太平洋第一合众银行 2025年季度报告

(Mark One) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the quarterly period endedJune30, 2025OR ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from _______ to _______Commission File Number0-22193 (Exact name of registrant as specified in its charter) (I.R.S. Employer Identification No.) (State or other jurisdiction of incorporation or organization) 17901 Von Karman Avenue,Suite 1200,Irvine,California92614(Address of principal executive offices and zip code)(949)864-8000(Registrant’s telephone number, including area code) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Actof 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subjectto such filing requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required tosubmit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reportingcompany, or an emerging growth company. (See the definitions of “large accelerated filer”, “accelerated filer”, “smaller reporting company”,and “emerging growth company” in Rule 12b-2 of the Exchange Act). Large accelerated filer☒Accelerated filer☐Non-accelerated filer☐Smaller reportingcompany☐Emerging growthcompany If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying withany new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Exchange Act Rule 12b-2).Yes☐No☒ Securities registered pursuant to Section 12(b) of the Act: Name of Each Exchange on Which RegisteredThe Nasdaq Stock Market LLC The number of shares outstanding of the registrant’s common stock as of July25, 2025 was96,991,440. PACIFIC PREMIER BANCORP, INC. AND SUBSIDIARIESFORM 10-QINDEXFOR THE QUARTER ENDED JUNE30, 2025 Item 1 -Financial StatementsConsolidated Statements of Financial Condition (Unaudited)Consolidated Statements of Income (Unaudited)Consolidated Statements of Comprehensive Income (Unaudited)Consolidated Statements of Stockholders’ Equity (Unaudited)Consolidated Statements of Cash Flows (Unaudited)Notes to Consolidated Financial Statements (Unaudited)Item 2 - Management’s Discussion and Analysis of Financial Condition and Results of OperationsItem 3 -Quantitative and Qualitative Disclosures About Market RiskItem 4 - Controls and ProceduresPART II - OTHER INFORMATIONItem 1 - Legal ProceedingsItem 1A - Risk FactorsItem 2 -Unregistered Sales of Equity Securities and Use of ProceedsItem 3 -Defaults Upon Senior SecuritiesItem 4 -Mine Safety DisclosuresItem 5 -Other InformationItem 6 -ExhibitsSIGNATURE PART I - FINANCIAL INFORMATION PACIFIC PREMIER BANCORP, INC. AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF FINANCIAL CONDITION(Unaudited) Accompanying notes are an integral part of these consolidated financial statements. PACIFIC PREMIER BANCORP, INC. AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITYFOR THE SIX MONTHS AND THREE MONTHS ENDED JUNE30, 2024(Unaudited) Accompanying notes are an integral part of these consolidated financial statements. PACIFIC PREMIER BANCORP, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTSJune30, 2025(Unaudited) Note1 –Basis of Presentation The consolidated financial statements include the accounts of Pacific Premier Bancorp, Inc. (the “Corporation”) andits wholly owned subsidiaries, including Pacific Premier Bank, National Association, (the “Bank”) (collectively, the“Company,” “we,” “our,” or “us”). All significant intercompany accounts and transactions have been eliminated inconsolidation. In the opinion of management, the unaudited consolidated financial statements reflect all normal recurringadjustments and accruals that are necessary for a fair presentation of the statement of financial position and the results ofoperations for the interim periods presented. The results of operations for the six months ended June 30, 2025 are notnecessarily indicative of the results that may be expected for any other interim period or the full year ending December31,2025. Certain information and footnote disclosures normally included in financial statements prepared in accordance withaccounting principles generally accepted in the United States of America (“GAAP”) have been condensed or omittedpursuant to the rules and regulations of the S