中国太平2024年年报

Contents目錄 Corporate Information公司資料 董事會 BOARD OF DIRECTORS 執行董事 董事長副董事長及總經理 YIN ZhaojunChairmanLI KedongVice Chairman andGeneral Manager 非執行董事 Non-executive Directors 郭兆旭胡興國張翠周梁剛 GUO ZhaoxuHU XingguoZHANG CuiZHOU Lianggang 獨立非執行董事 Independent non-executive Directors 羅范椒芬劉怡邵善波蔡洪平 LAW FAN Chiu Fun FannyLIU YiSHIU Sin PorCAI Hongping 審計委員會 AUDIT COMMITTEE 劉怡主席胡興國張翠羅范椒芬邵善波蔡洪平 LIU YiChairmanHU XingguoZHANG CuiLAW FAN Chiu Fun FannySHIU Sin PorCAI Hongping 提名薪酬委員會 NOMINATION AND REMUNERATIONCOMMITTEE 邵善波主席尹兆君羅范椒芬 SHIU Sin PorChairmanYIN ZhaojunLAW FAN Chiu Fun Fanny 風險管理委員會 RISK MANAGEMENT COMMITTEE 蔡洪平主席李可東郭兆旭張翠 CAI HongpingChairmanLI KedongGUO ZhaoxuZHANG Cui 戰略與投資委員會 STRATEGY AND INVESTMENT COMMITTEE 尹兆君主席李可東胡興國周梁剛 YIN ZhaojunLI KedongHU XingguoZHOU Lianggang 4China Taiping Insurance Holdings Company Limited2024 Annual Report Corporate Information公司資料 COMPANY SECRETARYZHANG Ruohan 公司秘書 張若晗 授權代表 AUTHORISED REPRESENTATIVES 尹兆君張若晗 YIN ZhaojunZHANG Ruohan 註冊辦事處 REGISTERED OFFICE 香港北角京華道18號中國太平金融中心25樓 25/F., China Taiping Finance Centre,18 King Wah Road,North Point,Hong Kong Telephone:(852) 2854 6100Facsimile:(852) 2544 5269E-mail:mail@cntaiping.com 電話：(852) 2854 6100傳真：(852) 2544 5269電郵：mail@cntaiping.com 股份過戶登記處 REGISTRAR AND TRANSFER OFFICE 香港中央證券登記有限公司香港灣仔皇后大道東183號合和中心17樓1712至16號舖 Computershare Hong Kong Investor Services LimitedShops 1712-16, 17/F, Hopewell Centre,183 Queen’s Road East, Wan Chai,Hong Kong 獨立核數師 INDEPENDENT AUDITOR 畢馬威會計師事務所（執業會計師及註冊公眾利益實體核數師） KPMG(Certified Public Accountants andRegistered Public Interest Entity Auditor) 主要往來銀行 PRINCIPAL BANKERS 中國銀行（香港）有限公司南洋商業銀行有限公司農業銀行股份有限公司香港分行 Bank of China (Hong Kong) LimitedNanyang Commercial Bank, Ltd.Agricultural Bank of China Limited Hong Kong Branch 網址 WEBSITE www.ctih.cntaiping.comwww.cntaiping.com www.ctih.cntaiping.comwww.cntaiping.com 上市證券交易所 STOCK MARKET LISTING 香港聯合交易所有限公司主板（股份代碼：HK 00966） The Main Board of The Stock Exchangeof Hong Kong Limited(Stock Code: HK00966) Simplified Ownership Structure Chairman’s Statement 2024 marks the 95th anniversary of China Taiping’s establishment and a pivotal year for achieving the objectivesof the 14th Five-Year Plan. Confronted with a complex and challenging external environment, all China Taipingemployees responded with composure and determination, driving progress in transforming growth models,adjusting structures, improving quality, and enhancing efficiency. We remained focused on our core responsibilities,steadily advanced the implementation of the 14th Five-Year Plan, and delivered high-quality operational results,achieving the strongest financial performance in recent years. Comprehensive Improvement in Operational Quality and Efficiency.The Group’s total assets exceededHK$1.7 trillion, growing by 14.9% compared to the 2023 year-end. Profit attributable to shareholders reachedHK$8.432 billion, grew by 36.2% over the Last Year.The insurance sectormaintained steady growth in scalewhile significantly improving business quality. Insurance revenue and insurance service results sustained robustgrowth momentum. TPL saw a notable rise in new business contribution to CSM, with new business valuerebounding to HK$10 billion platform, increased by 94.2%, reaching a record high. The persistency ratios forbancassurance and individual agency channel led the industry for twelve consecutive years, and the transitiontowards participating products progressed resolutely. P&C insurance and reinsurance achieved optimisation incombined ratios over the Last Year, maintaining underwriting profitability. TPP’s new business contribution to CSMgrew by 37.0% over the Last Year.The investment sectordemonstrated stable progress, with investment incomerebounding significantly. Both the Group’s managed investment assets and Group’s insurance fund investmentassets expanded. Total investment income grew by 98.2% compared to 2023, and the comprehensive investmentyield improved markedly over the Last Year. Delivering Effective Services to National Strategies. Advancing the “Five Target Areas” to Support theReal Economy and Safeguard the People’s Livelihood.Technology Finance: Premiums of strategic emergingindustries grew over the Last Year, investments in innovation surged, tech insurance products diversified, andour cybersecurity insurance solution was selected as a pilot product by the Ministry of Industry and InformationTechnology. Green Finance: Green insurance premiums and investments expanded rapidly, achieving a fullcoverage of the five major central power enterprises. The Group has also successfully joined the Green ShippingCommunity and the Maritime Community. Inclusive Finance: Coverage of critical illness insurance, Hui Min Bao（ 惠民保）, long-term care insurance, and small and micro enterprises insured continued to rise. TPG, with CTIH asa core subsidiary, was awarded the highest grade in the Evaluation of Targeted Poverty Alleviation Performanceamong central