富国银行美股招股说明书(2026-07-08版)

Filed Pursuant to Rule 424(b)(2)Registration Nos. 333-292881 and 333-292881-01 Subject To Completion, dated July 8, 2026PRICING SUPPLEMENT No. 79 dated July , 2026(To Product Supplement No. 1 dated February 13, 2026,Market Measure Supplement No. 1 dated February 13, 2026,Prospectus Supplement dated February 13, 2026and Prospectus dated February 13, 2026) Wells Fargo Finance LLCMedium-Term Notes, Series B Fully and Unconditionally Guaranteed by Wells Fargo & CompanyEquity Index Linked SecuritiesMarket Linked Securities—Upside Participationto a Cap and Fixed Percentage Buffered DownsidePrincipal at Risk Securities Linked to the S&P 500®Indexdue July 20, 2029 ■Linked to the S&P 500®Index (the “Underlier”)Unlike ordinary debt securities, the securities do not pay interest or repay a fixed amount of principal at maturity.Instead, the securities provide for a maturity payment amount that may be greater than, equal to or less than the face amount of the securities,depending on the performance of the Underlier from the starting value to the ending value.The maturity payment amount will reflectthe following terms:■If the value of the Underlier increases, you will receive the face amount plus a positive return equal to 100% of the percentage increase in the value of the Underlier from the starting value, subject to a maximum return at maturity of at least 30.38% (to bedetermined on the pricing date) of the face amount. As a result of the maximum return, the maximum maturity payment amountwill be at least $1,303.80 per security■If the value of the Underlier remains flat or decreases but the decrease is not more than the buffer amount of 20%, you willreceive the face amount■If the value of the Underlier decreases by more than the buffer amount, you will receive less than the face amount and have 1-to-1 downside exposure to the decrease in the value of the Underlier in excess of the buffer amountInvestors may lose up to 80% of the face amount All payments on the securities are subject to credit risk, and you will have no ability to pursue any securities included in the Underlierfor payment; if Wells Fargo Finance LLC, as issuer, and Wells Fargo & Company, as guarantor, default on their obligations, youcould lose some or all of your investmentNo periodic interest payments or dividends No exchange listing; designed to be held to maturityThe current estimated value of the securities is approximately $960.90 per security. While the estimated value of thesecurities at pricing may differ from the estimated value set forth above, we do not expect it to differ significantly absent amaterial change in market conditions or other relevant factors.In no event will the estimated value of the securities on thepricing date be less than $930.00 per security.The estimated value of the securities was determined for us by Wells FargoSecurities, LLC using its proprietary pricing models.It is not an indication of actual profit to us or to Wells Fargo Securities,LLC or any of our other affiliates, nor is it an indication of the price, if any, at which Wells Fargo Securities, LLC or any otherperson may be willing to buy the securities from you at any time after issuance.See “Estimated Value of the Securities” inthis pricing supplement.The securities have complex features and investing in the securities involves risks not associated with an investment in conventional debt securities. See “Selected Risk Considerations” beginning on pagePRS-9 herein and “Risk Factors” beginning on page PS-5 of the accompanying product supplement. The securities are the unsecured obligations of Wells Fargo Finance LLC, and, accordingly, all payments are subject to creditrisk. If Wells Fargo Finance LLC, as issuer, and Wells Fargo & Company, as guarantor, default on their obligations, you couldlose some or all of your investment. The securities are not savings accounts, deposits or other obligations of a depositoryinstitution and are not insured by the Federal Deposit Insurance Corporation, the Deposit Insurance Fund or any othergovernmental agency.Neither the Securities and Exchange Commission nor any state securities commission or other regulatory body has approved or disapproved of these securities or passed upon the accuracy or adequacy of this pricing supplement or the accompanyingproductsupplement,market measure supplement,prospectus supplement and prospectus. Any representation to thecontrary is a criminal offense. Wells Fargo Securities Market Linked Securities—Upside Participation to a Cap and FixedPercentage Buffered DownsidePrincipal at Risk Securities Linked to the S&P 500® Index due July 20, 2029 Market Linked Securities—Upside Participation to a Cap and FixedPercentage Buffered DownsidePrincipal at Risk Securities Linked to the S&P 500® Index due July 20, 2029 Market Linked Securities—Upside Participation to a Cap and FixedPercentage Buffered DownsidePrincipal at Risk Securities Linked to the S&P 500® Index due July 20, 2029 Addi