東莞農村商業銀行股份有限公司2025年度報告

東莞農村商業銀行股份有限公司Dongguan Rural Commercial Bank Co., Ltd. 股份代號：9889（於中華人民共和國註冊成立的股份有限公司） 年度報告2025 2481118222323525965677280123131137140 20263 271720251212 2025 202510%3.9130%11.720.2220252025 春山在望，共赴新程 2025 600.4726.92%ESG193.5818.01%541.667.08% 1,12317.05% 1+N+X++ 2026 195219962005200920219889.HK 20254 20257,960.165,442.124,090.31116.9738.771.79%207.68%15.41%13.33% 20252182025100386 % (1)(2)(3)(4)(5) % % % (1) 2025 7,960.16501.116.72%5,442.12239.644.61%4,090.31279.867.34% 1.79%207.68%15.41%13.33% 116.9738.77(ROA)(ROE)0.50%6.18% 116.976.155%38.779.8420.24% 1. 88.273.473.78% (1) 2.82%0.411.63%0.301.19%0.111.25%0.10 (2) 199.5819.648.96% (i) 127.7816.5111.44%LPR (ii) 62.781.752.72% (iii) 4.541.5525.48% (3) 111.3116.1712.68% (i) 80.918.979.98% (ii) 20.04211.10% (iii) 5.313.4439.29% (iv) 4.905.7253.88% 2. 28.692.688.55% (1) 3.990.5812.71% (2) 5.7912.68202520242025 (3) 18.2811.20 (4) 0.630.612024 3. 46.241.292.71% (1) 28.931.655.39% (2) 4.470.18 4. 33.860.94 (1) 32.296.05[2022]10 (2) 0.713.93 5. -1.456.12 1. 7,960.16501.116.72% (1) 3,950.67277.037.54% (2) 172.133.942.34% (3) 3,320.51184.095.87% 2. 7,329.92495.537.25% (1) 5,442.12239.644.61%60.20%0.2537.70%0.0939.15%0.3658.75%0.02 (2) 126.98184.26 3. 630.245.580.89% 4. 41(e) -173.6635.24-118.830.22273.93199.49 4,090.31279.867.34% 3,930.20268.1987.208.5272.923.151.79%0.05 1.47%27.18%94.99%60.90% 6. 10% 29.244.16%0.71%141.6820.18%3.46% (1) 93.32.27%2.75323.440.263126.2310.941339.9211.7833.711.65 8. 10. 202543.496.749.3426.120.50 11. 32.2932.250.0426.125.89151.39151.10 0.29 15.41%13.33%13.30% 1. (1)(2)(3)(4)(5)(6) 2 0 2 5(www.drcbank.com)—— 2. — 2. 1. 41 2. 3. 4. 5. 87.99 1. 600.4726.92%1,123314.69 193.5818.01% 2. 2,052.034.35%2,825.0411.74% (1) 503.1220255 (2) 932.8317.05% (3) + 3. 3,276.214.19%1,265.271.32% (1) (AUM)4,070.53275.741.440.42 (2) 425.76360.71 (3) 2,072.26 4. 541.6635.833.05 (1) 282.811.29 (2) (3) 6.6638BP 5. (MLF)3,423.14181.185.59% (1) 5.61,000 (2) MLF802,3001,640.54,000 6. 372.7785.83% (1) (2) 1. (1) (2) (3) AI (4) 2. (1) 5.69388 (2) (3) 1. 414406214141631,24061027603 2. +551.6110.61%222.4420.66% 21.378.73%10.8913.31%2025490.2361.51%2025397.5680.10% 44.1 1. 2. 44.3 1. (VaR)PVBP 2. 20251,5967.02883.07%≤20% 44.2 2.5% 7*24 2024–2028 2025GDP5%2026 2025GDP4% 2026 2026 830409.23 + ++ + BABA3245665 2025 + 17189.01 101018.569.47243 20252291.466.406,712 20256 · 30150500·72 6,888,545,5105,740,454,51083.33%H1,148,091,00016.67% 57,3601251,443,686,41820.96%57,2354,296,768,09262.38%H23 28.59%5%3.55%2.12%1.45% 3,024483,148,496H7.01% 336XV23 (1)L(2)Scoperto LimitedScoperto Limited(3)40%(4)H(5)(6)40.03% 1.5% 5% 2. (1) 200211 2710,000 249,193,2583.62% (2) 20023 2926,888 168,389,7492.44% (3) 20006 221,000 30,425,1060.44% (4) 19967 30600.6 6,442,0400.09% (5) 19844 102,005 126,262,0001.83% (6) 201112 650 12,677,4000.18% (7) 20035 6150 6,442,0400.09% 10% 5%20,332,1800.30% 50% 110101 120255 30202485 1202422024320244202552025620247202482025 122024320244202452024 202559202420255 30 1. 10%10 2. 1%102 3. 10%10%10 4. 5. (www.drcbank.com)(www.hkexnews.hk) +86-769-9611222523123 1. 19917200532005320083200832023420234 199171999119991200432004320058200582009320093201810201410201611201811 19937200410200410200512200512201892009420091220189201811201811 20007201252012920211220207202092024122021520211220221202232024122022520241220229202322023420241220211120261 20109201512(03689.HK)201882018820252202092021520216202152021920211120223202412024220246 20197202112202112202352023520242202422025820258 20181220212202122021620223 2025 520226202452022820236 2020520239(600070.SH)20201220225(002576.SZ)20211 2026 120198202132021520228(1578.HK)2023520189 (8206.HK)(3800.HK)(1622.HK)(859.HK) 2020120131120221(834295.NEEQ)2020320232(838309.NEEQ)20209202510202212(001201.SZ)20181202212 19977202212022120174202232017102022320224201952022420213202322022420227202211202212202342023920232 20081 2. 19947200610200610201032010320141220141220168201682024920241020263 20007200522005220077200772010320103202582020122024620246202472025920262 19967200612200612201032010320171220178201842018420221120231 1998720069200692010320103202532025420254202512 1. 202320252 202320253 20253 20253 20253 202511 202511 20261 2025112026311 2026320263 11 2. 20263 11 3. 20254 2025920262 2025 2025 11 XV78352C3 XVXV78352 C3 34%48%20%2 2 14A 14446 6 44613 2024 2024 102024202420242024107202421 (1)(2)20253(3)2025220254(4)2025220254(5)20254(6)20254(7)20253 63.13 45 1. (1)(2)(3)(4)(5)(6)(7)(8)(9) 8302 2. (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) 1141 3. (1)(2)(3)(4)(5)(6)(7)(8)(9)(10)(11)(12)(13) (14)(15)(16)(17)(18)(19) 614<> 4. (1) (2) (3) (4) (5) 715 5. (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13)