国泰万通金控 2026年季度报告

FORM 10-Q TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIESEXCHANGE ACT OF 1934 For the transition period fromtoCommission file number001-31830 Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2)has been subject to such filing requirements for the past 90 days. Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuantto Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reportingcompany, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,”and “emerging growth company” in Rule 12b-2 of the Exchange Act.Large accelerated filer☒Accelerated filer☐ Non-accelerated filer☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes☐No☒ Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as ofthe latest practicable date. Common stock, $0.01 par value, 67,035,475shares outstanding as of April 30, 2026. CATHAY GENERAL BANCORP AND SUBSIDIARIES1ST QUARTER2026 REPORT ON FORM 10-QTABLE OF CONTENTS PART I – FINANCIAL INFORMATION2Item 1.FINANCIAL STATEMENTS (Unaudited)2NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)6Item 2.MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS25Item 3.QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK36Item 4.CONTROLS AND PROCEDURES37PART II – OTHER INFORMATION38Item 1.LEGAL PROCEEDINGS38Item1A.RISK FACTORS38Item 2.UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS38Item 3.DEFAULTS UPON SENIOR SECURITIES38Item 4.MINE SAFETY DISCLOSURES38Item 5.OTHER INFORMATION38Item6.EXHIBITS39SIGNATURES40 Table of Contents Forward-Looking Statements In this Quarterly Report on Form10-Q, the term “Bancorp” refers to Cathay General Bancorp and the term “Bank” refers to Cathay Bank. Theterms “Company,” “we,” “us,” and “our” refer to Bancorp and the Bank collectively. The statements in this report include forward-looking statements within the meaning of the applicable provisions of the Private SecuritiesLitigation Reform Act of 1995 regarding management’s beliefs, projections, and assumptions concerning future results and events. We intendsuch forward-looking statements to be covered by the safe harbor provision for forward-looking statements in these provisions. All statementsother than statements of historical fact are “forward-looking statements” for purposes of federal and state securities laws, including statementsabout anticipated future operating and financial performance, financial position and liquidity, growth opportunities and growth rates, growthplans, acquisition and divestiture opportunities, business prospects, strategic alternatives, business strategies, financial expectations, regulatoryand competitive outlook, loan and deposit growth, investment and expenditure plans, financing needs and availability, level of nonperformingassets, and other similar forecasts and statements of expectation and statements of assumptions underlying any of the foregoing. Words suchas “aims,” “anticipates,” “believes,” “can,” “continue,” “could,” “estimates,” “expects,” “hopes,” “intends,” “may,” “optimistic,” “plans,”“potential,” “possible,” “predicts,” “projects,” “seeks,” “shall,” “should,” “will,” and variations of these words and similar expressions areintended to identify these forward-looking statements. Forward-looking statements by us are based on estimates, beliefs, projections, andassumptions of management and are not guarantees of future performance. These forward-looking statements are subject to certain risks,uncertainties and other factors that could cause actual results to differ materially from our historical experience and our present expectations orprojections. Such risks, uncertainties and other factors include, but are not limited to: ●local, regional, national and international economic and market conditions and events and the impact they may have on us, ourclients and our operations, assets and liabilities;●possible additional provisions for loan losses and charge-offs;●credit risks of lending activities and deterioration in asset or credit quality;●