加拿大丰业银行美股招股说明书(2025-12-15版)

STRUCTURED INVESTMENTS Opportunities in U.S. and International EquitiesAuto-Callable Trigger PLUS Based on the Value of the Nasdaq-100 Index® Principal at Risk Securities due on or about January 5, 2029 The Auto-Callable Trigger PLUS (the “securities”) do not provide for the regular payment of interest and do not guarantee any return of principal at maturity. The securities will be automatically redeemed if the index closing value on the determination date prior to the final determination date is greater than or equal to the initial index value, for an early redemption payment of $1,096.90 per security, as described below. No further payments will be made on the securities once they have been redeemed. At maturity, if the securities have not previously been redeemed and thefinal index value of the underlying index is greater than the initial index value, investors will receive the stated principal amount of their investmentplusthe leveraged upside performance of the underlying index. Ifthe final index value is less than or equal to the initial index value but greater than or equal to the trigger level, investors will receive the stated principal amount at maturity. However, if the final index value is lessthan the trigger level, investors will lose 1% for every 1% that the final index value falls below the initial index value. Under these circumstances, the payment at maturity will be significantly less than the statedprincipal amount and could be zero.Accordingly, the securities do not guarantee any return of principal at maturity and you could lose a significant portion or all of your investment in the securities.The securities are for investors who are willing to risk their principal and forgo current income in exchange for the possibility of receiving an early redemption payment or, if the securities have not previously been Auto-Callable Trigger PLUS Based on the Value of the Nasdaq-100 Index®about January 5, 2029Trigger Performance Leveraged Upside SecuritiesSMPrincipal at Risk Securities Additional Information About BNS and the Securities You should read this pricing supplement together with the prospectus dated November 8, 2024, assupplemented by the prospectus supplement dated November 8, 2024, the underlier supplementdated November 8, 2024 and the product supplement (Market-Linked Notes, Series A) datedNovember 8, 2024, relating to our Senior Note Program, Series A, of which these securities are apart. Capitalized terms used but not defined in this pricing supplement will have the meanings given The securities may vary from the terms described in the accompanying prospectus, prospectussupplement, underlier supplement and product supplement in several important ways. You shouldread this pricing supplement carefully, including the documents incorporated by reference herein. Inthe event of any conflict between this pricing supplement and any of the foregoing, the followinghierarchy will govern: first, this pricing supplement; second, the accompanying product supplement;third, the accompanying underlier supplement; fourth, the accompanying prospectus supplement;and last, the accompanying prospectus. You may access these documents on the SEC website at This pricing supplement, together with the documents listed below, contains the terms of thesecurities and supersedes all prior or contemporaneous oral statements as well as any other writtenmaterials including preliminary or indicative pricing terms, correspondence, trade ideas, structuresfor implementation, sample structures, brochures or other educational materials of ours. You shouldcarefully consider, among other things, the matters set forth in “Risk Factors” herein, in “AdditionalRisk Factors Specific to the Notes” of the accompanying product supplement and in “Risk Factors” of We urge you to consult your investment, legal, tax, accounting and other advisors concerning aninvestment in the securities in light of your particular circumstances. You may access these documents on the SEC website at www.sec.gov as follows: Product Supplement (Market-Linked Notes, Series A) dated November 8, 2024:http://www.sec.gov/Archives/edgar/data/9631/000183988224038316/bns_424b2-21309.htmUnderlier Supplement dated November 8, 2024:http://www.sec.gov/Archives/edgar/data/9631/000183988224038308/bns_424b2-21314.htmProspectus Supplement dated November 8, 2024:http://www.sec.gov/Archives/edgar/data/9631/000183988224038303/bns_424b3-21311.htm References to “BNS”, “we”, “our” and “us” refer only to The Bank of Nova Scotia and not to itsconsolidated subsidiaries and references to the “Auto-Callable Trigger PLUS” or the “securities” referto the securities that are offered hereby. Also, references to the “accompanying product supplement”mean the BNS product supplement, dated November 8, 2024, references to the “accompanyingunderlier supplement” mean the BNS underlier supplement, dated November 8, 2024, references tothe“accompanying prospectus supplement”mean t