信用数据监管：构建中国包容可持续的金融体系

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The report discusses the importance of credit information for access to financing and sustainable development. It highlights the need for better information to prevent fraud and support balanced growth. The report notes that until recently, credit information reporting requirements mainly covered only banks, but with the rise of digital transformation and FinTech, a range of new credit providers have emerged. Advanced data and analytics technologies provide opportunities for both market participants and credit reporting agencies to collect and analyze credit information, improving creditworthiness assessments and enhancing availability of finance. The report reflects international experience and highlights China's development of a regulatory regime for credit information reporting and business.