国银金租2023年度报告

(於中華人民共和國註冊成立的股份有限公司)(A joint stock limited company incorporated in the People’s Republic of China)股份代號Stock Code : 1606 Annual Report年度報告2023 COMPANY OVERVIEW 1984126.423840A1AA+20161%(ROE)10% 11 Founded in 1984, China Development Bank Financial Leasing Co., Ltd., a national non-banking financial institution regulated by the NFRA, is theonly leasing business platform under China Development Bank and the first listed financial leasing company in China, with a registered capitalof RMB12.64238 billion. The Group is a pioneer in the leasing industry in the PRC. The Company is dedicated to providing comprehensiveleasing services to high-quality customers in fields including aircraft, shipping, regional development, inclusive finance, green energy and high-end equipment manufacturing, with leasing assets and business partners reaching throughout over 40 countries and regions all over the world,and consistently maintains quasi-sovereign international ratings, namely“A1”by Moody’s,“A”by Standard & Poor’s and“A+”by Fitch. Sinceits listing in 2016, the Group’s scale of assets have continued to grow and profitability has steadily improved, the non-performing asset ratio hasmaintained at 1% or below, and the average return on equity (ROE) has maintained over 10%. The Group proactively fulfills its responsibilities as a state-owned financial enterprise, adheres to the basic requirement of financial sector servingthe real economy, and continuously contributes to the high-quality development. The Group was the first leasing company to promote themarketization and international operation of aviation leasing in China and set up its first professional overseas aviation subsidiary, ranking Top 11in the world in terms of the value of its active fleet. The asset quality, profitability and professional management of the ship leasing business areat the leading position in the industry. The regional development leasing business focuses on major regional development strategies of the State,and continuously improves the regional financial service efficiency to better assist the high-quality development of the regional economy. Thegreen energy and high-end equipment leasing business proactively serves the national“dual carbon”goal, promotes the green transformationof energy and optimization of structure and assists the development of advanced manufacturing and strategic emerging industries. The inclusivefinance business proactively responds to the call of the country by fulfilling its social responsibility and providing the support to facilitate medium,small and micro customers, promoting the deep development of construction machinery and vehicle leasing business. The Group firmly follows the path of financial development with Chinese characteristics, closely adheres to the origin of leasing, focuses onthe“five major areas”of finance, and continues to inject financial momentum into the development of new quality productive forces. With thegradual establishment of a modern industrial system in China, the Group has always insisted on the strategic positioning of“marketization,professionalization, internationalization and digitization”, continued to promote product and business transformation and innovation, continuouslyimproved corporate governance, improved its professional service capability and formed a business development model with obvious corecompetitiveadvantages and outstanding sustainable development capabilities.In the future,the Group will continue to promote effectiveimprovement in“quality”and reasonable growth in“quantity”, maintain steady development and industry-leading advantages, and continue tobuild a“world-class financial leasing company”. 4101213192023257890131158163166 CORPORATE INFORMATION4DEFINITIONS10GLOSSARY OF TECHNICAL TERMS12FINANCIAL HIGHLIGHTS13RANKING AND AWARDS19CHAIRMAN’S STATEMENT20PRESIDENT’S STATEMENT23MANAGEMENT DISCUSSION AND ANALYSIS25DIRECTORS, SUPERVISORS AND SENIOR MANAGEMENT78CORPORATE GOVERNANCE REPORT90REPORT OF THE BOARD OF DIRECTORS131REPORT OF THE BOARD OF SUPERVISORS158INDEPENDENT AUDITOR’S REPORT214FINANCIAL STATEMENTS AND NOTES217 CORPORATE INFORMATION 178361011 12 3456 134892561110 789101112 12023112120231218220231121320244104202441052024410620241172023823820238232023112192023122010202382311202382320231220122023823 9147811251012 82 83791061112 H 183171712-1716 713891261011 1311125 789111012 1513 131 http://www.cdb-leasing.com 12123 1606 2016711 2003 2003 STRATEGIC DECISION COMMITTEE OF THE BOARD BOARD OF DIRECTORS Ms. Ma Hong(Chairman)Mr. Jin Tao1Mr. Li Haijian7Mr. Liu Ming8Mr. Zhang Kesheng3Mr. Li Yingbao6Mr. Zheng Xueding10Mr. Xu Jin11 Executive Directors Ms. Ma Hong(Chairman and Legal Representative)Mr. Jin Tao(Vice Chairman and President)1Mr. Huang Min2 Non-executive Directors Mr. Zhang Kesheng3Mr. Liu Xipu4Mr. Yang Guifang5Mr. Li Yingbao6 RISK MANAGEMENT AND INTERNAL CONTROLCOMMITTEE OF THE BOARD Ms. Ma Hong(Chairman)Mr. Jin Tao1Mr. Zhan