徽商银行二零二四年中期报告

（於中華人民共和國註冊成立的股份有限公司）股份代號：3698 中 期 報 告2024 ͦ፽ 2024中期報告 C1C320249 8202420241120246 30IFRSInternational Financial Reporting StandardsLPRLoan Prime Rate 1.1 1.1.11Huishang Bank Corporation Limited 1.1.2 1.1.31699 1.1.41699+86-551-62667806/65195721+86-551-62667661230092www.hsbank.com.cn96588@hsbank.com.cn 1.1.524840 1.1.611701-1297927 1.1.7 1.1.8H 1.155 1.2 19974420051130200512285720061120131112H3698B0162H23401000191340000148974661316992024613,889,801,211 2024611,97921467518 20241000200112115002001466Brand Finance2024500183 2.1 2.2 2.2 3.1 2024 2024619,281.131,219.696.75%9,545.46803.239.19%17,734.561,140.406.87%11,210.901,009.329.89% 20246206.929.044.57%89.865.015.90% 20246108.721.501.14%0.12272.51%0.57 3.2 3.2.1 20241-6101.833.023.06%11.75%2.37 3.2 3.2.2 20241-6146.864.563.01%16.6021.1620241-61.57%1.80%2220 3.2 3.2.2 3.2 3.2.2 3.2 3.2.3 20241-6337.179.092.77%34.0724.98 20241-6196.895.292.76%24.5619.27 3.2 3.2.3 20241-6104.943.943.90%9.705.76 20241-68.941.3517.79%0.051.30 3.2.4 20241-6190.3113.657.73%17.473.82 3.2 3.2.4 20241-6112.823.423.13%6.372.95 3.2 3.2.4 20241-640.117.2622.10%8.421.16 20241-624.770.843.28%1.830.99 3.2 3.2.5 20241-660.0613.6029.27% 3.2 3.2.5 20241-617.670.201.12% 20241-629.007.3533.95% 20241-611.226.81154.42% 3.2.6 20241-649.801.122.30% 3.2 3.2.7 20241-657.005.2210.08% 3.3 3.3.1 202463019,281.136.75% 3.3 3.3.1 3.3.1.1 20246 309,545.469.19%49.51% 3.3 3.3.1 3.3.1.2 3.3 3.3.1 3.3.1.2 3.3 3.3.1 3.3.1.2 (2)54.23%202343.85%) 3.3 3.3.1 (1)201014,00040%20141231 3.9.9 3.3 3.3.2 202463017,734.566.87% 202420246 3011,210.9020239.89%63.21% 3.3 3.3.2 3.3 3.3.3 3.4 3.4.1 20241.14%0.12 3.4.2 3.4 3.4.3 3.4 3.4.4 3.4 3.4.6 3.4 3.4.7 3.4.8 56,975.665,321.11852,96374,012.66 3.4.9 89.84 3.4 3.4.10(1) IFRS 9 3.5 202420246 3013.37%11.03%9.41% 3.5 3.6 3.7 3.7.1 40 3.7.2 20246 30 3.8 1. 20242024616,8365.0% 2. 3.8 3. 18.1(M2)305.026.2% 4. 202423,9675.3% 2024 3.8 3.9 3.9.1 20242024630 2024202320246306,903.54754.65 3.9 3.9.1 2008202420246 304,654.36 20242024630619.8984.77535.12 2024 3.9 3.9.1 202481.61%164.83% 202463012,84817.8%20243.249 e202460.0123.44%80.489.29% 3.9 3.9.1 20242024112793.26430.7573% 3.9.2 2024 3.0 3.9 3.9.2 2024++ 1,998.13109.5411.9812.28%10.871.2112.47% 202420246302,035.9477.032,472.659.23% 3.9 3.9.2 95,74310.65%61,460117.3347.56191.06%9.84 3.9 3.9.2 202420246 302,028.1047.952.42% 202420246305,967.012023648.3912.19% 3.9 3.9.3 2024 3.9.4 2024 20246 3010,801.86596.915.85%38,324.952,123.515.87% 3.9 3.9.5 20246305181,832997835 7.020246301,028.4612.47%262.6910.75% 2024105.7592.46%99.58%369.3551.9822.3194.54%3.30 3.9 3.9.5 ++2024202463016API219235,826.321,9159.43 202439.974.05%1,867.2416.29%2.594.59% 2024630455.5640.8429.48 3.9 3.9.6 20241,0001,441.43136.2410.44%20.74.28% 3.9.7 ABS20232024 1+5+N2024630776.19180.5930.32% 3.9 3.9.7 303,0003,874550.82 20eee3,42398.41 3.9 3.9.8 2024 3.9 3.9.8 2024(EOD)2023 20246301,068.64244.6129.68%969.11218.9829.19%10.73%1.67 3.9 3.9.9 20154302010.251%201833016.254%2024630675.1959184.197.14670.731.03% 20204282020246 3047.332.1845.15 20108 814,00040%20246 3039.2221.3436.65 3.9 3.9.9 20136 288,0003,28041%202463027.0320.7923.86 20094135120%20121210220%20171215320% 20204 302003015% 3.10 20242021-2025 3.10 3.10.1 3.10 3.10.1 3.10 3.10.1 3.4 3.10.2 2.5% 3.10.3 3.10 3.10.3 (VaR) 3.10 3.10.4 40.5 3.10 3.10.5 3.10 3.10.5 2024630327.11%1,692.3530517.372024331118.14%11,687.499,892.732024630115.97%11,949.4110,303.50 3.10.6 LPR 3.10 3.10.6 2024 3.10.7 2024(VAR) 3.10 3.10.8 2024 3.10.9 3.10 3.10.9 2023 3.10 3.10.10 3.11 C 3.12 2023 20246 2920232023 1,352,6402023 (1)135,264160,948135,264 (2)101.46202,791 202320248222024710H2023202462425 26 27 2820247 12023 2024 2024 3.13 2021-2025 2024 2024 3.13 3.14 20241,84724.71%603,7503,200 3.15 14A 20246306,3462,669527.57174.09353.48 3.15 20246302.27%2.04%9.14% 4614A 4.1 4.2 20246 30(1)HH(HKSCC NOMINEES LIMITED)25.02%H99.90%(2) 4.3 4.4 20246 3033620182017101 (1)1,559,000,000(2)329,973,600H843,363,819150,814,72623,579,472(3)235,177,222827,658,091(4)361,66235,751,470837,810,695(5)3,299,700H705,349,937(6)China Vanke Co., Ltd.972,384,600H6.1Wkland Finance Holding Company Limited562,254,000HWkland Finance Holding Company LimitedChina Vanke Co., Ltd.6.2Wkland Finance Holding II Company Limited410,130,600HWkland Finance Holding II CompanyLimitedChina Vanke Co., Ltd.(7)598,094,200H 224,781,22797.5% 20198 20224,781,227 20206120198 20...... 20207 9......20206 1......20214 28202020211182021830202120224 28020228 302022(1)(2)51.6524%2.252021(1)(2)2023428202220235 172024430202320239222024321 2020710..................20206220214 302020202112021831202120224 29202120231202023117(2020)741715(2020)74125420231182(1)20206 2(2)(3)51.6524%(4)20234 2820222023925202392220244 252023 2021625H6202