大众信托合众银行 2026年季度报告

☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the quarterly period ended on June 30, 2026Or☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from _____________ to _____________ Commission file number 001-31220 COMMUNITY TRUST BANCORP, INC. (Exact name of registrant as specified in its charter) Kentucky61-0979818(State or other jurisdiction of incorporation or organization)(IRS Employer Identification No.) 346 North Mayo TrailP.O. Box 2947Pikeville, Kentucky41502(Address of principal executive offices)(Zip code) (606) 432-1414(Registrant’s telephone number) Securities registered pursuant to Section 12(b) of the Act: Common Stock(Title of class) CTBI(Trading symbol) (Name of exchange on which registered) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of theSecurities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to filesuch reports) and (2) has been subject to such filing requirements for the past 90 days. Yes✔ No Indicate by check mark whether the registrant has submitted electronically every interactive data file required to be submittedpursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required tosubmit such files). Yes✔ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company.See definitions of “large accelerated filer,” “accelerated filer,” “smaller reportingcompany,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. Large Accelerated Filer✔Accelerated Filer☐Non-accelerated Filer☐Smaller Reporting Company☐Emerging Growth Company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition periodfor complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the ExchangeAct.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). No✔ Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practical date. CAUTIONARY STATEMENTREGARDING FORWARD-LOOKING STATEMENTS Certain of the statements contained herein that are not historical facts are forward-looking statements within the meaning ofthe Private Securities Litigation Reform Act. Community Trust Bancorp, Inc.’s (“CTBI”) actual results may differ materially fromthose included in the forward-looking statements. Forward-looking statements are typically identified by words or phrases such as“believe,” “expect,” “anticipate,” “intend,” “estimate,” “may increase,” “may fluctuate,” and similar expressions or future orconditional verbs such as “will,” “should,” “would,” and “could.”These forward-looking statements involve risks and uncertaintiesincluding, but not limited to, economic conditions, portfolio growth, the credit performance of the portfolios, including bankruptcies,and seasonal factors; changes in general economic conditions including the performance of financial markets, prevailing inflation andinterest rates, realized gains from sales of investments, gains from asset sales, and losses on commercial lending activities; the effectsof epidemics, pandemics, or other infectious disease outbreaks; results of various investment activities; the effects of competitors’pricing policies, changes in laws and regulations, competition, and demographic changes on target market populations’ savings andfinancial planning needs; industry changes in information technology systems on which we are highly dependent; failure ofacquisitions to produce revenue enhancements or cost savings at levels or within the time frames originally anticipated or unforeseenintegration difficulties; the resolution of legal proceedings and related matters; and such other factors as discussed throughout thisquarterly report on Form 10-Q, CTBI’s annual report on Form 10-K for the year ended December 31, 2025, and other documentssubsequently filed by CTBI with the Securities and Exchange Commission.In addition, the banking industry in general is subject tovarious monetary, operational, and fiscal policies and regulations, which include, but are not limited to, those determined by theFederal Reserve Board, the Federal Deposit Insurance Corporation, the Consumer Financial Protection Bureau, and state regulators,whose policies, regulations, and enforcement actions could affect CTBI’s results.These statements are representative only on the datehereof, and CTBI undertakes no obligation to update any forward-looking statements made. PART I - FINANCIAL INFORMATION Item 1. Condensed Consolidated Financial Statements The