东莞农商银行2023年中期报告

Dongguan Rural Commercial Bank Co., Ltd. 2023 *155 20238 29732023161610 2023 20235 252022202212 31102.9019.982023 2023 19522005200920219 299889.HK13H42009202366,862.124,858.903,550.620.86%0.04398.34%24.5115.83%13.62% 2023202212 31214300202310020221231385202320001,208702022500445292500201710AAA 20236505392002657*24270 44 1+12348 (1)(2) (1)(2)(3) (1)(2)(3)(4) (1)+(2)+(3)+(4)+ (1)(2) 1+12348 1331+3+N % (1)(2)(3)(4)(5) % (1)(2)(3)(4) % (1) (2)(3) % (1) 2023 202366,862.12285.224.34%4,858.90267.275.82%3,550.62230.646.95% 202360.86%0.04398.34%24.5115.83%13.62% 202351.400.671.33%36.750.330.91%ROA1.09%ROE13.00% 72.650.73%36.750.330.91% 1. 53.600.260.48%LPR (1) 3.71%0.272.03%0.131.68%0.141.73%0.15 (1)(2)(3)(4) (1)(2)(3) (4)(5)(6) (2) 115.021.991.76% (i) 202320226 3069.81%69.46% 80.301.782.27%LPR (ii) 202320226 3026.35%26.45% 30.310.421.40%173.89 (iii) 2.238.14% (3) 61.421.732.90% (i) 20226 3072.78%71.35% 44.702.114.96% (ii) 9.080.49% (iii) 3.080.8135.90%MLF (iv) 4.461.2221.50% 2. 19.050.271.42% (1) 4.490.34 (2) 6.241.20 (3) 7.401.46 (4) 0.920.362023 3. 21.57 (1) 2023202272.57%70.84% (2) 2.17 4. 10.991.73 (2) 0.321.20 5. 3.230.078.08%0.10 1. 6,862.12285.224.34% (1)(2) (1) 3,438.52221.046.87% (1) (2) 141.8113.34 (3) 2,802.67104.893.89% 2. 6,306.30267.604.43% (1) (1) 59.34%182.806.77%38.93%77.934.30%45.84%2.9452.43%2.89 (2) 214.59229.45 3. 555.8217.623.27% 4. 38(e) 126.43276.4652.3849.8748.67144.68142.74278.27 29.540.830.86% (1)202212 3120236 30 3,461.6997.50%215.3759.3914.44 29.540.83 [2022]21.76%9.64%133.26%21.73% (1)202212 3120236 30(2)(3) 0.68%0.111.38%0.08 3. 6.240.521.77%3.270.860.67%60 4. (1)202212 3120236 30 5. 6. 10% 29.594.76%154.0324.80%4.34% 10% (1) 48.071.36%14.00321.2017.643112.054.551313.870.4430.950.46 8. 9. 10. 29.540.830.86%0.04202312.986.560.403.802.21 11. 10.9911.110.133.802.11119.25118.70 15.83%13.62%13.59% 1. 20131 1 (2)(3)(4)(5)(6) (www.drcbank.com)—— 2. (1) (2)2023202220227.79%7.73%8.06%20232022 — 11.1749.0178.0294.86 1. 2. 38 1. 38 2. 3. 4. 5. 82.72 20232021-2023+ 202361,316.28432.44575.5718.98%1+3+N549.6416.81%364.67110.6411.50%20236143.1134.6531.95% 202361000377.3714.45%8.1122,0265734.38%20220.371.34%3 1334,000597100%60020236692.6311.59112.95440.055.212023634.9696.52% 20233202366 1. 20236 302,883.426.77%1,201.284.98%20236301,239.9225.52% (1) 2,019.3220.521.03%(AUM)2,787.45183.3010.10% (2) 20234380.8492.35%10.3919.12%86.885.03149.731.1082.09% (3) 1+3+N——7,6754.65%(AUM)538.325.13% 4 638.6325.294.12%105.3513.37% (5) +62.68 2. 1,891.584.30%2,349.347.98% +46.0644.6374.82 575.5791.83110.6411.41 1+3+N2332 692.63369.05 3. 2.201639.0811.01%1,000377.3714.45%8.11 10.341.70202364.38%0.371.34%3 4. 4.73 440 93555% 5. 426.906.24%(MAU)16.17%125.3311.55% 1. 202353 (DCMM)1941 + 5.05G+77.54%11.17 2. + SDN 69515,851.52 1. 504500422 2. 1,25180926416 3. 98.04% 202320232023 20236 41.1 202320232023 1. 2. 20236132.08 1. (VaR)PVBP 2023202320236 2. 2023202361.35%0.83% 1. 2022202220202021 2. 3. 201812.5% 7*24+ -2023 2021-2023 (FATF) 2023 1 2 3 4 5 2023 (ESG) 1. 6APP9 57.37320234.38%20220.37+ +692.6325.29369.0529.06 2. 202361,316.28432.44170354.44240.3752.546.6714.53%167138.14%575.5791.8318.98%336.0342.1114.33%58.38% 72769100%3 ·15120392023289128120100%594100%222.199%16519.085653.145,5002.211551.33 2022 16200 110.6411.4111.50% 1093.19 OCR416 2022202220222022ESG 20222022 202365,740,454,51083.33%1,363,409,83619.79%3,893,896,17856.53%483,148,4967.01%H1,148,091,00016.67% (1)57,543H23(2)1,205,6830.02%(3)8.08(1)(a)16.67%16.67% 20236 3068.8957.40H11.488113.6319.79%57,46243.7763.54% 20236 3030.11%5%4.34%2.18%1.45% 20236 30 (1)1,148,046,990H16.67%(2)6,888,545,510 20236 303,0224.83H7.01% 20236 30336XV23 (1)L(2) (3)(4)90%1,000(5)40%(6)H(7)ScopertoLimitedScoperto Limited(8)(9)40.03% 1.5%5% 20236 305%5% 2. (1) 200211 2710,000 303,602,8534.41%268,103.21 (2) 20023 2926,888 172,389,7492.50%246,640.90 (3) 20046 30600 106,062,1781.54%20,943.58 (4) 20007 2820,000 116,333,5561.69%324,473.00 (5) 20006 221,000OK 32,845,1060.48%293,775.90 (6) 19955 285,000 36,313,0810.53%43,036.80 (7) 19967 30600 6,442,0400.09%9,342.99 (8) 20032 136,087.5 50%34,464,9140.50% (9) 19844 102,005126,262,0001.83%165,221.43 10% 5%5%1,205,6830.02% 50% C.2.1 1113841 120235 25202220222022102022202220223 20235 25 (1)(2) 1. 20234 2820235 2520222023616 2. 20231 20238 20235 XV78352 (1)20236306,888,545,5105,740,454,5101,148,091,000H(2)3,199,11890.00%(3)172,389,749(i)150,104,60297.46%(ii)22,285,1478.00%42%(4)104,864,996(i)69,784,524(ii)35,080,472(a)25%(b)25%96%(c)25%96%(d)24%51%39%(5)6,442,04090.00% (1)3,125,0008.00%100%42.00% XVXV78352 (1)20%100.0 (2)97.46%80%250.050%100%80%5.08%42.00%20%200.0 (3)51%20%100.0 5.0250.0 A 16286 C.2.120234 2820235 2520234 2820235 25 1138202220222022