国银金租2023中期报告

(於中華人民共和國註冊成立的股份有限公司)(A joint stock limited company incorporated in the People’s Republic of China)股份代號Stock Code : 1606 COMPANY OVERVIEW 1984126.423840A1AA+20161%(ROE)10% 11 Founded in 1984, China Development Bank Financial Leasing Co., Ltd., a national non-banking financial institution regulated by the NFRA, is theonly leasing business platform under China Development Bank and the first listed financial leasing company in China, with a registered capitalof RMB12.64238 billion. The Group is a pioneer in the leasing industry in the PRC. The Company is dedicated to providing comprehensiveleasing services to high-quality customers in fields including aircraft, shipping, regional development, inclusive finance, green energy and high-end equipment manufacturing, with leasing assets and business partners reaching throughout over 40 countries and regions all over the world,and consistently maintains quasi-sovereign international ratings, namely“A1”by Moody’s,“A”by Standard & Poor’s and“A+”by Fitch. Sinceits listing in 2016, the Group’s scale of assets have continued to grow and profitability has steadily improved, the non-performing asset ratio hasmaintained at 1% or below, and the average return on equity (ROE) has maintained over 10%. The Group proactively fulfill its responsibilities as a state-owned financial enterprise, adhering to the basic requirement of financial sector servingthe real economy, and continuously contributing to the national high-quality development. The Group was the first leasing company to promotethe marketization and international operation of aviation leasing in China and set up its first professional overseas aviation subsidiary, rankingTop 11 in the world in terms of the value of its active fleet. The asset quality, profitability and professional management of the ship leasingbusiness are at the leading position in the industry. The regional development leasing business focuses on major regional development strategiesof the State, and continuously improves the regional financial service capacity to better assist the high-quality development of the regionaleconomy. The green energy and high-end equipment leasing business proactively serves the national“dual carbon”strategy, promotes the greentransformation of energy and optimization of structure and increases support for advanced manufacturing and strategic emerging industries. Theinclusive finance business proactively responds to the call of the country by fulfilling its social responsibility and providing the support to facilitatesmall and micro-sized enterprises, continuously promoting the deep development of construction machinery and vehicle leasing business. The Group keeps pace with the times, continues to upgrade its business model, constantly improves its professional service capability, activelypromotes the development of emerging industries, and at the same time, in line with the national development map, firmly follows the path offinancial development with Chinese characteristics. With the gradual establishment of a modern industrial system in China, the Group has alwaysinsisted on the development goal of“marketization, professionalization, internationalization and digitization”, continued to promote product andbusiness innovation, continuously improved corporate governance, and formed a business development model with obvious core competitiveadvantages and outstanding sustainable development capabilities. In the future, the Group will strive to achieve effective improvement in“quality”and reasonable growth in“quantity”, maintain steady development and industry-leading advantages, and continue to build a“world-class financialleasing company”. 48101117657576 CORPORATE INFORMATION6DEFINITIONS8GLOSSARY OF TECHNICAL TERMS10FINANCIAL HIGHLIGHTS11MANAGEMENT DISCUSSION AND ANALYSIS17OTHER INFORMATION65INDEPENDENT REVIEW REPORT106INTERIM CONDENSED CONSOLIDATED FINANCIAL STATEMENTS AND NOTES107 CORPORATE INFORMATION 3311 3311 3311 3312 3311 231 32311 120238232202382332023823 2003 H 2003 183171712-1716 11125 131 http://www.cdb-leasing.com 1513 1606 2016711 12123 20236282022 RELATEDPARTY TRANSACTION CONTROLCOMMITTEE OF THE BOARD BOARD OF DIRECTORS Executive Directors Mr. Xu Jin(Chairman)Mr. Huang MinMr. Yang GuifangMr. Li Haijian3Mr. Liu Ming3Mr. Zheng Xueding1Mr. Zhang Xianchu1 Ms. Ma Hong(Chairman, Legal Representative)Mr. Huang Min Non-executive DirectorsMr. Li YingbaoMr. Yang Guifang Independent Non-executive Directors AUDIT COMMITTEE OF THE BOARD Mr. Xu JinMr. Li Haijian3Mr. Liu Ming3Mr. Zheng Xueding1Mr. Zhang Xianchu1 Mr. Liu Ming(Chairman)3Mr. Li YingbaoMr. Xu JinMr. Li Haijian3Mr. Zheng Xueding(Former Chairman)1Mr. Zhang Xianchu1 STRATEGICDECISION COMMITTEE OF THEBOARD REMUNERATION COMMITTEE OF THE BOARD Ms. Ma Hong(Chairman)Mr. Li YingbaoMr. Li Haijian3Mr. Liu Ming3Mr. Zheng Xueding1Mr. Xu Jin2 Mr. Li Haijian(Chairman)3Mr. Li YingbaoMr. Xu JinMr. Liu Ming3Mr. Zhang Xianchu(Former C