支持主权风险融资和风险转移的风险评估指南

@TheGenevaAssoc@InsDevForumThe Geneva AssociationThe Geneva Association is the leading international insurance think tank for strategically important insurance and riskmanagement issues. The Geneva Association identifies fundamental trends and strategic issues where insurance playsa substantial role or which influence the insurance sector. Through the development of research programmes, regularpublications and the organisation of international meetings, The Geneva Association serves as a catalyst for progress inthe understanding of risk and insurance matters and acts as an information creator and disseminator. It is the leadingvoice of the largest insurance groups worldwide in the dialogue with international institutions. In parallel, it advances—in economic and cultural terms—the development and application of risk management and the understanding ofThe Geneva Association membership comprises a statutory maximum of 90 chief executive of officers (CEOs) fromthe world’s top insurance and reinsurance companies. It organises international expert networks and managesdiscussion platforms for senior insurance executives and specialists as well as policymakers, regulators and multilateralEstablished in 1973, The Geneva Association, officially the ‘International Association for the Study of InsuranceEconomics’, is based in Zurich, Switzerland and is a non-profit organisation funded by its Members.The International Development ForumThe Insurance Development Forum (IDF) is an unprecedented public/private partnership between leaders of the UnitedNations (UN), the World Bank Group, and the insurance industry. Its initial focus is to contribute to closing the protectiongap—the gap between insured disaster losses and the actual economic costs of disasters—by optimizing and extendingthe use of insurance and its related risk management capabilities to build greater resilience for people, communities,businesses and public institutions that are vulnerable to climate change, disasters and related economic shocks.We would like to express our appreciation to the members of the Extreme Events and Climate Risk working group of TheGeneva Association for their comments and feedback. We are particularly grateful to Paul Nunn and Guillaume Ominetti(SCOR SE), Gerry Lemcke (Swiss Re), Peter Höppe, Michael Roth and Ernst Rauch (Munich Re), Simone Ruiz-Vergote(Allianz), Natalie Higgins (Intact Financial Corporation), Ryusuke Yoshida and Masaaki Nagamura (Tokio Marine &Nichido Fire Insurance) and Alanna Simpson (World Bank and Co-chair of Risk Modelling and Mapping Group, IDF) fortheir in-depth review and comments. Finally, we would like to thank Sahar Safaie of the UNISDR for her support. www.genevaassociation.orgwww.theidf.orguncertainty in the modern economy.organisations.Acknowledgements Guidelines for Risk Assessment toSupport Sovereign Risk Financingand Risk TransferList of Authors:Dr Maryam Golnaraghi, Director Extreme Events and Climate Risk research programme, The GenevaAssociation*Mr Ian Branagan, Group Chief Risk Officer, RenaissanceRe and Co-chair of Risk Modelling andMapping Group, IDFMr Stuart Fraser, Fraser Disaster Risk Consulting Ltd. and member of the Risk Modelling andMapping Group, IDFMr Jonathon Gascoigne,Willis Towers Watson and member of the Risk Modelling and MappingGroup, IDFMs Anne Marie Gordon, RenaissanceRe and member of the Risk Modelling and Mapping Group, IDF* For queries related to this document, please contact Dr Golnaraghi: maryam_golnaraghi@genevaassociation.org 1Guidelines for Risk Assessment to Support Sovereign Risk Financing and Risk Transfer @TheGenevaAssoc@InsDevForumGuidelines for Risk Assessment to Support Sovereign Risk Financing and Risk Transfer—A Joint Publication of The Geneva AssociationPublished by The Geneva Association—International Association for the Study of Insurance EconomicsThe Geneva AssociationThe Geneva Association—International Association for the Study of Insurance EconomicsTalstrasse 70, CH-8001 ZurichEmail: secretariat@genevaassociation.org | Tel: +41 44 200 49 00 | Fax: +41 44 200 49 99 www.genevaassociation.orgwww.theidf.organd Insurance Development Forum (IDF)© The Geneva AssociationCover page—Brisbane, Shutterstock. 2June 2017Photo credits: ContentsI.Sovereign Risk Financing and Risk Transfer Schemes: A Critical Component of aComprehensive Disaster Risk Management StrategyII.Key Considerations for Development of Sovereign Risk Financing andRisk Transfer Programmes in Middle- and Low-income CountriesIII.Risk Assessment: A Critical Step for Design of Sovereign Risk Financingand Risk Transfer ProgrammesIV.Key StakeholdersV.ExamplesVI.A Checklist for Conducting Risk Assessment for Design of SovereignRisk Financing and Risk Transfer ProgrammesVII.Resources 3Guidelines for Risk Assessment to Support Sovereign Risk Financing and Risk Transfer46791012Inside back cover 4www.genevaassociation.orgwww.theidf.org@TheGenevaAssoc@InsDevForumFinancial losses associated withextr