东莞农商银行2024年中期报告
Dongguan Rural Commercial Bank Co., Ltd. 中期報告2024 2481317181848515859667982 *155/ 20248 292024131312 2024 20245 302023202312 310.26518.252024 2024 19522005200920219 299889.HK13H420246 307,379.205,077.113,799.231.59%0.36224.01%84.2916.02%13.86% 2024202312 312192024100202312 3139202420001,260 20246 30497391992587*24 44 (1)(2) % (1)(2)(3)(4)(5) % (1)20246 30202312 31(2)(3)(4) % (1) (2)(3) % (1) 2024 7,379.20290.674.10%5,077.11206.164.23%3,799.23248.497.00% 1.59%16.02%13.86%224.01% 43.597.8215.21%33.792.978.07%ROAROE0.93%11.19% 63.9811.93%33.792.978.07% 1. 47.036.5712.26%LPR (1) 3.32%0.391.98%0.051.34%0.341.40%0.33 LPR (2) 111.643.382.94% (i) 2024202363066.39%69.81% 74.126.177.69% (ii) 202420236 3028.79%26.35% 32.141.826.02%258.05 (iii) 3.291.0647.42% (3) 64.613.195.20% 202420236 3069.71%72.78% 45.040.340.77% (ii) 9.300.220.08 (iii) 4.601.5148.98%MLF (iv) 5.591.1325.26% 2. 16.952.1011.02% (1) 2.811.67 (2) 8.492.25 (3) 5.102.30 (4) 0.550.37[2023]78202320242%1%20241%20232% 3. 20.580.984.55% (1) 2024202370.80%72.57% (2) 2.080.09 4. (1) 8.99 (2) 0.260.58 5. 0.792.4475.64%2.28% 1. 7,379.20290.674.10% (1)(2) (1) 3,672.38247.267.22% (2) 180.552.78% (3) 3,045.6133.431.11% 2. 6,780.11266.464.09% (1) (1) 60.46%160.275.51%38.01%62.453.34%40.93%1.9857.54%2.39 (2) 349.7844.2511.23% 3. 599.0924.214.21% 68.8963.43256.49 4. 39(e) 117.598.8536.0552.3866.9977.68 59.6716.671.59% 1. (1)202312 3120246 30 3,638.6795.76%210.40100.8921.42 59.6716.677.824.562.07 3.15%57.67%169.08%43.12% 2. (1)202312 3120246 30(2)(3) 1.71%0.481.83%0.30 2.01%3.37%12.090.3211.831.14 4. (1)202312 3120246 30 5. 3,088.72710.51 6. 10% 29.394.42%148.4922.36%3.91% 10% (1) 123.693.26%60.37380.1354.683133.025.86139.400.1731.14 8. 0.02%0.01 9. 10. 59.6716.671.59%0.36%202417.543.610.0213.110.81 11. 8.998.980.0113.114.81134.06133.39 0.67 16.02%13.86%13.83% 1. 20241 120231231 (2)202312 31(3)202312 31(4)(5)(6) 2024(www.drcbank.com)—— 2. 202312 31 (1) — 3.9334.9783.3383.13 1. 2. 39 1. 39 2. 3. 20245 30202320245 9 4. 5. 52.91 1. 3,069.515.51%1,269.992.92% (1) (2) (3) 2,011.22 2. 1,929.803.34%2,529.249.17% (1) 2024+ (2) +680.3312.07% (3) 39.1021.9053630.58 3. 3.121,869.154.92% 4. 5.87 758 725 5. AI + + 3.19380 1. 496492422 10167 2. 1,68095940681 3. 98.36% 20246 42.1 1. 2. 1. (VaR)PVBP 20246 2. 2024202461.05%0.15≤20% 1. 2. 3. 201812.5% 2024 7*24 99.9%99.99% 2024 20246305,740,454,51083.33%1,426,110,82120.70%3,831,195,19355.62%483,148,4967.01%H1,148,091,00016.67% (1)57,479H24(2)11,874,4630.17%(3)8.08(1)(a)16.67%16.67% 20246 3068.8957.40H11.4811914.2620.70%5736043.1462.63% 20246 3029.15%5%4.05%2.18%1.45% 20246 30 (1)1,148,034,910H16.67%(2)6,888,545,510 3,0224.83H7.01% 20246 30336XV23 5. 6.40.03% 1.5%5% 20246 305%5% 2. (1) 20007 2820,000 116,333,5561.69%302,797.00 (2) 19955 285,000 36,313,0810.53%40,351.97 (3) 19967 30600 6,442,0400.09%8,237.81 (4) 19844 102,005 126,262,0001.83%85,072.50 (5) 201112 650 12,677,4000.18%0 (6) 20035 6150 6,442,0400.09%0 10% 5%5%11,874,4630.17% 50% 1661 120245 30202320232023202319 20245 30 (1)(2)201711 24201712 28(3)202212 3020231 3 20245 304 20245 302023174848 20245 30 20245 30 20246 30XV78352C3 XVXV78352 C3 51%20%100.0 100.0 202320232022202333.9550.8971.4971.4968.3862.8534.212023430.75 14A 174764 62023202320232023961331 12444 64236202386 3202320235 121 7,8194,6123,2071.44:1 3 · 18 39199258 2023 2024 B.2.2202211 420245 302023B.2.2 2024 [2024]52230202420202432.25%2.16% 220202110202120243 120243293.58%3.52% 20245 30202320245 9 202461,000146,2851,000 8417220246 303434 2410 20246 3034 108 20248 29 20246 30— 20246 30— 20246 30— 20246 30— 20246 30— — 20246 30 20246 30— 20246 30 1 1952(202320091222 B1054H3441900019144190078298597462202192909889 2 3420248 29 202420233 34 2023 20246 30 2 2410 202312 31 3 111677 20246 30 4 20246 30 5 6 20246 30 7 8 20246 30 9 10 20246 30 11 12 20246 30 12 (a) (b)[2020]232021112030123115% 20246 30 13 (b) 14 20246 30 14 (a) (b) 20246 30 20246 30 16 (a) 20246 30 16 (b) 20246 30202312 31 (i) (ii)20246 3012.38(202312 3115.39 20246 30 16 (c) 20246 30 17 (i)(ii) 20246 30 17 20246 30 17 (c) 20246 30 17 (c) (i) 20246 30 18 (a)20246 20[2024]153[2024]152 20246 3065.00%49.00% (b)20246 3035.00%65.00% (c)201910 2649.41% 20246 30 19 (a)91 (b)91 (c)91 20246 30 20 20246 30 20246 304.920.86(202312 314.900.96 20246 30 21 20246 30 20246 30 22 (i) 20246 30 23 (1) 20246 30 23 (2) 20246 308.54(202312 3111.282024202520262029 20246 30 24 (a) (b) 20246 30 24 (d) 20246 30 39 20246 30 (a)202212 20202463014.04202312 3112.98 28 20246 30 29 (a)202123320.0010.003.58%3.52%20243 120243 29 2023910325.0015.002.73%2.80% 2024620.0032.16% (b)20231115.0032.83% 2024530.0032.25% (c)
