招商银行：2022年年度报告

2 2 15 20 85 117 132 100% 100% 1.2.2023324151493.•20224.5.6.20221.738202220227. 20222022(ROAE)17.06%1%450.79%10(AUM)121.84252.61 13,00045%AI1.2 39%55%23TREE20223ESG202235%2022ESGA 2022 2023 ӉᇁՊ 2022 202210.14103,447.834.08%1,380.1215.08%ROAAROAE1.42%17.06%0.060.100.96%450.79%13.68%17.77%1.020.29 1.8455.52%TREE(AUM)12.14,30013252.61(FPA)5.126,750.012,219.802024.41 ++AI1.2141.686.60%1.088.00% 2022A ESGESG++9,476 202235351134 2022A20AH2,596A17.35%H16.24% 2022 2023 2023324 1.1 1.1.1China Merchants Bank Co., Ltd. 1.1.2 1.1.37088 1.1.47088518040+86 755 8319 8888+86 755 8319 5109cmb@cmbchina.comwww.cmbchina.com95555-7+86 400 820 5555-7 1.1.5831 1.1.6 A600036H039681360028 1.1.722230•8835 1.1.8 1.1.9A 188+86 4008 058 058 H 183171712-1716+852 2862 8555 1.1.10 ( www.cs.com.cn)( www.stcn.com)( www.cnstock.com)( www.sse.com.cn)( www.cmbchina.com)( www.hkex.com.hk)( www.cmbchina.com) 1.2 19872002420069 AppApp ESG 1.3 ESG 1.4 2022 •202222022500243.7010•20222202212•202252022•202262022•202262022ESG•202272022100031120•202272022•20228500174•202282022•202292022(CSR)ESG•2022915•20221220223 (1)92017202020212022 (2) 1 2.3 (1)(2)=(3)= 2.4 20222022 3.1 2022 3,447.834.08%1,380.1215.08%2,182.357.02%1,265.480.62%(ROAA)(ROAE)1.42%17.06%0.060.10 101,389.129.62%60,514.598.64%91,846.749.56%75,357.4218.73% 580.0471.420.96%0.05450.79%33.084.32%0.10 3.2 3.2.1 1,651.1311.43%15.64%2.81 3.2.2 3,447.834.08%63.30%36.70%1.74 3.2.3 3,533.808.05% 2,656.015.96% 21,848.621,050.094.81%36,654.131,605.924.38% 658.0817.39%3.24%11 134.897.54%2.09%16 3.2.4 1,351.459.75% 1,058.3625.50% 163.099.81% 96.6222.90% 3.2.5 2,182.357.02% 3.89%91.61%22.28%112.40%83.9.1 3.2.6 1,265.480.62% 942.750.18%309.0314.28%124.5714.75%213.9910.44%150.518.26%57.538.99%57.916.59%120.1815.82%3.9.2 322.731.87%205.386.01%-26.7527.6736.007.43%108.1042.39%87.85 600.333.44%47.44%516.4031.17%40.81%148.7515.23%11.75% 2022 3.2.7 1,133.753.32%706.577.01%427.1842.24%32.88%0.24 3.2.8 567.5113.96% 451.5781.3738.79119.69-32.8493.9438.8725.42 3.3 3.3.1 101,389.129.62% 3.3.1 (2) 3.3.1.1 60,514.598.64%59.69%0.533.4 3.3.1.2 58(f) 4,234.6710 15,363.9711 7,712.7112 134.1613 238.440.80%14 3.3.1.3 5.7999.99 3.3.2 91,846.749.56% 3.3.2 (1)(2) 75,357.4218.73%82.05% 202261.63%2.8259.98%1.7564.43%5.08 3.3.3 9,455.0310.10%4,929.7115.02%139.757.98% 3.4 3.4.1 580.0471.420.96%0.05734.70268.611.21%0.37 2022A 23,756.1610.45%39.26%0.64299.6132.291.26%0.02 31,617.895.82%52.25%1.396,310.3812.31%280.4339.130.89%0.08156.5018.041.77%0.12 4,657.1239.69%7.70%1.715 2022A 3.4.5 3.00%11.13%12.27% 3.4.6 208.002.00%1,340.8112.92%13.16%2.22% 782.85208.591.29%0.273148.800.2128.08%23.52%48.40%901.41601.25 0.20%0.10 3.4.9 6.121.564.5645.43 3.4.10 2,614.76153.72450.79%33.084.32%0.10 3.5 3.5.1 13.68%15.75%17.77%1.020.810.29 (1)20126795%90%201780% (2)2015201521220228.00%7.64%8.07% 13.23%15.42%17.51%1.080.830.28 11.52%13.25%14.68%0.350.060.0310 10.97%12.79%14.22%0.370.060.04 3.5.2 3.5.3 892.0071.3649.7221.64 25099%10 3.6 941.7821.19%57.04%4.601,914.226.93%55.52%1.4831.95%1.48 54 3.7 3.7.1 25,751.3056 3.7.2 3.7.3 22 128.2840.49 3.7.4 5,701.433,880.95-5,139.264,942.29-2,970.323,863.91 3.8 1. 2. TREE1.846.36%(AUM)12.1212.68%4,312.9314.14%133.7911.74% 10139App1,9734.137,700624.78% 64.10%1.4915.50733.55%4.412.32%203.08%AUM2.42 2022A 3.ESG 252.619.02%3,553.57915.1534.69%4,438.521,237.9238.68%54.81%82,956.08915.4744.86%6,783.499772.4912.85%99.077.748.47% 4. 141.686.60%4.51%5774893,2422,45010,8468.00%9.60% AppApp(MAU)1.11App2,439.422,055.6894.30%App268.43App2,048.30Alpha+2.1820 9 5 . 6 5 %67.26%82.14%33.30%65.49%4.069.527.89162.00% 0.571,976.50 1.23 632%RPA1.2 4,6556,500 5. 6. ++61 198% 3.9 3.9.1 20222.40%82.44%9 20232023 3.9.2 1,265.480.62%36.70%1.74942.750.18%74.50%322.731.87%491.51106.10% 309.0314.28%124.2651.26%66.455.61%65.9946.41%39.7947.24%9.0329.51%124.5714.75%57.916.59%213.9910.44%150.518.26% 2023 3.9.3 2022 4,633.349.41%3,003.5527.11%3,337.15222.625.83%0.9585%3.99%2.60 2023 2022A 3.9.4 202210202211202211124.88%5.60%PR2PR4 PR511PR4PR5PR3 20232023 3.9.5 72,745.1311,618.3619.01%M21258,577.518,545.7117.08%87.50%0.2441,625.344,371.8711.74%62.18%2.802,427.64235.533.34%1.02 2023M22022 3.9.6 57,207.088.92%60.15%0.2231,097.375.74%54.36%1.6420,971.1411.42%36.66%0.8222,322.5330.09%23.47%3.75 202320232022 3.9.7 629.75156.561.15%0.20178.3868.6283.1511.78368.2276.16 2,534.13142.28467.43%23.234.43%0.120.79%0.06 579.86242.52158.62128.4650.26 2023 3.9.8 20233.9.3 88.12%0.4886.50%0.46 0.35%0.070.75%0.390.50%0.2232.59%1.79 20226202282023 178.3924.001.64%0.092.86%0.233.12%0.25 2023 6 , 2 9 6 . 2 81 2 . 3 2 %11.01%0.340.64%0.020.40%0.080.73%0.18 2,636.3919.581,325.6490.382.32%0.030.14%0.49 2023 1213 1,402.92228.17141.74%1.92 2023 3.9.9 4.26%55.72%RAROC27.66% 202210251020221228117 541.17 2022920220.75%0.375% III(EVA)(RAROC)(ICAAP)