2025年全球电商报告

GlobalEcommerceReport2025 Tack ngCha engesandnternat onaExpans onw thStrateg cPartnersh ps GlobalEcommerceReport2025 Contactus Fonquesoned o aoppounesp easecon ac :Ema :ed tor@thepaypers.com Tosubsc beoounews e e s,c ckhere Fogene aadves ngn o ma on,con ac :M hae aM ha aEma :m hae a@thepaypers.com RELEASEVERS ON1.0DECEMBER2024COPYR GHT©THEPAYPERSBVALLR GHTSRESERVEDTEL:+31208934315FAX:+31206580671MA L:ED TOR@THEPAYPERS.COM Foreword D anaLupu eacSen oEd oaThePaype s We comeohefi sedonoheG obaEcomme ceRepo2025–Tack ngCha engesandn e naonaExpans onwhSa eg cPane sh ps!Th sssuesanewe a onoheC oss-Bo dePaymen sandEcomme ceRepo,wh chThePaype shaspub shedegu a yoveheasfiveyea s. Thedec s onochangegea sands aonanewpa ha gnsw hheno ceab eshhaecomme cesehasunde gone.Mo ehanevebe o e,wea ev ngnane aog obaecomme ce,anageod g a sa onandhype -pe sona sa on,whe eg obaecomme cesnoongesynonymousw hme e ysengac ossbo de s.ns ead,hasbecomeau yg obaexpe encewhe ecus omecho cese shepace,andechno ogymakeshappen. W husaewc cks,youcano deap oducomame chanac ossheg obeandhavede ve edoyounamaeodays,andheshopp ngou neysca e edohecus omenaposs b eways.Eachwebs eoappn e ac onsana ysedbyeve ag ngafic an egence(A )andmach neea n ng(ML)a gohms–odecodeusebehav ou ,a oecommenda ons,andc aape sona sedshopp ngexpe ence.Thepaymens agesa soca e u yop m sedop esencus ome sw hamapaymenop onshaa gnw hhep e e ences.Rewa dsandoya yp og ammesuhebu dcus omee en onbyncen v s ngshoppe socomeback. Theg obaecomme cema kescons an ychang ngande nven ngseandsan c pa edoeachUSD4.12onn2024,acco d ngoS as a.W hap o ec edannuag ow ha e(CAGR2024-2029)o9.49%,hema keva uesexpec edoeachUSD6.48onby2029.Mo eove ,w hn e neaccessandadop ononanupwa da ec o y,hesamesou cend ca eshahenumbeouse swke yamouno3.6bonby2029. nh se aochange,s ay ngn o medabouends,newpaymenechno og es,andg ow hma ke ssessen aobus nessesseek ngoh ve,noussu v ve.TheG obaEcomme ceRepo2025–Tack ngCha engesandn e naonaExpans onwhSa eg cPane sh psse vesasagu deonav ga ngh scomp exandscape.Th snewedoncomp esns gh somkeys akeho de s,suchasopndusyconsu an s,me chan s,andpaymense v cep ov de s(PSPs),ooffeanswe sop ess ngques onsandshedghonw nn ngsa eg es. Howg ow hma ke sa eewngheu esog obaecomme ce G ow hma ke s,spann ngAca,As a-Pac fic,andLa nAme ca,a edefinedbyap deconom cdeve opmen ,anexpand ngm dd ec ass,andh ghn e nepenea on.Th soffe shepeeccanvasobus nessesn e es ednb oaden nghecus omebase.Aboveany h ng,hesema ke sa eshap nghowme chan sook ngoexpandac ossbo de sh nkabouoca sa onsa eg es,og s cs,ocaegu a ons,andcus omeexpe ence–nab dobeeposonhemse vesosuccessnashngg obaandscape.Bus nessesmusunde s andpaymenandscapes,cus omebehav ou s,andheegu a o yenv onmenoeachma ke–wh chswhys ay ngn o medando g ngpane sh psw hheghso u onp ov de sa ekeys eps.➔ ThePaype s’G obaEcomme ceRepo2025n oducesab and-newn og aph cshowcas ngs xg ow hma ke s:B az ,Mex co,N gea,Sou hAca,V e nam,andhePhpp nes.Eachonesana ysedbycove ngs gn ficanocadeve opmen s,nc ud ngendsnecomme ce,popu apaymenme hods,andcus omebehav ou s.Wea soadd essegu a o yaspec smpac ngaud,ecomme ce,andpaymen s,a ongw han c pa edu u edeve opmen s.Mo eove ,ouesea chnc udesove v ewsoe evanpaymenme hodspema keand,npane sh pw hWo dpay,s a sega d ngecomme cema kes zep o ec ons,paymenme hodsha es,andPOSca dschemesha es–mak ngause ucompassocompan esn e es ednexpand ngheeachnheseeg ons. Sca ngn e na onasa esw hpaymeno chesa on Manag ngcomp expaymen ssoneohemosmpoanpa npo n sobus nessesook ngoexpandn e na ona y.Me chan saceanuphbae–omca e ngod ve sepaymenp e e encesac ossva ousma ke sandhand ngmup ecuenc esoadhe ngoc oss-bo deegu a onsandadd ess ngheaudandsecuysksassoc a edw hg obaecomme ce.Addona y,heagmen edpaymenecosys em–esungommanag ngmup ePSPs,ga eways,andp ocesso s–addsuhecomp ex y. A houghnoanewechno ogy,paymeno chesa onsevo v ngn oaccaso u onoadd ess nghesepaymencha enges,becom nganessen aooome chan s.O chesa onaye sn eg a ew hmup ePSPsoa owme chan sooffeeg on-spec ficpaymenme hods,andhe phemeducecaabandonmenandnc easeconve s ona es.Theya sodynam ca you eansac onsohemossu ab ePSPbasedonspec ficac o ssuchassuccessa esandansac oncos s,enab ngme chan soacceppaymen snocacuenc es–wh sadhe ngoeg onaandg obacomp ances anda ds. Somepaymeno chesa onp ov de sa sooffeconso da edda aommup ePSPsn oas ng edashboa d,enab ngme chan soga nns gh sn opaymenends,cus omebehav ou s,andansac onsuccessa es–n o ma onhacanhe pgu debus nessdec s ons. W haudbe ngape s s enh eaome chan s,someo chesa onaye sa sonco po a ep op e a yone wo koken za on–obo h–osecu esensvepaymenda a.Whasmo e,smaou ngcanmp emeneg on-spec ficaudde ec onmeasu esbyana ys ngcommonaudpae nsneachgeog aph ca ea.Somepaymeno chesa o sa sop ov deaddonaaudde ec onse v ces,enab ngbus nessesosca en e na ona yw houcomp om s ngsecuyocus omeus . Tooffeme chan sac eav ewohepaymeno chesa onandscape,heG obaEcomme ceRepo2025nc udeshesecondedonoann og aph chashedsghonhecapabesoe evanpaymeno chesa onp ov de swo