东莞农商银行2023年度报告

東莞農村商業銀行股份有限公司Dongguan Rural Commercial Bank Co., Ltd. 股份代號：9889（於中華人民共和國註冊成立的股份有限公司） 24912182223235253586669758189127136143146 *155 20243 26792023171710 2023 202310%5.0610%5.060.26520232023 擔當作為改革創新扎實推進高質量發展 2023 7,0007,088.544,870.953,550.73132.6053.4615.85%1.23%308.30%21438 + + 202475 1310 19522005200920219 299889.HK13H4 20237,088.547.78%4,870.956.08%3,550.736.95%1.23%308.30%15.85%13.65%53.46ROAROE0.78%9.61% 202221430020231002022385202320001,2082022500445292 2023124993919926049844 12 + (1)(2)(3)(4)(5) % % (1) % 2023 7,088.54511.647.78%4,870.95279.326.08%3,550.73230.766.95% 1.23%308.30%15.85%13.65% 51.7053.46ROAROE0.78%9.61% 132.600.18%53.467.3712.11% 1. 105.723.613.30%LPR) (1) 3.64%0.362.02%0.11.62%0.271.67%0.25 LPR (2) 230.833.021.33% (i) 2023202212 3168.75%70.58% 158.702.091.30% (ii) 2023202212 3127.15%25.45% 62.664.698.08%352.72 (iii) 5.080.459.80% (3) 125.106.635.6% (i) 2023202212 3172.04%72.82% 90.123.854.46% (ii) 19.0116.91% (iii) 6.942.1043.44%MLF (iv) 8.852.0718.97% 2. 26.883.8516.73% (1) 7.133.91% (2) 10.812.13 (3) 7.076.3210.61 (4) 1.860.61 3. 48.200.72 (1) 2023202262.72%67.02% (2) 4.23 4. (1) 34.5314.83 (2) 1.112.95 5. -1.763.78-3.41%6.61 1. 7,088.54511.647.78% (1) 3,425.12207.646.45% (2) 175.6613.22% (3) 3,012.19314.4111.65% 2. 6,513.65474.957.87% (1) 59.73%208.627.72%38.33%53.712.96%42.91%5.8755.15%5.61 (2) 394.0311.26% 3. 574.8936.696.82% 4. 40(e) 158.21134.07227.9627.6836.8276.99 43.0014.291.23% 3,428.2796.55%181.9579.4734.52 43.0014.2913.422.05 [2022]22.19%17.82%69.07%13.10% 1.23%0.441.53%0.23 2.15%3.08%11.779.3610.694.97 4. 5. 2,839.06711.67 6. 10% 29.544.60%150.4823.46%4.24% (1) 63.321.78%1.26325.4513.3933127.1619.66139.564.7531.150.26 8. 9. 10. 202328.2511.330.570.3415.390.62 11. 34.5334.560.0315.394.41133.57132.92 0.65 15.85%13.65%13.62% 1. 20131 1 (1)(2)(3)(4)(5)(6) (www.drcbank.com)—— 2. — 9.1148.5395.7885.63 1. 2. 40(c) 1. 40 2. 3. 4. 5. 36.94 20231310 2023 2023 20231,636.57404.7475.0122.75%4.23%52BP 2023607.0425.49%103404.21130.4731.48%136.1625.54%19664.7821.15% 2023385.3613.35%343.55 1. 202312 312,909.241,233.9554.802,037.881.96%(AUM)2,843.469.19% (1) 500202312 311,175.1624.13% (2) 395.9191.11%29.054.37%12.7966.93%12.5530.53%2.121,764.8118,168.10498.12265.95474.54 (3) 1+3+N——8,25712.59%(AUM)578.0412.88% (4) 716.9315.772023260.4178.42268.70114.76 2. 1+3+N1,867.352,316.7973.17 385.3645.38 607.04123.30130.4731.2464.7811.31+48.50 +82.1749.54 202314262024TID18 3. 21,500471,636.5710.84%1,000404.7422.75% 4.23%0.521.51%3 18.863.63 4. 9.37 1,250571 1,06363% 5. 1. 2023 20232025+EAST +2984 2. + PMO 32752,580.05 1. 498494422 10167 2. 1,35878714557 3. 451.4549.6312.35%(MAU)93.1816.66%8.531.3819.37%18.391.9411.78%70.6193.18%5.12151.5418.04%29.48 2023 43.1 1. 2. 43.3 202374.28 1. (VaR)PVBP 202312 2. 202320231.20%202268≤20% 43.2 1. ——————— ——————— 2. 3. 201812.5% 7*24+ 2021–2023 2023GDP5.2%2024 ++ 2024 2024 +++++ + ———+ (ESG) 1. 5562,19598.96%12989.58%34.9596.52%343.55 2023121,636.57160.061,000404.7422.75%21,50047 + 2. 1,289.29483.63197381.43245.0119664.7811.3121.15%607.04123.3025.49%369.2075.2825.61%60.82% 20231230.87 + 3 · 15202322244.28262.520231,316100%— 2019 20236 · 3017206 · 30 130.4731.2431.48%202315113.95 ESGESGESGESGESGESG 2022202220222022<2023>ESG 2023 20231245202312385.3645.3865.0911.65%1,000404.7422.75%21,500474.23%0.521.51%3 2023125562,19598.96%12989.58%34.9596.52% 20231220710.97 20231226.7313120231249.177262023126.91129 20231216.632.1 ++202312197483.63245.01 202312100%343.55 202312619 20231279855324 + X202312585.580.96 —20231238,0751,142.25 +20231266.5645.62217.81% D20231253696.40%85.47 ++20231213,8728.25 + 5G5G 20231212117.2751.49 10202312107.016.9944 2023121,2993.636.672,293 202320200 20232024 202312 315,740,454,51083.33%1,368,245,15519.86%3,889,060,85956.46%483,148,4967.01%H1,148,091,00016.67% 202312 3168.8957.40H11.489313.6819.86%57,38543.7263.47% 202312 3129.94%5%4.34%2.18%1.45% 202312 31 3,0224.83H7.01% 202312 31336XV23 3.4.40%5.H6.ScopertoLimitedScoperto Limited7.8.40.03% 1.5%5% 202312 315%5% 2. (1) 200211 2710,000 304,190,8984.42%259,781.43 (2) 20023 2926,888 172,389,7492.50%230,467.90 (3) 20046 30600 106,062,1781.54%19,598.21 (4) 20007 2820,000 116,333,5561.69%373,016.00 (5) 20006 221,000OK 32,845,1060.48%286,569.74 (6) 19955 285,000 36,313,0810.53%41,669.97 (7) 19967 30600 6,442,0400.09%8,697.03 (8) 20032 136,087.5 50%34,464,9140.50% (9) 19844 102,005 126,262,0001.83%168,351.08 10% 5%5%5,348,5790.08% 50% 202312 31B.2.2 11798911 120235 2520222022202210 20235 4202220235 25 1. 10%10 2. 3%102 3. 10%10%10 4. 5. (www.drcbank.com)(www.hkexnews.hk) +86-769-9611222523123 1. 19917200532005320083200832023420234 199171999119991200432004320058200582009320093201810201410201611201811 199