美国银行美股招股说明书(2025-05-20版)

Linked to the EURO STOXX 50®Index Index, due May 19, 2028 (the “Notes”) priced on May 16, 2025 and The Buffered Auto-Callable Digital Return Plus Notes Linked to the EURO STOXX 50®willissue on May 21, 2025. Assuming the Notes are not called prior to maturity, if the Ending Value of the Underlying is greater than or equal to 100% of its Starting Value, at maturity, you willreceive the greater of i) 1-to-1 upside exposure to increases in the value of the Underlying and ii) a digital payment of $1,150.00 per $1,000.00 in principal amount However, assuming the Notes are not called prior to maturity, if the Underlying declines by more than 6% from its Starting Value, at maturity your investment will besubject to 1:1 downside exposure to decreases in the value of the Underlying beyond a 6% decline, with up to 94% of the principal at risk. Otherwise, if the Notesare not called prior to maturity and the Ending Value of the Underlying is less than 100.00% of its Starting Value but greater than or equal to 94% of its StartingValue, at maturity you will receive the principal amount of your Notes. No periodic interest payments. The Notes will not be listed on any securities exchange. CUSIP No. 09711HG64. offering price listed below.The actual value of your Notes at any time will reflect many factors and cannot be predicted with accuracy. See “Risk Factors”beginning on page PS-8 of this pricing supplement and “Structuring the Notes” on page PS-16of this pricing supplement for additional information.There are important differences between the Notes and a conventional debt security. Potential purchasers of the Notes should consider the the accompanying prospectus supplement, and page 7 of the accompanying prospectus.None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved or disapproved of these securities or determined if this pricing supplement and the accompanying product supplement, prospectus supplement and prospectus is truthful orcomplete. Any representation to the contrary is a criminal offense. $1,000.00$20.00$980.00$2,125,000.00$42,500.00$2,082,500.00 commissions. The public offering price for investors purchasing the Notes in these fee-based advisory accounts may be as low as $980.00per $1,000.00 inprincipal amount of Notes. as low as $980.00 per $1,000.00 in principal amount of Notes. The total underwriting discount and proceeds, before expenses, to BofA Finance specifiedabove reflect the aggregate of the underwriting discounts per $1,000.00in principal amount of Notes. Are Not FDIC Insured Selling Agent BAC Denominations:The Notes will be issued in minimum denominations of $1,000.00 and whole multiples of $1,000.00 in excess thereof.Approximately 3 years, unless previously automatically called. Valuation Date:May 16, 2028, subject to postponement as described under “Description of the Notes—Certain Terms of the Notes—EventsRelating to Observation Dates” in the accompanying product supplement.Maturity Date:May 19, 2028Starting Value:5,427.53Observation Value:The closing level of the Underlying on the applicableCall Observation Date.Ending Value:The closing level of the Underlying on the Valuation Date. 5,427.53, which is100.00% of the Starting Value. 5,101,88, which is 94.00% of the Starting Value(rounded to two decimal places). Value on anyCall Observation Date. If the Notes are automatically called, the applicable Call Amount will be paid on theapplicable Call Payment Date. No further amounts will be payable following an Automatic Call. Digital Payment:Redemption Amount: May 17, 2027* TheCall Observation Dates are subject to postponement as set forth in “Description of the Notes—Certain Terms of the Notes—Events Relating to “Call Observation Dates.”Any payments on the Notes depend on the credit risk of BofA Finance, as Issuer, and BAC, as Guarantor, and on the performance of the Underlying. The BUFFERED AUTO-CALLABLE DIGITAL RETURN PLUS NOTES |PS-4 All payments described above are subject to the credit risk of BofA Finance, as Issuer, and BAC, as Guarantor. BUFFERED AUTO-CALLABLE DIGITAL RETURN PLUS NOTES |PS-5 The following examples and table are for purposes of illustration only. They are based onhypotheticalvalues and showhypotheticalreturns on the Notes.The examples and table illustrate payments on the Notes based on a hypothetical Starting Value of 100 for the Underlying, a hypothetical Call Value of 100 for on page PS-4, the Digital Payment of $1,150.00 per $1,000.00 in principal amount of Notes and a range of hypothetical Observation Values and Ending Valuesof the Underlying.The actual amount you receive and the resulting return will depend on the actual Starting Value, Call Value, Redemption Barrier, you hold the Notes to maturity.The following examples do not take into account any tax consequences from investing in the Notes.For recent actual values of the Underlying, see “The Underlying” sect