Q2控股公司 2026年季度报告

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) For the quarterly period ended June30, 2026 or ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from ___________ to ___________ Commission File Number001-36350 Q2 Holdings, Inc. Exact Name of Registrant as Specified in its Charter 20-2706637 I.R.S. Employer Identification No. 78729Zip Code (833)444-3469 Registrant's Telephone Number, Including Area Code Not Applicable Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the Securities Exchange Act of1934 during the preceding 12months (or for such shorter period that the registrant was required to file such reports), and (2)has been subject to suchfiling requirements for the past 90days. Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant toRule405 of RegulationS-T (§232.405 of this chapter) during the preceding 12months (or for such shorter period that the registrant was required tosubmit such files). Yes☒No☐ Table of Contents Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company,or an emerging growth company. See the definitions of"large accelerated filer,""accelerated filer," "smaller reporting company,"and"emerginggrowth company" in Rule 12b-2 of the Exchange Act. If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate the number of shares outstanding of each of the issuer's classes of common stock, as of the latest practicable date: 62,354,695shares of Common Stock, $0.0001 par value per share as of July29, 2026. TABLE OF CONTENTS PART I: FINANCIAL INFORMATION Item 1.Financial Statements.Item 2.Management's Discussion and Analysis of Financial Condition and Results of Operations.Item 3.Quantitative and Qualitative Disclosures About Market Risk.Item 4.Controls and Procedures.PART II: OTHER INFORMATIONItem 1.Legal Proceedings.Item 1A.Risk Factors.Item 2.Unregistered Sales of Equity Securities and Use of Proceeds.Item 3.Defaults Upon Senior Securities.Item 4.Mine Safety Disclosures.Item 5.Other Information.Item 6.Exhibits.SIGNATURES Special Note Regarding Forward-Looking Statements This Quarterly Report on Form 10-Q contains forward-looking statements that are based on our management's beliefs andassumptions and on information currently available to our management. The statements and information contained in this QuarterlyReport on Form 10-Q that are not purely historical are forward-looking statements within the meaning of the Private SecuritiesLitigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, or the Securities Act, and Section 21E of theSecurities Exchange Act of 1934, as amended, or the Exchange Act. You can identify these statements by words such as "anticipates,""believes," "can," "continue," "could," "estimates," "expects," "intends," "may," "plans," "seeks," "potential," "predicts," "projects,""should," "will," "strategy," "future," "likely," or "would" or the negative of these terms or similar expressions. These statements arenot guarantees of future performance or development and involve known and unknown risks, uncertainties and other factors that arein some cases beyond our control. All of our forward-looking statements are subject to risks and uncertainties that may cause ouractual results to differ materially from our expectations. Factors that could cause or contribute to such differences include, but are notlimited to, the following: •the risks associated with cyberattacks, financial transaction fraud, data and privacy breaches and breaches of securitymeasures within our products, systems and infrastructure or the products, systems and infrastructure of third parties uponwhich we rely and the resultant disruption, costs and liabilities and harm to our business and reputation and our ability tosell our solutions;•the risks associated with rapidly evolving technologies, such as quantum computing, and advances in artificial intelligence,or AI, including the increasing availability of more capable AI models to the public that may further enhance the ability ofthreat actors or autonomous AI agent systems to identify, develop and exploit vulnerabilities, automate certain aspects ofcyberattacks and conduct more targeted or scalable social engineering, fraud schemes or end-to-end intrusions;•the impact of and our ability to respond to global economic uncer