加拿大丰业银行美股招股说明书(2025-09-18版)

STRUCTURED INVESTMENTS $2,508,000 Trigger PLUS Based on the Value of the S&P 500®Index due October 3, 2031SM Trigger Performance Leveraged Upside SecuritiesPrincipal at Risk SecuritiesThe Trigger PLUS will pay no interest and do not guarantee any return of principal at maturity. At maturity, if the final index value of the underlying index is greater than the initial index value, investors will receive the stated principal amount of their investmentplusthe leveraged upside performance of the underlying index. If the final index value is less than or equal to the initial index value but greater than or equal to thetrigger level, investors will receive the stated principal amount at maturity. However, if the final index value is less than the trigger level, investors will lose 1% for every 1% that the final index value falls below theinitial index value. Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.Accordingly, the Trigger PLUS do not guarantee any returnof principal at maturity and you could lose a significant portion or all of your investment in the Trigger PLUS.The Trigger PLUS are for investors who seek an equity index-based return and who are willingto risk their principal and forgo current income in exchange for the upside leverage feature that applies to a limited range of performance of the underlying index and the limited protection against loss that appliesonly if the final index value is greater than or equal to the trigger level. The Trigger PLUS are senior unsecured debt securities issued by The Bank of Nova Scotia (“BNS”). The Trigger PLUS are notes issued aspart of BNS’ Senior Note Program, Series A. All payments on the Trigger PLUS are subject to the credit risk of BNS. If BNS were to default on its payment obligations, you may not receive any amounts owed to you under the Trigger PLUS andyou could lose your entire investment in the Trigger PLUS. These Trigger PLUS are not secured obligations and you will not have any security interest in, or otherwise have any access to, anyunderlying reference asset or assets.SUMMARY TERMS 6,606.76, which is equal to the index closing value of the underlying index on the pricing date, as determined by the calculation agent and as may be adjusted as described under“General Terms of the Notes — Unavailability of the Closing Value of a Reference Asset; Adjustments to a Reference Asset — Unavailability of the Closing Value of a ReferenceIndex; Alternative Calculation Methodology”, as described in the accompanying product supplement.The index closing value of the underlying index on the valuation date, as determined by the calculation agent and as may be adjusted as described under “General Terms of the Notes — Unavailability of the Closing Value of a Reference Asset; Adjustments to a Reference Asset — Unavailability of the Closing Value of a Reference Index; AlternativeCalculation Methodology”, as described in the accompanying product supplement.06418VS21 / US06418VS212 The Trigger PLUS will not be listed or displayed on any securities exchange or any electronic communications network.Scotia Capital Inc. ScotiaCapital (USA) Inc. (“SCUSA”), an affiliate of BNS. See “Supplemental information regarding plan of distribution (conflicts of interest); secondary markets (if any).”$950.40 per stated principal amount, which is less than the issue price listed above. See “Additional Information About the Trigger PLUS — Additional information regardingestimated value of the Trigger PLUS” herein and “Risk Factors — Risks Relating to Estimated Value and Liquidity” beginning on page 7 of this document for additional information.The actual value of your Trigger PLUS at any time will reflect many factors and cannot be predicted with accuracy.(1)(1)Proceeds to Issuer (1)SCUSAhas agreed to purchase the Trigger PLUS at the stated principal amount and, as part of the distribution of the Trigger PLUS, has agreed to sell all of the Trigger PLUS to Morgan Stanley Smith BarneyLLC (“Morgan Stanley Wealth Management”) atan underwritingdiscount which reflects: afixed sales commission of $30.00 per $1,000.00 stated principal amount of Trigger PLUS that Morgan Stanley Wealth Management sells and each payable to Morgan Stanley Wealth Management. See “Additional Information About the Trigger PLUS — Supplemental information regarding plan of distribution (conflicts of interest); secondary markets(if any)” herein. Neither the Securities and Exchange Commission nor any other regulatory body has approved or disapproved of these Trigger PLUS or passed upon the accuracy or adequacy of this document, theaccompanying product supplement, the underlier supplement, the prospectus supplement or the prospectus. Any representation to the contrary is a criminal offense.The Trigger PLUS are not insured by the Canada Deposit Insurance Corporation (the “CDIC”) pursuant to the Canada Deposit Insurance Corporation Act