Renasant Corp 2025年度报告

(Mark One)[]Annual Report Pursuant to Section 15(d) of the Securities Exchange Act of 1934For the fiscal year ended December 31, 2025Or[X]Transition Report Pursuant to Section 15(d) of the Securities Exchange Act of 1934For the transition period from ____ to ____ Commission file number 001-13253A. Full title of the plan and the address of the plan, if different from that of the issuer named below:RENASANT BANK 401(k) PLAN B. Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:RENASANT CORPORATION 209 Troy StreetTupelo, MS 38804-4827 Renasant Bank 401(k) PlanForm 11-KFor the Years Ended December31, 2025 and 2024CONTENTSPageReport of Independent Registered Public Accounting Firm1Financial StatementsStatements of Net Assets Available for Benefits as of December31, 2025 and 20242Statements of Changes in Net Assets Available for Benefits for the Years Ended December31, 2025 and20243Notes to Financial Statements4Supplemental ScheduleSchedule H, Line 4i ‑ Schedule of Assets (Held at End of Year) as of December31, 202510Signatures15Exhibit Index16All other schedules required by Section2520.103-10 of the Department of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974 have been omitted because they are not applicable. REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Audit Committee, Plan Administrator and ParticipantsRenasant Bank 401(k) PlanTupelo, MS Opinion on the Financial Statements We have audited the accompanying statements of net assets available for benefits of Renasant Bank 401(k) Plan (the “Plan”) as ofDecember 31, 2025 and 2024, the related statements of changes in net assets available for benefits for the years then ended, and therelated notes (collectively, the “financial statements”). In our opinion, the financial statements present fairly, in all material respects,the net assets available for benefits of the Plan as of December 31, 2025 and 2024, and the changes in net assets available for benefitsfor the years then ended, in conformity with accounting principles generally accepted in the United States of America. Basis for Opinion These financial statements are the responsibility of the Plan’s management. Our responsibility is to express an opinion on the Plan’sfinancial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting OversightBoard (United States) (PCAOB) and are required to be independent with respect to the Plan in accordance with the U.S. federalsecurities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the auditto obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud.The Plan is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. As part ofour audits, we are required to obtain an understanding of internal control over financial reporting but not for the purpose of expressingan opinion on the effectiveness of the Plan’s internal control over financial reporting. Accordingly, we express no such opinion. Our audits included performing procedures to assess the risk of material misstatement of the financial statements, whether due to erroror fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidenceregarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles usedand significant estimates made by the Plan’s management, as well as evaluating the overall presentation of the financial statements. Webelieve that our audits provide a reasonable basis for our opinion. Supplemental Information The supplemental information in the accompanying ERISA-required Supplemental Schedule H, line 4i- Schedule of Assets (Held atEnd of Year) as of December 31, 2025 has been subjected to audit procedures performed in conjunction with the audit of the Plan’sfinancial statements. The supplemental information is presented for the purpose of additional analysis and is not a required part of thefinancial statements but included supplemental information required by the Department of Labor’s Rules and Regulations forReporting and Disclosure under the Employee Retirement Income Security Act of 1974. The supplemental information is theresponsibility of the Plan’s management. Our audit procedures included determining whether the supplemental information reconcilesto the financial statements or the underlying accounting and other records, as applicable, and performing procedures to test thecompleteness and accuracy of the information presented in the supplemental information. In forming ou