Slide Insurance Holdings Inc 2025年季度报告

(Mark One)☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF1934 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF1934 Slide Insurance Holdings, Inc. (Exact Name of Registrant as Specified in its Charter) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) hasbeen subject to such filing requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant toRule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was requiredto submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reportingcompany, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and“emerging growth company” in Rule 12b-2 of the Exchange Act. Large accelerated filer☐Non-accelerated filer☒Emerging growth company☒ Accelerated filer☐Smaller reporting company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).Yes☐No☒As of November 5, 2025, the registrant had124,289,799shares of common stock, $0.01 par value per share, outstanding. Table of Contents PART I.FINANCIAL INFORMATION Item 1.Financial Statements (Unaudited)1Condensed Consolidated Balance Sheets September 30, 2025 (unaudited) and December 31, 2024:1Condensed Consolidated Statements of Operations three and nine months ended September 30, 2025 and2024 (unaudited):2Condensed Consolidated Statements of Comprehensive Income three and nine months ended September 30,2025 and 2024 (unaudited):3Condensed Consolidated Statements of Shareholders’ Equity three and nine months ended September 30,2025 and 2024 (unaudited):4Condensed Consolidated Statements of Cash Flows nine months ended September 30, 2025 and 2024(unaudited):6Notes to Unaudited Condensed Consolidated Financial Statements7Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations28Item 3.Quantitative and Qualitative Disclosures About Market Risk50Item 4.Controls and Procedures51 PART II.OTHER INFORMATION Item 1.Legal Proceedings52Item 1A.Risk Factors52Item 2.Unregistered Sales of Equity Securities and Use of Proceeds52Item 3.Defaults Upon Senior Securities52Item 4.Mine Safety Disclosures52Item 5.Other Information52Item 6.Exhibits53Signatures54 PART I—FINANCIAL INFORMATION Slide Insurance Holdings, Inc.Condensed Consolidated Balance Sheets(Dollar amounts in thousands, except per share and par value amounts) Slide Insurance Holdings, Inc.Condensed Consolidated Statements of Operations (Unaudited)(Dollar amounts in thousands, except per share amounts) Slide Insurance Holdings, Inc.Condensed Consolidated Statements of Shareholders’ Equity (Unaudited)(Dollar amounts in thousands) (a)All Common Stock share and related dollar information, all Preferred Stock share and related dollar information andAdditional Paid-in Capital has been adjusted to reflect the 5.5-for-1 stock split effective June 18, 2025 as discussed in Note 1. See Accompanying Notes to Unaudited Condensed Consolidated Financial Statements Slide Insurance Holdings, Inc.Condensed Consolidated Statements of Cash Flows (Unaudited)(Dollar amounts in thousands) Slide Insurance Holdings, Inc.Notes to Unaudited CondensedConsolidated Financial Statements(Dollar amounts in thousands, except share and per share amounts, unless otherwise stated) 1.Nature of Business and Significant Accounting Policies Basis of Presentation The accompanying unaudited consolidated financial statements for the Company have been prepared in accordance withaccounting principles generally accepted in the United States of America (“U.S. GAAP”) for interim financial information. As ofSeptember 30, 2025, there were no changes in the nature of our significant accounting policies or the application of those policiesfrom those reported in our annual report for the year then ended December 31, 2024. These unaudited consolidated financialstatements and accompanying notes should be read in conjunction with the Company’s audited consolidated financial statementsand accompanying notes for the year ended December 31, 2024, included in the Compan