消费金融领域空头利率在6月环比下降

John Hecht * I Equity Analyst(415) 229-1569 1jhecht@jefferies.comAlexanderVillalobos*IEquityAssociate+1 (415) 229-1479 I avillalobos@jefferies.comYuna Sohn * IEquity Associate+1 (415) 416-9219 1 ysohn@jefferies.comJonathan Weitz * I Equity Associate+1 (415) 229-8717 1jweitz@jefferies.com JefferiesExhibit 2 - Short Interest Comp TableFintechAFRMLPROPGYPYPLSOFIXYZUPSTAverageCardsAXPBFHCOFSYFAverageAuto FinanceALLYCRMTCACCAverageAlt Cons FinENVAEZPWFCFSLCOPRTOMFPRGRMUPBDAverageStudent LendersNAVISLMAverageFactSePlease see important disclosure information on pages 3 - 9 of this report.This report is intended for Jefferies clients only. Unauthorized distribution is prohibited JefferiesCompany Valuation/RisksDisclosures.actionorcall212.284.2300Analyst Certification:I, John Hecht, certify that all of the views expressed in this research report accurately reflect my personal views about the subject security(ies) and subjectcompany(ies). I also certify that no part of my compensation was, is, or will be, directly or indirectly, related to the specific recommendations or views expressedin this research reportI, Alexander Villalobos, certify that all of the views expressed in this research report accurately reflect my personal views about the subject security(ies) andsubject company(ies). I also certify that no part of my compensation was, is, or will be, directly or indirectly, related to the specific recommendations or viewsexpressed in this research report.I, Yuna Sohn, certify that all of the views expressed in this research report accurately reflect my personal views about the subject security(ies) and subjectcompany(ies). I also certify that no part of my compensation was, is, or will be, directly or indirectly, related to the specific recommendations or views expressedin this research report.I, Jonathan Weitz, certify that all of the views expressed in this research report accurately reflect my personal views about the subject security(ies) and subjectcompany(ies). I also certify that no part of my compensation was, is, or will be, directly or indirectly, related to the specific recommendations or views expressedin this research reportbased in part on the overall performance of the firm, including investment banking income. We seek to update our research as appropriate, but various regulationsmay prevent us from doing so. Aside from certain industry reports published on a periodic basis, the large majority of reports are published at irregular intervalsas appropriate in the analyst's judgement.Investment Recommendation Record(Article 3(1)e and Article 7 of MAR)RecommendationPublishedRecommendation DistributedCompany Specific DisclosuresJefferies Financial Group Inc., its affiliates or subsidiaries make a market in the securities or ADRs of Credit Acceptance CorpJefferies Financial Group Inc., its affiliates or subsidiaries make a market in the securities or ADRs of America's Car-Mart.Jefferies Financial Group Inc., its affiliates or subsidiaries make a market in the securities or ADRs of Upbound Group, IncWithin the past twelve months, Jefferies Financial Group Inc. and/or its affiliates received compensation for products and services other than investment bankingservices from non-investment banking, securities related compensation for client services it provided to American Express CoWithin the past twelve months, Jefferies Financial Group Inc. and/or its affiliates received compensation for products and services other than investment bankingservices from non-investment banking, securities related compensation for client services it provided to Capital One Financial CorporationWithin the past 12 months, Jefferies Financial Group Inc., its affiliates or subsidiaries has received compensation from investment banking services fromAmerica's Car-Mart.Within the past twelve months, Jefferies Financial Group Inc. and/or its affliates received compensation for products and services other than investment bankingservices from non-investment banking, securities related compensation for client services it provided to America's Car-Mart.Within the past twelve months, America's Car-Mart has been a client of Jefferies Financial Group Inc., its affiliates or subsidiaries and investment bankingservices are being or have been provided.Jefferies Financial Group Inc., its affiliates or subsidiaries has acted as a manager or co-manager in the underwriting or placement of securities for America'sCar-Mart or one of its affiliates within the past twelve monthsWithin the past 12 months, Jefferies Financial Group Inc., its affiliates or subsidiaries has received corInternational, Inc.Jefferies Financial Group Inc. its affiliates or subsidiaries is acting as a manager or co-manager in the underwriting or placement of securities for EnovaJefferies Financial Group Inc., its affiliates or subsidiaries has acted as a manager or co-manager in the underwriting or placement of securities for EnovaInternational, Inc. or one of its affiliates