闽信集团2024年报

ANNUAL REPORT 公司資料CORPORATE INFORMATION BOARD OF DIRECTORS Executive Directors 202432920243292024619 (Chairman)(Vice Chairman and General Manager,appointed as the General Manageron 29 March 2024)(Resigned as the General Manageron 29 March 2024 and resigned as anExecutive Director on 19 June 2024) CHEN Yu Non-executive Directors 202461920246192024619 HON Hau ChitZHOU Tianxing(Appointed on 19 June 2024)YOU Li(Appointed on 19 June 2024)YANG Jingchao(Resigned on 19 June 2024) Independent Non-executive Directors IP Kai MingCHEUNG Man HoiLEUNG Chong Shun AUDIT COMMITTEE CHEUNG Man Hoi(Chairman)IP Kai MingLEUNG Chong Shun REMUNERATION COMMITTEE 20243292024329 IP Kai Ming(Chairman)CHEUNG Man HoiLEUNG Chong ShunHUANG Wensheng(Appointed on 29 March 2024)CHAN Kwong YuCHEN Yu(Resigned on 29 March 2024) NOMINATION COMMITTEE 2025327 WANG Fei(Chairman)IP Kai MingCHEUNG Man HoiLEUNG Chong ShunYOU Li(Appointed on 27 March 2025) AUTHORISED REPRESENTATIVE WANG FeiTSE Ching WahIP Kai Ming (Alternate to WANG Fei) COMPANY SECRETARY TSE Ching Wah AUDITOR • Deloitte Touche Tohmatsu(Public Interest Entity Auditor registered in accordancewith the Accounting and Financial ReportingCouncil Ordinance) LEGAL ADVISOR Deacons PRINCIPAL BANKERS Xiamen International Bank Co., Ltd.Luso International Banking LimitedChiyu Banking Corporation LimitedChina Merchants Bank Co., Ltd.China Construction Bank (Asia) Corporation LimitedChina Citic Bank International LimitedBank of China (Hong Kong) LimitedPing An Bank Co., Ltd.Industrial Bank Co., Ltd.Agricultural Bank of China Limited SHARE REGISTRAR 慤1617 Tricor Investor Services Limited17th Floor, Far East Finance Centre16 Harcourt RoadHong Kong 公司資料CORPORATE INFORMATION REGISTERED OFFICE 817(852) 2521 5671(852) 2530 5488www.minxin.com.hkmxhl.enquiry@minxin.com.hk 17th Floor, Fairmont House8 Cotton Tree DriveCentral, Hong KongTel:(852) 2521 5671Fax:(852) 2530 5488Website:www.minxin.com.hkEmail:mxhl.enquiry@minxin.com.hk SHARE LISTING 222 Main Board of The Stock Exchange of Hong Kong LimitedStock Code: 222 五年財務摘要FIVE-YEAR FINANCIAL SUMMARY 五年財務摘要FIVE-YEAR FINANCIAL SUMMARY 主席報告書CHAIRMAN’S STATEMENT 2024 I am pleased to announce the fullyear results of the Group for 2024. ChairmanWANG Fei 2024 2024 was a challenging year and the global political andeconomic landscape continued to be turbulent, with macrouncertainties persisted. Despite the challenges, the Groupremained resilient and focused on key strategic actions todevelop business prudently and diversify its income sourcesin pursuit of performance growth. OUR PERFORMANCE During the year under review, we conducted our businessp r u d e n t l y t o m i n i m i s e o p e r a t i o n a l r i s k s , s e i z e d n e wopportunities while adapted to and responded to theuncertainty of changes in the external environment andenhanced our core competitiveness continuously. 202412318,770122.5%20241231202314.68 The Group achieved encouraging results during the yearunder review. The Group recorded a profit attributable toshareholders of the Company (the “Shareholders”) of HK$87.7million for the year ended 31 December 2024, increased by122.5% when compared to the previous year, mainly due tothe satisfactory increase in share of results of XiamenInternational Bank Co., Ltd. (“XIB”) for the year ended 31December 2024 as compared to the same period in 2023.Basic earnings per share was 14.68 HK cents. OUR PERFORMANCE (Continued) 20239 During the year under review, we paid a final dividend for2023 of 9 HK cents per share to Shareholders, bringingsatisfactory returns to Shareholders. 2024 However, having considered the challenges and uncertaintiesin the market and to preserve more cash resources for theGroup’s future investment opportunities, the Board has notrecommended the payment of a final dividend for 2024. 2024123189.2202391.82.8% Total assets of the Group recorded a decrease of 2.8% toHK$8.92 billion at 31 December 2024 as compared to HK$9.18billion at the end of 2023. 2024148.2%202413,00020236,59597.1% XIB (together with its subsidiaries, Chiyu Banking CorporationLimited (“CYB”) and Luso International Banking Ltd. (“LIB”),are collectively referred to as “XIB Group”) is the mostsignificant financial investment of the Group and hascontributed about 148.2% of the results of the Group in 2024.The Group’s share of profit after tax of XIB Group was HK$130million in 2024, an increase of 97.1% as compared toHK$65.95 million in 2023. 2024123111,410.7202311,204.21.8% XIB Group achieved a steady growth in its balance sheet.Total assets of XIB Group recorded an increase of 1.8% toRMB1,141.07 billion at 31 December 2024 as compared toRMB1,120.42 billion at the end of 2023. 2024123171%2024123113.0981% The total assets of our banking business accounted for 71%of the Group’s total assets at 31 December 2024. The netasset value per share of the Company amounted to HK$13.09at 31 December 2024, about 81% came from