天津银行中期报告 2025

( 於中華人民共和國註冊成立的股份有限公司 )( 股份代號 : 1578) 中期報告2 0 2 5 目錄 4 7 9 17 22 85 90 97 104 105 164 168 公司簡介及基本情況 I (Bank of Tianjin Co., Ltd.)(Bank of Tianjin)15782025660.7165.41%5.52%H29.07% 1996111765219982007202561766223780800 9,656.74.3%8,957.64.6%88.30.8%21.44.9%20.11.6% II 公司簡介及基本情況 183171712-1716 H 127 128 108 I 戰略定位與企業文化 I 榮譽獎項及重大媒體報道 II 榮譽獎項及重大媒體報道 榮譽獎項及重大媒體報道 榮譽獎項及重大媒體報道 (1)(2)(3)(4)(5)(6)(7)(8)(9)202420234(10)(11)(12)(13)(14)(15) 管理層討論與分析 I 1. 2. 20252.0 88.30.8%21.44.9%20.11.6%1.47%20241.56%20240.01% 9,656.754.3%6.9%2.67.40%8,957.64.6%6.6%2.010.65% 1.70%171.29%2.0820251000185 0.333.1%2024101.36814.0%H 22.58%36.3524.69% ++++392.1413.98%533.7%45.5%2025ABCP 1,46457.7843.20%158.951,1007 315%15.6 8.019.1%•26 85.387024%11.5%150%9.2%5.6% +2023-203055.86336.447.03AI++83.6%72.6%13.8%8.3%13.1%1,200 71%38%22%12%433.401501.78%202419+100% 301701170106304.512.5% 15272.02.0AI8AI432025 3. 21.41.04.9%20.10.31.6% 3.1 1.68%1.56%1.60%1.47% (1)(2)(3) (4)(5)(6)(7)(8) 3.2 151.48.15.1%3.77%47 111.72.32.0%554.86% 31.15.314.6%502.46% 6.00.57.9%622.46% 0.120.0455.8%0.8%36.5230.66% 2.50.031.0%1.0%389.2 3.3 92.27.07.1%35 56.90.10.1%362.24% 4.44.852.2%39.4%440.9542.01% 10.20.76.7%172.28% 12.80.64.8%27.2%1,185.7 0.160.0315.3%9.0%9.5243.38% 7.71.920.2%4.0%756.3412.03% 3.4 12.72.315.5% 3.5 7.92.926.9% 3.6 7.12.1234.1% 3.7 (1) 20.70.52.3% 21.79%22.10%0.31 12.30.65.5% 1.20.032.1% 1.80.14.9% 2.00.16.5% 3.40.14.2% 3.8 46.30.71.6% 3.9 (1) 1.30.7107.8% 4. 4.1 (1) 9,656.7396.84.3% 3,646.7306.89.2% 17.1%17.3%82.9%82.7% 1,792.5102.36.1% 1,304.7141.012.1% 127.957.581.7% 421.56.01.4% 894.179.08.1% 391.830.07.1% 306.533.39.8% 195.915.77.4% 11.82.831.0% 297.082.538.5% 3,622.811.20.3% 2,637.538.01.5% 264.1263.765,916.5% (i)(ii)(iii)(iv)(v) 385.6188.232.8% 141.2111.6377.0% 388.165.814.5% 1.00.7260.3% 143.616.510.3% 43 4.2 (1) 8,957.6391.84.6% 5,339.5329.96.6% (1) 2,970.9156.65.6% 2,139.0163.48.3% 1,477.6378.034.4% 368.8274.742.7% 626.520.13.1% 292.115.45.5% 779.530.23.7% 0.52.281.8% 73.14.45.6% 41 4.3 699.25.10.7%690.45.00.7% 5. 6. (1) 4,606.194.98%297.3162.23.34%81.4(1)1.68% (i)(ii)(iii)(iv)(v)2,717.042,484.3774.3%74.1% (1) 1.35%0.1 3.95%4.50%0.5527.9%28.2% 5.34%6.19%0.8521.7%22.6% 0.53%0.60%0.0715.0%15.1% 1.43%1.41%0.0210.0%9.5% 1.50%2.06%0.568.3%12.0% (1)(2)(3) 1.35%0.13.57%0.73 (1)(2) (1) 5.08% a. b. (1) 50.761.05%398.758.22% 139.410.68.2% (1)(2) II 1. (1) 1.1 47.253.5%13.0%3,646.79.2%2,970.95.6% 85.3873046070 392.1413.98% +e36.35 +2026-20302025-2030++4111,536.42 433.40247.3962.27 637.59 EE7.15.97%5,92556.33% 1.2 22.325.2%2.1%894.118.4%391.8306.5195.943.8%34.3%21.9%2,139.08.3% +•20252025•2025•2025 1601661,100 APP501.0119.12%APPAUM126.87132.03 1.3 1,46457.7820251.02.0 2025647.36 1.4 FICC (Fixed income, Currency &Commodity) 19.121.6%20.6% A(ICMA) X-LendingX-Repo FICC 854.0222% ESG +100% 1.5 7 IP2.690.090.14 2. III 202413.45%0.1410.17%0.309.26%0.27 7.05%0.28 https://www.bankoftianjin.com/ IV 2.075310 AIAI++++AI +AISQL • • • 5070 I. 6,070,551,8226,070,551,822 III. 7,226 336XV235% (1) (2)197771420231ANZ BH Pty LtdANZ BH Pty LtdANZGroup Holdings LimitedANZ BH Pty LtdANZ Group Holdings Limited725,644,563 (3)(i)487,078,366(ii)2,778,686489,857,052 (4)(i)487,713,488(ii)1,393,695489,107,183 (5)303,193,000 (6)000415.SZ106,993,500 (7)Tsinlien Group Company Limited(i)16,426,000(ii)85,604,000Tsinlien Group Company Limited102,030,000TEDAInvestment Holding Co., Ltd.Tsinlien Group Company LimitedTEDA Investment Holding Co., Ltd.Tsinlien Group Company Limited102,030,000 IV.5% 5%III. V. 董事、監事、高級管理人員及僱員 I. 1. (1) 2. (1) 3. 董事、監事、高級管理人員及僱員 II. 20241031620235116202512420251242023511202410312025127 20253202025320 202541720256102025610202532020253262025417202541720242025613 20254172025417 13.51B(1) 董事、監事、高級管理人員及僱員 III. 2021120159 IV. V. XV352 VI. (I) 6,5341,2875,13264516,05792.70%202460.9%39.5 2,68241.05%3,85258.95% (II) (III) 40% 董事、監事、高級管理人員及僱員 (IV) 15,665 I. 1 20254171520243,635,364,71564.25%2024202420242024202520252025 4461232222154 54963366 II. H 20253202025501.98%2021 20256252025701.78% III. 202541720242024101.36883,0452025612H 2025 IV. A V. 40A24 VI. (I) 2,3371,0331912782510919 (II) 88344.42218086164.42 (III) 170.85170.480.37 0.01 70.1347.4320.002.70 (IV) 3.90%10%8.85%15%170.8517.58%50% VII. 2020454202312295452 2016420161139.862016467.86 0.40 VIII. IX.5% 5% X. XI. XII. 20254172024202520252025 XIII. XIV. 342025630 XV. 獨立審計師審閱報告 10516320256303434 2410 34 1082025829 中期財務報表簡明合併綜合收益表 20256 30 中期財務報表簡明合併綜合收益表 20256 30 中期財務報表簡明合併財務狀況表 20256 30 中期財務報表簡明合併財務狀況表 20256 30 1051632025829 中期財務報表簡明合併權益變動表 20256 30 中期財務報表簡明合併現金流量表 20256 30 中期財務報表簡明合併現金流量表 20256 30 中期財務報表簡明合併財務報表附註 20256 30 1 1996111998820072 B0108H2120000019112000010307029842016330 20256301495 3 2 3420