新经济时代精智人群财富新规划

◼◼◼123 ◼◼◼◼◼45 010203040506 𝑝𝑜𝑝𝑖,𝑥𝒆𝒙𝒆𝒙 𝑒𝑥=𝒑𝒙(𝟏+𝒆𝒙+𝟏),𝒙=𝟎,𝟏,𝟐,𝟑,...𝟏𝟎𝟒𝒆𝟏𝟎𝟓=𝟎𝐞𝐱𝑬𝒊𝑬𝒊=σ𝒙=𝟎𝟖𝟒(𝒙+𝒆𝒙)𝒑𝒐𝒑𝒊,𝒙σ𝒙=𝟎𝟖𝟒𝒑𝒐𝒑𝒊,𝒙 12345// 69.3%64.6%43.1%27.7%19.1%48.9%28.3%45.7% 11.320.838.661.515.131.742.625.343.980.6112.015.2%15.9%15.8%17.4%12.7%11.5%13.0%12.1%34.0%33.5%33.0%31.7%0.0%5.0%10.0%15.0%20.0%25.0%30.0%35.0%100[100,200)[200,300)[300,400)% 95.586.4110.0140.0125.09.566.856.865.677.068.8137.3154.5187.2220.0245.021.6%16.7%17.7%19.5%13.9%15.2%11.0%10.5%10.7%7.6%31.1%29.8%30.1%30.7%27.2%0.050.0100.0150.0200.0250.0300.0350.0400.0[400,500)[500,600)[600,700)[700,800)80015 ◼◼ 30.3%23.7%10.6%9.3%% 4.03.83.83.41-58.0%7.1%5.0%3.3%2.7%% ◼◼◼/// 12.1%10.7%6.4% 59.7%21.0%19.4%25-5050-10010040%50100 45.0%20.0%14.0%0.0%10.0%20.0%30.0%40.0%50.0%60.0%1-34-67-10755%4 ◼◼◼◼ ◼◼◼◼ ,0)700 =max( - ◼ 15511061310-500500-10001000-15001500-2000 2000-2500 2500-5000 70040758%65.11%10006.39%2500 200200 200200 200(200-1.7)200(200+1.1) 200200 20037215495%20020093.8371.7679.63%200 200200 200200