2025年5月23日起生效
我们确定购买或续订票据时适用的投资组合金额，通过汇总您及其直系家庭成员目前持有的Consumer Portfolio Services，Inc.发行的所有票据的本金金额。直系家庭成员包括您的父母、子女、兄弟姐妹、祖父母和外孙。如果兄弟姐妹也是票据持有人，其家庭成员也被视为直系家庭成员。
我们向以下美国各州的投资者提供这些笔记：阿肯色州、加利福尼亚州、科罗拉多州、康涅狄格州、佛罗里达州、乔治亚州、夏威夷州、爱达荷州、伊利诺伊州、印第安纳州、艾奥瓦州、堪萨斯州、路易斯安那州、缅因州、密歇根州、明尼苏达州、密西西比州、密苏里州、新墨西哥州、纽约州、北卡罗来纳州、俄亥俄州、俄克拉荷马州、宾夕法尼亚州、南卡罗来纳州、南达科他州、田纳西州、德克萨斯州、佛蒙特州和威斯康星州。
本利率补充中对这些债券条款的描述，补充了我们在向美国证券交易委员会（SEC）提交的注册声明（日期为2023年11月20日，文件编号333-272653）和附属于基本招股说明的招股说明书补充（日期为2025年5月23日）中对债券一般条款和规定的描述。如果本利率补充中对债券的描述与招股说明书中的描述不一致，投资者应依赖本利率补充中对债券的描述。
CPSnotes.com / InvestorServices@CPSnotes.com / 888-776-1887
