Trustmark Corp 2025年季度报告

Form10-Q ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIESEXCHANGE ACT OF 1934 For the quarterly period endedMarch 31,2025 or TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIESEXCHANGE ACT OF 1934 For the transition period fromto Commission file number000-03683 Trustmark Corporation (Exact name of registrant as specified in its charter) Mississippi64-0471500(State or other jurisdiction ofincorporation or organization)(I.R.S. EmployerIdentification No.) 248 East Capitol Street,Jackson,Mississippi39201(Address of principal executive offices)(Zip Code) (601)208-5111(Registrant’s telephone number, including area code)Securities registered Pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file suchreports), and (2) has been subject to such filing requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period thatthe registrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smallerreporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smallerreporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. Large accelerated filer☒Non-accelerated filer☐Emerging growth company☐ Accelerated filer☐Smaller reporting company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).Yes☐No☒ As of April 30, 2025, there were60,477,582shares outstanding of the registrant’s common stock (no par value). Forward-Looking Statements Certain statements contained in this Quarterly Report on Form 10-Q constitute forward-looking statements within the meaning ofthe Private Securities Litigation Reform Act of 1995.You can identify forward-looking statements by words such as “may,”“hope,” “will,” “should,” “expect,” “plan,” “anticipate,” “intend,” “believe,” “estimate,” “predict,” “project,” “potential,” “seek,”“continue,” “could,” “would,” “future” or the negative of those terms or other words of similar meaning.You should readstatements that contain these words carefully because they discuss our future expectations or state other “forward-looking”information. These forward-looking statements include, but are not limited to, statements relating to anticipated future operatingand financial performance measures, including net interest margin, credit quality, business initiatives, growth opportunities andgrowth rates, among other things, and encompass any estimate, prediction, expectation, projection, opinion, anticipation, outlook orstatement of belief included therein as well as the management assumptions underlying these forward-looking statements.Youshould be aware that the occurrence of the events described under the caption “Risk Factors” in Trustmark’s filings with theSecurities and Exchange Commission (SEC) could have an adverse effect on our business, results of operations or financialcondition.Should one or more of these risks materialize, or should any such underlying assumptions prove to be significantlydifferent, actual results may vary significantly from those anticipated, estimated, projected or expected. Risks that could cause actual results to differ materially from current expectations of Management include, but are not limited to,actions by the Board of Governors of the Federal Reserve System (FRB) that impact the level of market interest rates, local, state,national and international economic and market conditions, conditions in the housing and real estate markets in the regions inwhich Trustmark operates and the extent and duration of the current volatility in the credit and financial markets, changes in thelevel of nonperforming assets and charge-offs, an increase in unemployment levels, a slowdown in economic growth,changes inour ability to measure the fair value of assets in our portfolio, changes in the level and/or volatility of market interest rates, theimpacts related to or resulting from bank failures and other economic and industry volatility, including potential increasedregulatory requirements, the demand for the products and services we offer, potential unexpected adverse outcomes in pend