丰业银行美股招股说明书(2026-08-13版)

Interest Linked to the least performing of the common stock of ConocoPhillips, the common stock of The Goldman Sachs Group, Inc. and the common stock of Eli Lillyand Company due on or about August 23, 2029 Investment Description The Bank of Nova Scotia Trigger Autocallable Contingent Yield Notes with Memory Interest (the “Notes”) are senior, unsecured debt securities issued by The Bank of Nova Scotia (“BNS” or the “issuer”) linked tothe least performing of the common stock of ConocoPhillips, the common stock of The Goldman Sachs Group, Inc. and the common stock of Eli Lilly and Company (each, an “underlying asset”, and together, the“underlying assets”). BNS will pay a contingent coupon on the related coupon payment date, plus any previously unpaid contingent coupons in respect of any previous observation dates pursuant to the memoryinterest feature, only if the closing level of each underlying asset on the applicable observation date (including the final valuation date) is equal to or greater than its coupon barrier. Otherwise, no contingent couponwill be paid on the relevant coupon payment date. BNS will automatically call the Notes early if the closing level of each underlying asset on any observation date prior to the final valuation date is equal to orgreater than its initial level. If the Notes are subject to an automatic call, BNS will pay on the applicable coupon payment date following such observation date (the “call settlement date”) a cash payment per Noteequal to your principal amount plus the contingent coupon otherwise due and any previously unpaid contingent coupons in respect of any previous observation dates pursuant to the memory interest feature, andno further payments will be owed to you under the Notes. If the Notes are not subject to an automatic call and the closing level of each underlying asset on the final valuation date (its “final level”) is equal to orgreater than its downside threshold, BNS will pay you a cash payment per Note at maturity equal to the principal amount. If, however, the Notes are not subject to an automatic call and the final level of anyunderlying asset is less than its downside threshold, BNS will pay you a cash payment per Note at maturity that is less than the principal amount, if anything, resulting in a percentage loss on your principal amountequal to the percentage decline in the least performing underlying asset from its initial level to its final level (with respect to each underlying asset, the “underlying return”) and, in extreme situations, you could loseyour entire investment in the Notes. The “least performing underlying asset” is the underlying asset with the lowest underlying return as compared to any other underlying asset.Investing in the Notes involvessignificant risks. You may lose a significant portion or all of your investment and may not receive any contingent coupon during the term of the Notes. You will be exposed to the market risk of eachunderlying asset on each observation date and on the final valuation date and any decline in the level of one underlying asset may negatively affect your return and will not be offset or mitigated bya lesser decline or any potential increase in the level of any other underlying asset. Generally, a higher contingent coupon rate on a Note is associated with a greater risk of loss and a greater riskthat you will not receive contingent coupons over the term of the Notes. The contingent repayment of principal applies only at maturity. Any payment on the Notes, including any repayment ofprincipal, is subject to the creditworthiness of BNS. If BNS were to default on its payment obligations, you may not receive any amounts owed to you under the Notes and you could lose your entireinvestment in the Notes. Features ❑Potential for Periodic Contingent Coupons— BNS will pay a contingent coupon on a coupon paymentdate, plus any previously unpaid contingent coupons in respect of any previous observation dates pursuant tothe memory interest feature, only if the closing level of each underlying asset is equal to or greater than itscoupon barrier on the applicable observation date (including the final valuation date). Otherwise, if the closinglevel of any underlying asset is less than its coupon barrier on the applicable observation date, no contingentcoupon will be paid on the relevant coupon payment date. ❑Automatic Call Feature— BNS will automatically call the Notes and pay you the principal amount of yourNotes plus the contingent coupon otherwise due on the related coupon payment date and any previouslyunpaid contingent coupons in respect of any previous observation dates pursuant to the memory interestfeature if the closing level of each underlying asset is equal to or greater than its initial level on anyobservation date prior to the final valuation date. If the Notes were previously subject to an automatic call, nofurther payments will be owed to you under the Notes.❑Contingent Repayment of Principal at Matu