2026 AI 时代的网络安全洞察报告：构建协同型 BFSI 企业

Building a Synchronous BFSI Enterprise MAY2026 Data Security Council of India (DSCI) is a not-for-profit,think tank on data protection, cyber security and criticaltechnologies in India, setup byNasscom, committedtowards making the cyberspace safe, secure and trustedby establishing best practices, standards and initiativesin cyber security and privacy. DSCI works together withthe Government, law enforcement agencies, defense,industry sectors including IT-BPM, BFSI, CII, Telecom, andother think tanks for public advocacy, thoughtleadership, capacity building and outreach initiatives. Boston Consulting Group partners with leaders inbusiness and society to tackle their most importantchallenges and capture their greatest opportunities.BCG was the pioneer in business strategy when it wasfounded in1963. Today, we work closely with clientsto embrace a transformational approach aimed atbenefiting all stakeholders—empowering organizationsto grow, build sustainable competitive advantage, anddrive positive societal impact. Our diverse, global teams bring deep industry andfunctional expertise and a range of perspectives thatquestion the status quo and spark change. BCG deliverssolutions through leading-edge managementconsulting, technology and design, and corporate anddigital ventures. We work in a uniquely collaborativemodel across the firm and throughout all levels of theclient organization,fueledby the goal of helping ourclients thrive and enabling them to make the world abetter place. Foreword Vinayak Godse Chief Executive Officer, Data Security Council of India Artificial intelligence is reshaping the foundations of banking and financialservices at a pace that few anticipated. What began as a tool for operationalefficiency has evolved into the core engine driving automation,personalization, and decision-making across the BFSI sector. Thistransformation is profound—and so are its security implications. The findings show that while security foundations have strengthened, the threatlandscape has evolved faster. AI embedded in core infrastructure is reshaping riskexposure and driving investment toward Zero Trust, phantomization, andtokenization. Cyber leaders remain deliberate about autonomous SOC adoption,rightly maintaining human-in-the-loop governance even as agentic models areevaluated. Securing AI deployments, defending against AI-powered threats, andleveraging AI for cyber operations are being pursued as one unified effort. The same capabilities that make AI transformative for business are equallyavailable to adversaries. Frontier AI systems can now identify vulnerabilitiesburied in legacy code, generate attacks indistinguishable from legitimateactivity, and operate at a speed no human security team can match. We havemoved from an era of manual threat detection to one of machine-speedconflict—and the BFSI sector sits squarely at the center of it. As frontier AI capabilities continue to evolve and digital dependencies deepen,building a trustworthy ecosystem for users and institutions alike will only grow inimportance. The institutions that will lead are not simply those that adopt themost advanced capabilities—but those that build the governance, culture, andaccountability to match them. India's scale amplifies the stakes. A vast user base, deeply embeddedfinancial services, and year-on-year growth in digital transactions mean theconsequences of a security failure extend well beyond individual institutions.Balancing technology acceleration with cyber resilience and responsible AIgovernance is a strategic and operational necessity. To examine how the sector is responding, the Data Security Council of Indiain collaboration with Boston Consulting Group has developed "Cybersecurity inthe Age of AI"—a comprehensive study of how BFSI organizations arenavigating cybersecurity in an AI-driven landscape. Foreword NishaBachani Managing Director and Partner, Boston Consulting Group India's BFSI sector has been at the forefront of digitaland technologyadoption. Digital channels now mediate majority of customerinteractions across banking, insurance and capital markets, and theoperational transformation in this sector has seen materialadvancements in the last decade. Few sectors operate at this scale,velocity, and with this density of interconnections. We are delighted to launchthis report as a product of the partnershipbetween BCG and the Data Security Council of India. It draws on a survey ofIndian and Global CISOs, structured conversations with senior leadersacross BFSI, and BCG's broader experience in cyber and financial services. Our study shows Indian BFSI's technical foundations have strengthened,but the threat environment has outpaced them. Cyber leaders remaindeliberate about many initiatives and rightly maintain human-in-the-loopgovernance even as AI-native defense becomes essential. However, fewstructural gapsstill remain-spanning risk quantification with a business &customer impact lens, third-part