格林县万通金控 2026年季度报告

The Nasdaq Stock Market Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports) Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company or an emerging growth company. See the definitions of “large accelerated filer”, “accelerated filer,” “smaller Large accelerated filer☐Non-accelerated filer☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).YES☐NO☒ As of February 5, 2026, the registrant had 17,026,828 shares of common stock outstanding at $0.10 par value per share. GREENE COUNTY BANCORP, INC. INDEX PART I.FINANCIAL INFORMATION Item 1.Financial Statements (unaudited) * Consolidated Statements of Comprehensive Income5* Consolidated Statements of Changes in Shareholders’ Equity6 Index Greene County Bancorp, Inc.Notes to Unaudited Consolidated Financial Statements (1)Summary of Significant Accounting Policies Principles of Consolidation and Basis of Presentation Within the accompanying unaudited interim consolidated financial statements and related notes to the consolidated financialstatements, the June 30, 2025 data was derived from the audited consolidated financial statements and notes of Greene CountyBancorp, Inc. (the “Company”) and its wholly owned subsidiaries, the Bank of Greene County (the “Bank”) and the Bank’s wholly The interim consolidated financial statements at and for the three and six months ended December 31, 2025 and 2024 are unaudited. The unaudited interim consolidated financial statements include the accounts of certain Variable Interest Entities (“VIE(s)”). Inaccordance with the applicable accounting guidance for consolidations, the Company consolidates a VIE if it has (i) a variable interestin the entity; (ii) the power to direct activities of the VIE that most significantly affect the entity’s economic performance; and (iii) the The Company uses the equity method to account for unconsolidated investments in VIEs if it has significant influence over the entity’soperating and financing decision. Unconsolidated investments in VIEs in which the Company does not have significant influence, are The financial statements have been prepared in accordance with accounting principles generally accepted in the United States ofAmerica (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 8 of Regulation S-X.Accordingly, they do not include all the information and notes required by GAAP for complete financial statements. To the extent thatinformation and notes required by GAAP, for complete financial statements, are contained in or are consistent with the auditedfinancial statements incorporated by reference to Greene County Bancorp, Inc.’s Annual Report on Form 10-K for the year ended June30, 2025, such information and notes have not been duplicated herein. In the opinion of management, all adjustments (consisting ofonly normal recurring items) necessary for a fair presentation of the financial position and results of operations and cash flows at and Nature of Operations The Company’s primary business is the ownership and operation of its subsidiaries. At December 31, 2025, the Company operated 19full-service banking offices, lending centers, an operations center, customer call center, administration center, and wealth managementcenter, located in its market area consisting of the Hudson Valley and Capital District Regions of New York State. The Bank isprimarily engaged in the business of attracting deposits from the general public in the Bank’s market area, and investing such deposits,together with other sources of funds, in loans and investment securities. The Commercial Bank’s primary business is to attract deposits Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affectthe reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statementsand the reported amounts of revenues and expenses during the reporting period. Actual results could materially differ from those Index (2)Recent Accounting Pronouncements Acc