IDC 2025财富管理技术服务报告

IDC MarketScape: Worldwide Wealth ManagementTechnology Services for Investment Advisors 2025 Thomas Shuster THIS IDC MARKETSCAPEEXCERPTFEATURESTEMENOS IDC MARKETSCAPE FIGURE IDC MarketScape Worldwide Wealth Management Technology Services for Please see the Appendix for detailed methodology, market definition,and scoring IN THIS EXCERPT The content for this excerpt was taken directly fromIDC MarketScape: WorldwideWealth Management Technology Services for Investment Advisors 2025VendorAssessment,document number: #US50734024. All or parts of the following sections IDC OPINION A potent combination of evolving client expectations, technological advancements,regulatory change, and competitive pressures is forcing transformations in the broaderwealth management industry. Investment advisors today find themselves in a complex A historically relationship-driven business, investment advisors are now turning towardtechnology to enhance client experience, operational efficiency, and compliance A prominent trend shaping the industry is the demand for integrated front-to-backplatforms where advisors can seamlessly combine client onboarding, client relationshipmanagement, financial planning, portfolio management, compliance, and clientreportingwithin a unified system. Firms exemplifying this holistic integration of wealth Concurrently, the proliferation of API-driven architectures and open ecosystemssignifies another transformative trend. Wealth technology vendors recognize the needfor flexibility and interoperability, enabling advisors to easily integrate third-partyapplications, specialized fintech solutions, and proprietary tools. Platforms with an The escalating adoption ofartificialintelligence (AI) and machine learning also meritsattention. Beyond mere automation, AI applications in wealth management now extendinto sophisticated usecases such as predictive analytics, personalized client insights, Regulatory complexity remains an ever-present challenge and a significant driver oftechnology investment. Advisors are compelled to respond to rigorous compliancerequirements, including suitability assessments, data privacy laws like GDPR and CCPA,and evolving fiduciary standards. Technology platforms that embed compliance tools The demographic shift in client profiles further drives change, particularly as younger,digitallynative generations increasingly assume control of wealth. These clients expectintuitive, digitallyenabled interactions characterized by transparency, immediacy, andcustomization. Consequently, the industry is seeing intensified efforts to enhance client Looking toward future states, we anticipate continued convergence of digital advisoryplatforms and traditional human-led advisory models, resulting in hybrid advisoryapproaches dominating the marketplace. Advisorsthatskillfully leverage technology for IDC MARKETSCAPE VENDOR INCLUSION CRITERIA To qualify for inclusion in this wealth management industry benchmarking study,vendors must demonstrate comprehensive core capabilities by supporting at least fourcritical wealth management functions, such as client onboarding and CRM, portfoliomanagement, trading and order management, financial planning tools, complianceautomation, back-office operations, core banking integration, or business process or family offices. They must either be a prominent provider within the U.S. market ordemonstrate robust multicurrency and multi-jurisdictional compliance capabilitiescovering at least two major regulatory frameworks (e.g., SEC, FINRA, MiFID II, GDPR).Regarding deployment and scalability, included platforms must offer flexibledeployment options, such as SaaS, onpremises, hybrid, or private cloud hosting, andhave a demonstrable track record of supporting enterprise-level scalability for high- ADVICE FOR TECHNOLOGY BUYERS IDC offers the following advice to wealth management technology buyers researching,experimenting, adopting, or expanding their use of wealth management technology ▪Prioritizeintegration andflexibility:Choose platforms that offercomprehensive front-to-back integration, seamlessly connecting advisor-facingfunctionalities (like CRM, onboarding, and financial planning) with middle-and ▪Assessvendorscalability andfuture-readiness:Evaluate whether thetechnology solution can scale effectively to accommodate your firm's growth andfuture needs. Solutions must reliably handle high transaction volumes and ▪Ensurerobustcompliance andsecuritystandards:Adopt technologyplatforms aligned with recognized regulatory compliance and data privacyframeworks, such as SOC 2, ISO 27001, GDPR, and SEC/FINRA compliance. ▪Focus onenhancedclient andadvisorexperiences:Select technologiesdesigned with intuitive user experiences that support efficient advisor workflows portals, mobile accessibility, real-time reporting, and digital onboarding to meetevolving client expectations and advisor productivity goals. ▪Considertotalcost ofownership andimplementationeff