2025年新加坡金融科技人才报告

Foreword Our Annual Talent Report is a humbleyet important effort to exploreSingapore’s tech talent landscapeand provide insights for employers,job seekers, policymakers, andacademia. It aims to guide strategicdecisions that align talentdevelopment with business goalsand national priorities. This year marks a monumentalchapter for Singapore, with manymilestones to celebrate. From SG60,the continued growth of theSingapore FinTech Association (SFA)since its inception in 2015, and now,the 10th anniversary of the SingaporeFinTech Festival. Singapore has long been at theforefront of innovation, firmlypositioning itself as a global hub forFinTech excellence. Central to thisjourney is a strong focus on talent.The nation’s skill-first approachrecognizes that human capitalunderpins innovation, productivity,and competitiveness. Within these pages, you’ll find dataand commentary on talent demand,mobility, and the breadth ofopportunities in this vibrant sector.Our goal is simple; to inform andinspire action. We hope readers usethese insights to align their workforcestrategies with Singapore’s rich talentpotential while meeting their ownstrategic needs. The SFA has been a proud advocateof government initiatives in thisspace from launching the SingaporeFinTech Youth Chapter to providingyoung talent with mentorshipopportunities inFinTechsandfinancial institutions. We now stand at the cusp of the nextdecade for the Singapore FinTechAssociation, and we are truly excitedto embark on an era that will positionus as a global thought leader. Let’s achieve this mission together. Strengthening the talentecosystem remains at the heart ofwhat we do. Tawishi SinghVice-President Singapore Fintech Association Foreword Our vision is clear: to build a future-ready workforce that does not merelyadapt to change but drives it. Aworkforce that sees disruption not asa threat, but as an invitation tocreate, to innovate, and to lead. The future of finance is beingrewritten not by institutions alone,but by the convergence oftechnology, talent, and imagination.As we stand at the threshold of a newera defined by artificial intelligence,digital ecosystems, and borderlessinnovation, one truth remainsconstant: We extend our deepest gratitude tothe industry leaders, experts, andpartners who contributed to thisreport. Your perspectives illuminatethe path forward for an ecosystemthat thrives on collaboration andshared purpose. People power progress. The Tech Talent Report 2025,commissioned by the SingaporeFintech Association in partnershipwith Page Executive, is more than astudy, it is a call to action. It exploresthe forces reshaping our workforce,the skills that will define tomorrow,and the strategies that will keepSingapore at the forefront ofinnovation. From the rise of AI-drivenroles to the evolution of leadership ina digital-first world, this report offersinsights for employers, educators,policymakers, and talent alike. The next decade will belong to thosewho invest in talent today. Let usseize this moment together to shapea future where Singapore remainsnot just a hub for Fintech, but aglobal epicentre of ideas, innovation,and opportunity. Talent is the currency of the future.Let’s invest wisely. Jon Goldstein Managing Partner, SEA & IndiaPage Executive Table ofContents Introduction5 The State of Fintech Talent in Singapore18 Inside the Tech Talent Engine33 2 Filling the Talent Gap40 Remuneration & Rewards59 Fintech–Then, Now & Ahead67 Key Takeaways & Conclusion72 6 Appendix76 Executive Summary TheSFA Page Executive FinTech Talent Reportis both a strategic guide andan actionable playbook for navigating the next wave of workforcetransformation. Grounded in real-time insights from founders, peopleleaders, educators, and job seekers, it goes beyond data to deliver foresightand practical strategies. From AI-driven job redesign and cross-border talentmobility to evolving compensation models and future-ready skills, thisreport is packed with actionable recommendations to equip employers,talent, and policymakers to anticipate disruption, close expectation gaps,and seize opportunities in an AI-driven economy. Key Findings •Talent Demand vs. Supply: 84% of hiring needs are concentrated inCommercial,Technical, andProductroles, yet only 47% of these rolesare being filled. Startups and scaleups drive demand, while most talentoriginates from MNCs, creating a mismatch in agility and experience. •Skills Gap: Employers prioritizesoft skills(92% value communicationand teamwork) andadaptability(85%) over formal certifications (only 8%critical). Technical skills inAI/ML,cybersecurity, anddata scienceremain in high demand. •Hiring Trends: 54% of firms plan significant hiring in 2025. Largeenterprises are scaling regionally, while smaller firms hire selectively. Mid-career professionals face challenges in securing leadership roles, withsubject matter expertise emerging as a viable alternative path. •EVP & Retention: Competitive p