国银金租2024中期报告

(於中華人民共和國註冊成立的股份有限公司)(A joint stock limited company incorporated in the People’s Republic of China)股份代號Stock Code : 1606 2024INTERIM REPORT中期報告 COMPANY OVERVIEW 1984126.423840A1AA+20161%(ROE)10% 11 Founded in 1984, China Development Bank Financial Leasing Co., Ltd., a national non-banking financial institution regulated bythe NFRA, is the only leasing business platform under China Development Bank and the first listed financial leasing company inChina, with a registered capital of RMB12.64238 billion. The Group is a pioneer in the leasing industry in the PRC. The Companyis dedicated to providing comprehensive leasing services to high-quality customers in fields including aircraft, shipping, regionaldevelopment, inclusive finance, green energy and high-end equipment manufacturing, with leasing assets and business partnersreaching throughout over 40 countries and regions all over the world, and consistently maintains quasi-sovereign internationalratings, namely“A1”by Moody’s,“A”by Standard & Poor’s and“A+”by Fitch. Since its listing in 2016, the Group’s scale ofassets has continued to grow and profitability has steadily improved, the non-performing asset ratio has maintained at 1% orbelow, and the average return on equity (ROE) has maintained over 10%. The Group proactively fulfills its responsibilities as a state-owned financial enterprise, adheres to the basic requirement of financialsector serving the real economy, and continuously contributes to the high-quality development. The Group was the first leasingcompany to promote the marketization and international operation of aviation leasing in China and set up its first professionaloverseas aviation subsidiary, ranking Top 11 in the world in terms of the value of its active fleet. The asset quality, profitability andprofessional management level of the ship leasing business are at the leading position in the industry. The regional developmentleasingbusiness focuses on major regional development strategies of the State,and continuously enhances the regionalfinancial service efficiency to better assist the high-quality development of the regional economy. The green energy and high-endequipment leasing business proactively serves the national“dual carbon”goal, promotes the green transformation of energyand optimization of structure and supports the development of advanced manufacturing and strategic emerging industries. Theinclusive finance business proactively responds to the call of the country by fulfilling its social responsibility and providing thefinancial services to facilitate medium, small and micro customers, promoting the deep development of construction machineryand vehicle leasing business. The Group firmly follows the path of financial development with Chinese characteristics, closely adheres to the origin of leasing,focuses on the“five major areas”of finance, and continues to inject financial momentum into the development of new qualityproductive forces. With the gradual establishment of a modern industrial system in China, the Group has always insisted on thestrategic positioning of“marketization, professionalization, internationalization and digitization”, continued to promote productand business transformation and innovation, continuously improved corporate governance level, improved its professional servicecapability and formed a business development mode with obvious core competitive advantages and outstanding sustainabledevelopment capabilities. In the future, the Group will continue to promote effective enhancement in“quality”and reasonablegrowth in“quantity”, maintain steady development and industry-leading advantages, and continue to build a“world-class financialleasing company”. 48101120738592 CORPORATE INFORMATION6DEFINITIONS8GLOSSARY OF TECHNICAL TERMS10FINANCIAL HIGHLIGHTS11MANAGEMENT DISCUSSION AND ANALYSIS20OTHER INFORMATION73INDEPENDENT REVIEW REPORT117NOTES TO THE INTERIM CONDENSED CONSOLIDATED FINANCIAL INFORMATION124 CORPORATE INFORMATION 24 1234 13 13 13 1243 5 120244102202441032024114202441052024729 6 2003 2003 H 183171712-1716 131 11125 http://www.cdb-leasing.com 1606 2016711 1513 12123 6 RELATED PARTY TRANSACTION CONTROLCOMMITTEE OF THE BOARD BOARD OF DIRECTORS Executive Directors Mr. Wang Guiguo(Chairman)Mr. Jin TaoMr. Liu Xipu2Mr. Li HaijianMr. Liu MingMr. Yang Guifang4 Ms. Ma Hong(Chairman and Legal Representative)Mr. Jin Tao(Vice Chairman and President) Non-executive Directors Mr. Zhang Kesheng1Mr. Liu Xipu2Mr. Li Yingbao3Mr. Yang Guifang4 AUDIT COMMITTEE OF THE BOARD Mr. Liu Ming(Chairman)Mr. Zhang Kesheng1Mr. Li HaijianMr. Wang GuiguoMr. Li Yingbao3 Independent Non-executive Directors Mr. Li HaijianMr. Liu MingMr. Wang Guiguo REMUNERATION COMMITTEE OF THE BOARD STRATEGIC DECISION COMMITTEE OF THEBOARD Mr. Li Haijian(Chairman)Mr. Jin TaoMr. Zhang Kesheng1Mr. Liu MingMr. Wang GuiguoMr. Li Yingbao3 Ms. Ma Hong(Chairman)Mr. Jin TaoMr. Li HaijianMr. Liu MingMr. Zhang Kesheng1M