闽信集团2025年报

公司資料CORPORATE INFORMATION BOARD OF DIRECTORS WANG Fei(Chairman)HUANG Wensheng(Vice Chairman and General Manager) Independent Non-executive Directors IP Kai MingCHEUNG Man HoiLEUNG Chong Shun AUDIT COMMITTEE CHEUNG Man Hoi(Chairman)IP Kai MingLEUNG Chong Shun REMUNERATION COMMITTEE IP Kai MingCHEUNG Man HoiLEUNG Chong ShunHUANG WenshengCHAN Kwong Yu (Chairman) NOMINATION COMMITTEE WANG Fei(Chairman)IP Kai MingCHEUNG Man HoiLEUNG Chong ShunYOU Li(Appointed on 27 March 2025) 2025327 AUTHORISED REPRESENTATIVE WANG FeiTSE Ching WahIP Kai Ming (Alternate to WANG Fei) COMPANY SECRETARY TSE Ching Wah AUDITOR • Deloitte Touche Tohmatsu(Public Interest Entity Auditor registered in accordancewith the Accounting and Financial ReportingCouncil Ordinance) LEGAL ADVISOR Deacons PRINCIPAL BANKERS Xiamen International Bank Co., Ltd.Luso International Banking LimitedChiyu Banking Corporation LimitedChina Construction Bank (Asia) Corporation LimitedChina Citic Bank International LimitedBank of China (Hong Kong) LimitedPing An Bank Co., Ltd.Industrial Bank Co., Ltd.Agricultural Bank of China Limited SHARE REGISTRAR 慤1617 Tricor Investor Services Limited17th Floor, Far East Finance Centre16 Harcourt RoadHong Kong 公司資料CORPORATE INFORMATION REGISTERED OFFICE 817(852) 2521 5671(852) 2530 5488www.minxin.com.hkmxhl.enquiry@minxin.com.hk 17th Floor, Fairmont House8 Cotton Tree DriveCentral, Hong KongTel:(852) 2521 5671Fax:(852) 2530 5488Website:www.minxin.com.hkEmail:mxhl.enquiry@minxin.com.hk SHARE LISTING 00222597,257,2522,000 Main Board of The Stock Exchange of Hong Kong LimitedStock Code:00222No. of Shares:597,257,252Board Lot Size: 2,000 五年財務摘要FIVE-YEAR FINANCIAL SUMMARY 五年財務摘要FIVE-YEAR FINANCIAL SUMMARY 五年財務摘要FIVE-YEAR FINANCIAL SUMMARY 主席報告書CHAIRMAN’S STATEMENT 2025 I am pleased to announce the fullyear results of the Group for 2025. ChairmanWANG Fei In the context of an unpredictable geopolitical tensions,c h a l l e n g i n g g l o b a l m a r k e t c o n d i t i o n s a n d u n c e r t a i ninternational tariff issues, the Group has remained steadfastin its missions and focused on key strategic actions todevelop business prudently and diversify its income sourcesin pursuit of performance growth. OUR PERFORMANCE The Group delivered encouraging financial performance andc o n t i n u e d t o d e m o n s t r a t e r e s i l i e n c e a m i d a v o l a t i l emacroeconomic landscape during the year under review,supported by a prudent and stable business strategy. TheGroup seized new opportunities while adapted to provencapability and responded to the uncertainty of changes in thee x t e r n a le n v i r o n m e n t ,a n d e n h a n c e d o u r c o r ecompetitiveness continuously. OUR PERFORMANCE (Continued) 202511,96020248,7703,19036.4%1,50220.03 The Group recorded a profit attributable to Shareholders ofHK$119.60 million in 2025, representing an increase ofHK$31.90 million or 36.4% as compared to HK$87.70 millionin 2024, mainly due to the exchange gains recorded for theappreciation of Renminbi against Hong Kong dollars duringthe year under review and the decrease in one-off exchangeloss of approximately HK$15.02 million arising from thereduction of paid-in capital of Sanyuan Micro Credit ascompared to the previous year. Basic earnings per share was20.03 HK cents. 2024 D u r i n g t h e y e a r u n d e r r e v i e w , t h e B o a r d h a s n o trecommended the payment of a final dividend for 2024,having considered the challenges and uncertainties in themarket and to preserve more cash resources for the Group’sfuture investment opportunities and liquidity needs. 20258 The Directors continue to pay attention to Shareholders’demands and strive to improve Shareholders’ returns, andhave resolved to recommend a final dividend for 2025 of 8 HKcents per share, although XIB has not yet resumed paying anycash dividend to the Company. 2025123194.6202489.26.1% Total assets of the Group recorded an increase of 6.1% toHK$9.46 billion at 31 December 2025 as compared to HK$8.92billion at the end of 2024. 202582.1%20259,822202413,00024.4% XIB is the most significant financial investment of the Groupand has contributed about 82.1% of the results of the Groupin 2025. The Group’s share of profit after tax of XIB Group wasHK$98.22 million in 2025, a decrease of 24.4% as compared toHK$130.00 million in 2024. 2025123111,571.7202411,410.71.4% XIB Group achieved a steady growth in its balance sheet.Total assets of XIB Group recorded an increase of 1.4% toRMB1,157.17 billion at 31 December 2025 as compared toRMB1,141.07 billion at the end of 2024. 2025123170.3%2025123113.9380.0% The total assets of our banking business accounted for 70.3%of the Group’s total assets at 31 December 2025. The netasset value per share of the Company amounted to HK$13.93at 31 December 2025, about 80.0% came from the investmentin XIB. 主席報告書CHAIRMAN’S STATEMENT OUR PERFORMANCE (Continued) As the first city commercial