冰川万通金控 2026年季度报告

FORM 10-Q____________________________________________________________ ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For thequarterly period ended March31, 2026 Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).☐Yes☒ The number of shares of Registrant’s common stock outstanding on April14, 2026 was 130,142,654. No preferred shares are issued oroutstanding. Part I. Financial Information Item1 – Financial Statements Unaudited Condensed Consolidated Statements of Financial Condition –March 31, 2026 and December 31, 2025Unaudited Condensed Consolidated Statements of Operations –Three Months ended March 31, 2026 and 2025Unaudited Condensed Consolidated Statements of Comprehensive Income –Three Months ended March 31, 2026 and 2025Unaudited Condensed Consolidated Statements of Changes in Stockholders’ Equity –Three Months ended March, 2026 and 2025Unaudited Condensed Consolidated Statements of Cash Flows –Three Months ended March 31, 2026 and 2025Notes to Unaudited Condensed Consolidated Financial StatementsItem2 – Management’s Discussion and Analysis of Financial Condition and Results of OperationsItem3 – Quantitative and Qualitative Disclosure about Market RiskItem4 – Controls and ProceduresPart II. Other InformationItem1 – Legal ProceedingsItem1A – Risk FactorsItem2 – Unregistered Sales of Equity Securities and Use of ProceedsItem3 – Defaults upon Senior SecuritiesItem4 – Mine Safety DisclosuresItem5 – Other InformationItem6 – ExhibitsSignatures ABBREVIATIONS/ACRONYMS ACL or allowance– allowance for credit lossesAFS -available-for-saleALCO– Asset Liability CommitteeASC– Accounting Standards CodificationASU– Accounting Standards UpdateATM– automated teller machineBank– Glacier BankBOID -Bank of Idaho Holding Co. and its wholly owned subsidiary, Bank of IdahoCDE– Certified Development EntityCDFI Fund– Community Development Financial Institutions FundCEO– Chief Executive OfficerCFO– Chief Financial OfficerCRE- Commercial real estateCompany– Glacier Bancorp, Inc.DDA– demand deposit accountFannie Mae– Federal National Mortgage AssociationFASB– Financial Accounting Standards BoardFDIC– Federal Deposit Insurance CorporationFHLB– Federal Home Loan BankFinal Rules– final rules implemented by the federal banking agencies that established anew comprehensive regulatory capital frameworkFRB– Federal Reserve BankFreddie Mac– Federal Home Loan Mortgage CorporationGAAP– accounting principles generally accepted in the United States of AmericaGinnie Mae– Government National Mortgage AssociationGuaranty- Guaranty Bancshares, Inc. and its wholly owned subsidiary, Guaranty Bank & TrustHTM- Held-to-maturityInterest rate locks -residential real estate derivatives for commitmentsLIHTC– Low-Income Housing Tax CreditMBFD- Modifications to borrowers experiencing financial difficultyNMTC– New Markets Tax CreditNOW– negotiable order of withdrawalNRSRO– Nationally Recognized Statistical Rating OrganizationsOCI– other comprehensive incomeOREO– other real estate ownedPCD– purchased credit-deterioratedRepurchase agreements– securities sold under agreements to repurchaseROU– right-of-useS&P– Standard and Poor’sSEC– United States Securities and Exchange CommissionSOFR– Secured Overnight Financing RateTBA– to-be-announcedVIE– variable interest entity GLACIER BANCORP, INC. Note 1. Nature of Operations and Summary of Significant Accounting Policies General Glacier Bancorp, Inc. (“Company”) is a Montana corporation headquartered in Kalispell, Montana. The Company provides a fullrange of banking services to individuals and businesses in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, Nevada,and Texas through its wholly-owned bank subsidiary, Glacier Bank (“Bank”). The Company offers a wide range of banking productsand services, including: 1) retail banking; 2) business banking; 3) real estate, commer