(MMB) 2024-2025 2024 2025 2023 61814 • • • 8•8 • • • • • • • • • • • • • • • • • • • • • • • • • • • •• ••• • •• •• • IMPORTANT NOTICE: This document does not constitute or form part of any offer or solicitation or invitation to sell by eitherMarsh or Mercer to provide any regulated services or products in any country in which either Marsh or Mercer has not beenauthorized or licensed to provide such regulated services or products. You accept this document on the understanding that itdoes not form the basis of any contract. The availability, nature and provider of any services or products, as described herein, and applicable terms and conditions maytherefore vary in certain countries as a result of applicable legal and regulatory restrictions and requirements. Please consult your Marsh or Mercer consultants regarding any restrictions that may be applicable to the ability of Marsh orMercer to provide regulated services or products to you in your country. Businesses of Marsh McLennan