蒙特利尔银行美股招股说明书(2026-06-02版)

US$1,409,000 Linked to the Least Performing of the S&P 500®The notes are designed for investors who are seeking monthly contingent periodic interest payments (as described in more detail below), as well as a return of Index and the NASDAQ-100 Index® principal if the notes are redeemed prior to maturity. Investors should be willing to have their notes redeemed prior to maturity, be willing to forego any potentialto participate in any increase in the level of the Reference Assets and be willing to lose some or all of their principal at maturity. The notes will pay a Contingent Coupon on each Contingent Coupon Payment Date at the Contingent Interest Rate of 0.8667% per month (approximately 10.40%per annum) if the closing level of each of the S&P 500®Index, the NASDAQ-100 Index®, and the Russell 2000® Index (each, a "Reference Asset" and,collectively, the "Reference Assets") on the applicable monthly Observation Date is greater than or equal to its Coupon Barrier Level. However, if the closing levelof any Reference Asset is less than its Coupon Barrier Level on an Observation Date, the notes will not pay the Contingent Coupon for that Observation Date.Beginning on November 30, 2026 , Bank of Montreal may, in its discretion, elect to call the notes in whole, but not in part, on any Observation Date (an "Issuer Call"). If Bank of Montreal elects to call the notes, investors will receive their principal amount plus any Contingent Coupon otherwise due on the ContingentCoupon Payment Date following the Issuer Call (the "Call Settlement Date"). After the notes are redeemed pursuant to an Issuer Call, investors will not receiveany additional payments in respect of the notes. The notes do not guarantee any return of principal at maturity. Instead, if the notes are not redeemed pursuant to an Issuer Call, the payment at maturity will bebased on the Final Level of each Reference Asset and whether the Final Level of any Reference Asset has declined from its Initial Level to below its Trigger Levelon the Valuation Date (a “Trigger Event”), as described below. If the notes are not subject to an Issuer Call and a Trigger Event has occurred, investors will lose 1% of the principal amount for each 1% decrease in the level ofthe Least Performing Reference Asset (as defined below) from its Initial Level to its Final Level. In such a case, you will receive a cash amount at maturity that isless than the principal amount. The notes will not be listed on any securities exchange.All payments on the notes are subject to the credit risk of Bank of Montreal.The notes will be issued in minimum denominations of $1,000 and integral multiples of $1,000.Our subsidiary, BMO Capital Markets Corp. (“BMOCM”), is the agent for this offering. See “Supplemental Plan of Distribution (Conflicts of Interest)” below.The notes will not be subject to conversion into our common shares or the common shares of any of our affiliates under subsection 39.2(2.3) of the Canada DepositInsurance Corporation Act (the “CDIC Act”). Terms of the Notes: Pricing Date:May 29, 2026Settlement Date:June 03, 2026 Investing in the notes involves risks, including those described in the “Selected Risk Considerations” section beginning on page P-5 hereof, the “Additional Risk Factors Relating to the Notes” section beginningon page PS-6 of the product supplement, and the “Risk Factors” section beginning on page S-1 of the prospectus supplement and on page 8 of the prospectus. On the date hereof, based on the terms set forth above, the estimated initial value of the notes is $983.81 per $1,000 in principal amount. However, as discussed in more detail below, the actual value of the notes at anytime will reflect many factors and cannot be predicted with accuracy. BMO CAPITAL MARKETS Key Terms of the Notes: The S&P 500®Index (ticker symbol "SPX") and the NASDAQ-100 Index®(ticker symbol "NDX") andthe Russell 2000®Index (ticker symbol "RTY"). See "The Reference Assets" below for additionalinformation. Reference Assets: If the closing level of each Reference Asset on an Observation Date is greater than or equal to its CouponBarrier Level, a Contingent Coupon will be paid on the corresponding Contingent Coupon Payment Date Contingent Coupons: 0.8667% per month (approximately 10.40% per annum), if payable. Accordingly, each ContingentCoupon, if payable, will equal $8.667 for each $1,000 in principal amount. Contingent Interest Rate: Observation Dates:Contingent Coupon PaymentDates:1 Three trading days prior to each scheduled Contingent Coupon Payment Date. Interest, if payable, will be paid on the 3rd day of each month (or, if such day is not a business day, thenext following business day), beginning on July 03, 2026 and ending on the Maturity Date, subject to the Beginning on November 30, 2026 , Bank of Montreal may, in its discretion, elect to call the notes inwhole, but not in part, on any Observation Date. After the notes are redeemed pursuant to the Iss