目錄 246182528106127133138166211221261445 2023 2024 2023 100 2024 第一章釋義及技術詞彙 1. 2. 第二章公司簡介 I. Jilin Jiutai Rural Commercial Bank Corporation LimitedJiutai Rural Commercial Bank 504 2559 第二章公司簡介 +86 (431) 96888 +86 (431) 8925 0628 +86 (431) 8925 0628 www.jtnsh.com 181115 H www.hkexnews.hkwww.jtnsh.com 06122 第二章公司簡介 H 183171712–1716 117–18 127 1671101 779 II. 200812 1520081216 50418111520162 1762224840 H2017112 155 第二章公司簡介 III. 2023 2023 第二章公司簡介 (1)(2)(3)(4)(5)(6)(7)*100%(8)*100%(9)*100%(10)*100%(11)*100%(12)*100%(13)(14)20211231461,290,1422022826202111 第四章管理層討論與分析 4.1 2023 2024 4.2 (i)(ii)(iii)(iv)(v) 4.3 20235,514.320226,597.116.4%20221,672.089.3%2023178.4 202312 31269,775.01.0%176,431.73.4%2.34%0.36236,654.14.1% 第四章管理層討論與分析 202366.496.7%178.489.3% (i) 2022202398.8%100.3% (1)(2)(3)(4)(5) (ii) 202214,382.74.9%202313,674.520225.65%20235.15%2022254,605.42023265,479.3 第四章管理層討論與分析 (A) 2022202386.2%84.7% 202212,402.76.63%202311,580.220227.04%20236.48%2022176,272.22023178,801.9(LPR) (B) 20221,233.00.3%20231,229.520223.92%20233.56%202231,418.3202334,573.5 (C) 2022278.21.9%2023283.420221.93%20232.23%202214,408.3202312,695.9 (D) 2022209.258.3%2023331.2202213,493.7202321,859.020221.55%20231.52% 第四章管理層討論與分析 (E) 2022223.10.9%2023221.0202217,863.0202316,391.020221.25%20231.35% (iii) (A) 20227,152.96.6%20237,628.42022221,802.62023235,352.020223.22%20233.24% 第四章管理層討論與分析 (B) 202292.546.6%2023135.620226,190.420238,225.120221.49%20231.65% (C) 2022217.293.7%202313.620225,852.920232,196.520223.71%20230.62% (D) 2022277.633.8%2023183.820225,827.020234,135.120224.76%20234.44% (iv) 20222.44%0.4520231.99%20222.56%0.4820232.08%0.500.05(LPR) (v) 第四章管理層討論與分析 202281.776.0%202319.6 202231.228.8%202322.2 202211.197.3%20230.3 202252.441.2%202330.8 202212.325.2%202315.4 202238.241.4%202322.4 20223.557.1%20231.5 202271.89.7%202378.8 (B) 202298.657.1%2023154.9 (C) 202221.463.6%20237.8 (D) 202295.1149.9%2023(47.5) (E) 20228.056.3%20233.5 (F) 2022(14.0)2023(152.4) 第四章管理層討論與分析 (vi) 20223,266.22.2%20233,338.9 (A) 20222,103.85.5%20232,219.1 (B) 2022547.68.7%2023499.8 (C) 2022517.90.8%2023522.3 (D) 202296.90.8%202397.7 (vii) 第四章管理層討論與分析 20221,360.955.0%20232,109.8 (viii) 2022311.5136.0%2023(112.0) (b) (i) 202320221231269,775.0267,000.7(i)(ii)(iii)(iv)(v)(vi) (1) (2) 第四章管理層討論與分析 (A) 20231231178,111.4202212 313.5%65.4%202212311.5 20232022123163.6%62.4% 20221231145,044.65.0%202312 31152,361.6 2022123126,984.84.6%2023123125,749.8 20232022123198.0%97.8% 2022123148.5%2023123152.9% 2022202312312.2%2.0% 第四章管理層討論與分析 202212315,359.522.3%202312 316,554.5 (B) 20232022123138,696.033,726.614.3%12.6% 第四章管理層討論與分析 2022123133,726.614.7%2023123138,696.0 (ii) 202320221231250,910.5248,381.4(i)(ii)(iii)(iv)(v)(vi) (A) 20221231227,345.14.1%20231231236,654.1 第四章管理層討論與分析 (B) 20154800.0106.30% 202172,000.04.80% 2022112022123152,500.02.85%3.50% 202311202312311500.02.85% (iii) (c) (i) 202312314,175.5 202212311.98%202312312.34% 第四章管理層討論與分析 (ii) 20232022123171.8%70.7% 202312312.29%3.45% (B) 20231231 第四章管理層討論與分析 (C) 202212 311.54%202312 311.80% 202212 314.36%202312 315.56% (D) 第四章管理層討論與分析 (d) (i) (ii) 第四章管理層討論與分析 (e) 202212316,995.031.5%202312314,793.8 4.4 (a) 202312314,641152,361.6202320223,561.44,488.364.6%68.0% 第四章管理層討論與分析 (i) 2023202212 31152,361.6145,044.685.5%84.3% (ii) 20231231 (iii) 20232022123139,457.750,846.416.7%22.4% (iv) (A) 2023202222.231.2 (B) 202320220.311.1 (C) (D) (E) (F) 第四章管理層討論與分析 (b) 2023123167,13825,749.8202320222,872.13,313.852.1%50.2% (1) (i) 20232022123125,749.826,984.814.5%15.7% (ii) 202320221231194,050.4173,073.182.0%76.1% (iii) 202312314.95 (iv) (A) 202320226,035.09,839.9 第四章管理層討論與分析 (B) (c) 20232022778.21,011.8(14.1)%(15.3)% (1)(2)(3) (i) (i)(ii)(iii) (A) 202320221231111.33,471.612,144.911,092.3 (B) 2023202212 31372.9425.23,064.52,052.8 (C) 2023202212317,543.69,570.5220.150.0 (ii) 第四章管理層討論與分析 2022123133,726.614.7%2023123138,696.0 (B) 15 (C) 2023123124,570.820231231 第四章管理層討論與分析 (D) 202312312,671.020231231 (iii) 202320226,035.010,229.9 (d) (i) 20231231353165 (ii) (A) 2023123135548856 (B) 202312312,927,349 (C) 20231231501,436 (D) 202312311,174,037 第四章管理層討論與分析 (E) 20231231266,988 (e) (i) 525.0315.060.00%20172203202312313,324.920232022121.0127.62.2%1.9% (ii) 2023123134 2023123162,836.657,737.636,302.5202320221,542.41,852.128.0%28.1% 2010 (f) 20234 第四章管理層討論與分析 (i) 2022-2025202320 (ii) 20232022202320237202334 第四章管理層討論與分析 (iii) 2023(SDN)ISO22301ITSMITSRE (iv) 2023ISO(QMS)(ISMS)(CDGP)PCI Security EngineerOpenGaussMogDB(CDCP)(CDFOM)20231(PMP)(CISA)(CISP)(CISSP)918 4.5 (a) 第四章管理層討論與分析 (i) • •(1)(2)(3)(4)(5)(6) • • 2023 第四章管理層討論與分析 (ii) 2023(VaR) (A) 第四章管理層討論與分析 2023(LPR)(FTP)(RPM) 20231231(i)(ii) • •10012 • • • • 第四章管理層討論與分析 (B) 2023 (iii) 202320239 第四章管理層討論與分析 (iv) (A) 20232