華融金控： 中期報告

͌፣1ɀཌྷཌྷʒɀཌྷཌྷȼαɻ౨ంйωࠒʔ̇༅ࢿ2ᓯע၃΋ฌऩٲ3ٲඦ߲၃΋༅ଐעᓯ4ٲ൴ంݚټ၃΋ଊעᓯ5ᓯע၃΋ٖᚬᛰ৽ٲ6ഽڃٲ၃΋ল৻ంעᓯ7ဳଉᄙদሃʥʗ׹24ԯˢ༅ࢿ27 ʔ̇༅ࢿ2ʨϷਝ჌ઁٖ€τࠉʔ̇ֈ቙ˤٲCodan Services LimitedClarendon House2 Church StreetHamilton HM 11Bermuda ̊֡߬ԞႺϷ㞫́ႺϷτࠉʔ̷̇ඊႺϷτࠉʔ̇ႺϷࢄܱࠗಋ€τࠉʔ̇௚ጙႺϷτࠉʔ̇࢑܁Ⴁɺಣ৛ਝੜ࢑܁ԑ৻ֺ࢑࣏ᅕֺԑ৻࢑߮Ϊ̷ผ࢑߮ਨพผٖͫ༦ʸ೔তᐢ୮Butterfield Fund Services (Bermuda) LimitedRosebank Centre11 Bermudiana RoadPembroke HM 08Bermudaࠗಋٖͫ༦ʸ೔তʗ୮೔આࣂτࠉʔ̇ಋࠗᜪˠ׭΍ɣ༞ޒ28໔ټᘸමɻʶ26ᅢٖͫˤ໔993࿘ᙷ ̊࢐ਜ਼Ɂ᎘ͱ́CBE, OStJ, JP໎ԑਨϷ໎ԑਜ਼ᄨဈͱ́ ̊࢐€ஹነ߱ͱ́ອଉ໎ԑᐢ຤ଉ€ਜ਼ᄨൔͱ́ᘣВൔͱ́ਜ਼።ੜ௟ɡዟ͓ڈਨϷ໎ԑஹཽᙍͱ́੖ᗸ቞ͱ́ඡ໩ҥͱ́ʔ̇ो࣊ሲᏜఒͱ́࢑߮΋༅ࣟผჳᅼٟɩմഽ˫ፒԑ୮Clarendon House2 Church StreetHamilton HM 11Bermudaᐢፒԑ୮ʥ ̊߬ᏪพΔᒨಋࠗႻᝅᜪйɡ̨༞262໔ᗩСɻʶ26ᅢ ᓯע၃΋ฌऩٲ࿀ϭɀཌྷཌྷʒαɊ˂ɍɊȹˀ˅ʒ࠯˂3ɀཌྷཌྷʒɀཌྷཌྷȼαɻ౨ంй࿀ϭɊ˂ɍɊȹˀ˅ʒ࠯˂ɀཌྷཌྷʒαɀཌྷཌྷʄαഽڃɝಋʏɝಋʏ̰຤ᄗ࣏€ࠇͶ€ܛᙩ຤Ꮺพ৻νɃ4,73423,024ԯˢνऩ2,613532Ϸܧ඀ʻ(30,780)(19,746)ˮਕþ഼Аˮਕڃᙔʔ̇ɾνऩ8,7755,501вᕝሏᅆௐΑᅆ202–ˮਕþ࿁ሻ༅ଐɾᑋฌ(5)–ԯˢ຤Ꮺ඀ʻ–164ጪ༅඀ʻ(364)(380)ᎶЌ˞Ɏʔ̇ɾพᐜiͳ΃ઁԹͬพ(2,334)(2,449)ᐲᏪʔ̇(7)(829)ᐲᏪʔ̇ᚬऩɾಕࠤᑋฌΑᅆ760–৖ೢکึСᑋฌ€4(16,406)5,817ೢඖ5––ܛᙩ຤Ꮺพ৻ɾึСᑋฌ€(16,406)5,817ɰୄ˅຤Ꮺพ৻ɰୄ˅຤Ꮺพ৻ɾึС6–36,969౨ංึСᑋฌ€(16,406)42,786˞ɎΈʿᎶЌ౨ංึСᑋฌ€i̯ʔ̇ᚬऩٖ׭(16,340)42,786ʭᅕٖ׭ᚬऩ(66)–(16,406)42,786̯ʔ̇ᚬऩٖ׭ᎶЌɾҰٖޔСᑋฌ€ਥ̯Ð౨ʑึСᑋฌ€˦€7(2.69)7.04Ðܛᙩ຤Ꮺพ৻ɾึСᑋฌ€˦€(2.69)0.96ᚫᑁÐ౨ʑึСᑋฌ€ɺሬ͂ɺሬ͂Ðܛᙩ຤Ꮺพ৻ɾึСᑋฌ€ɺሬ͂ɺሬ͂ ٲඦ߲၃΋༅ଐעᓯכɀཌྷཌྷʒαɊ˂ɍɊȹˀ4ʨϷਝ჌ઁٖ€τࠉʔ̇ɀཌྷཌྷʒαɀཌྷཌྷʒαɊ˂ɍɊȹˀ̒˂ɍɊˀഽڃɝಋʏɝಋʏ̰຤ᄗ࣏€຤ᄗ࣏€৽༅ଐݚڈذพdᄥָʥஉௐ34,31433,304Ꮆνሏಁ111117ԯˢٽ౨༅ଐ4,7324,613ಲѼ༅ଐ2,1632,163ਆᙷ81,498–ͳ΃ઁԹͬพɾᚬऩ95,70412,163ᐲᏪʔ̇ɾᚬऩ10–˿Ԝˮਕҙ༅10–27848,53252,638ݚ৽༅ଐܛАˮਕɾ༅ଐ6–1,062ܘʔ̡߮ࠤɃฌऩሏɾٖ̯ҙ༅11123,249119,737Ꮆν൘ಁ–17,851Ꮆνሏಁ1242,78627,433ད˟ಁඖdټ߯ʥԯˢᎶνሏಁ5,59345,919Φஒ130130ټτɾඡܛ342368ႺϷڌপሏʸ೶Φ89,79640,624Φಁ׋אτ3,4673,000ଊټʥႺϷ೶Φ55,93240,789321,295296,913ඦ߲৽ݚܛАˮਕɾ༅ଐ6(2,742)–Ꮆ˟ሏಁ13(123,689)(65,795)ԯˢᎶ˟ሏಁʥᎶ߲߮ඦ(4,870)(18,040)൘ࠥႺϷʥԯˢࢠ߮(9,726)(9,726)Ꮆ˟ጪ༅ै޸(241)(221)Ꮆ˟ೢඖ–(8,753)(141,268)(102,535)ݚ৽༅ଐ૱ᔾ180,027194,378ᐢ༅ଐ܃ඦ߲৽ݚκ৖228,559247,016ඦ߲৽ݚڈ൘ࠥႺϷʥԯˢࢠ߮(10,436)(10,973)Ꮆ˟ጪ༅ै޸(127)(162)ඦ߲ೢඖ֝Ⴎ(303)(303)ᅆௐټ৻ר౨ٽ(5,187)(3,159)˄ʭᅕٖ׭ɾಁඖ(749)–(16,802)(14,597)૱༅ଐ211,757232,419ٖ̯ʥ᎝ௐɰೕϷٖ̯146,0766,076᎝ௐ205,796222,472Ꮆ˟ٖࢠ–3,645211,872232,193ʭᅕٖ׭ᚬऩ(115)226211,757232,419 ٲ൴ంݚټ၃΋ଊעᓯ࿀ϭɀཌྷཌྷʒαɊ˂ɍɊȹˀ˅ʒ࠯˂5ɀཌྷཌྷʒɀཌྷཌྷȼαɻ౨ంй࿀ϭɊ˂ɍɊȹˀ˅ʒ࠯˂ɀཌྷཌྷʒαɀཌྷཌྷʄαɝಋʏɝಋʏԞϬ຤Ꮺพ৻ɾଊݚټɃþݚˮ€૱ᔾ21,660(3,611)ԞϬҙ༅ݠ৽ɾଊݚټɃþݚˮ€૱ᔾ(1,759)17,079ԞϬጪ༅ݠ৽ɾଊݚټɃþݚˮ€૱ᔾ(4,291)10,232ଊټʥଊټ೩ࠤඖ͌ɾᄈ˱15,61023,700ඖ͌ࠤ೩ټʥଊټɾଊٱ౨כ43,78910,492ඖ͌ࠤ೩ټʥଊټ౨̱ɾଊכ59,39934,192ଊټʥଊټ೩ࠤඖ͌೶቗ɾʗ׹ଊټʥႺϷ೶Φ55,93231,192͓߯ࣂɾ߯ࡈԷ౨ˀʭכɍ࠯˂ɾց౨Φಁcۂ׋אႺϷ஦ʻᔾɾݯ׋אɰ3,4673,00059,39934,192 ᓯע၃΋ٖᚬᛰ৽ٲ࿀ϭɀཌྷཌྷʒαɊ˂ɍɊȹˀ˅ʒ࠯˂6ʨϷਝ჌ઁٖ€τࠉʔ̇СþޔजړɰೕϷٖ̯ ٖͫึძሏ ᖔɃޔ቗ ȹঁ᎝ௐ මЙ᎝ௐ ୃ߮ᑋฌ€ Ꮓ ࢠٖݢᐢ߮ ʭᅕٖ׭ᚬऩ ᚬऩᐢ߮ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏכɀཌྷཌྷʒαʄ˂ȹˀ6,076–5,232950442215,8483,645232,193226232,419ᔝɃܛАˮਕɾ༅ଐ–––(936)–––(936)–(936)ˮਕȹංڃᙔʔ̇––––––––(275)(275)̔මሁኬ––––600––600–600౨ʑᑋฌ–––––(16,340)–(16,340)(66)(16,406)ࢠٖݢɰ––––––(3,645)(3,645)–(3,645)כɀཌྷཌྷʒαɊ˂ɍɊȹˀ6,076–5,232141,042199,508–211,872(115)211,757כɀཌྷཌྷʄαʄ˂ȹˀ6,076269,608–2,70273(199,790)–78,669–78,669ˮਕᐲᏪʔ̇ᚬऩࣂ໬৖ɾ᎝ௐ–––(1,752)(35)––(1,787)–(1,787)ᔝɃᔝˮ€᎝ௐ–(269,608)5,232––264,376––––̔මሁኬ––––430––430–430౨ʑึС–––––42,786–42,786–42,786ࢠٖ–––––(3,038)–(3,038)–(3,038)כɀཌྷཌྷʄαɊ˂ɍɊȹˀ6,076–5,232950468104,334–117,060–117,060 ഽڃٲ၃΋ল৻ంעᓯɀཌྷཌྷʒαɊ˂ɍɊȹˀ7ɀཌྷཌྷʒɀཌྷཌྷȼαɻ౨ంй1.ᇁႇਥๅʨϷਝ჌ઁٖ€τࠉʔ̇—̯ʔ̇˜€ʥԯڃᙔʔ̇—̯එ྆˜€࿀ϭɀཌྷཌྷʒαɊ˂ɍɊȹˀ˅ʒ࠯˂ɾ̰຤ᄗ࣏ᓯʔผ࢑߮ಋผࠗ๑ܘȽٲ၃΋ল৻ంע—ࠗಋผ˜ʔผ࢑߮€ڬๅ߮ಋผࠗཕЗɾ߮ಋผࠗ—˜ڬๅ€଱34໔—ɻ౨ল৻ంй˜ʔ̇ࠉτֺמಋᐲ΋͚ࠗʥ—ᐲֺ͚˜€ᖬԴɐ̟ஃڃڬ፣Ɋʒሬ͂ɾׄᚉஃցϤᇁႇe2.߬೪ลܧ߮ผ߬̊ ৖ߗɳذพʥল৻ɮԮܘʔ̡߮ࠤ൴̔c̰຤ᄗ࣏ᓯע၃΋ল৻ంٲȽ࣓ኣዃ̌ι̯ؒᇁႇeᇁႇɻ౨ল৻ంֺٲઔढ़ɾผܧ߮೪ʥᇁႇਥๅcၤ࿀ϭɀཌྷཌྷʒα̒˂ɍɊˀ˅α۹ɾ൪αল৻ంٲֺઔّ͂ȹߎc੹ઔढ़ࠗಋผ࢑߮ʔผཕЗɾߗɳณࠗಋল৻ంйๅڬd߯࠳ʥ໻ᘷ଻ီࠗณ—ಋল৻ంйๅڬ˜€৖̔c໮೩ณࠗಋল৻ంйๅڬȽכɀཌྷཌྷʄαɊɀ˂ȹˀֶ˞܃඀նɾผ߮౨ං́ࢽeઔढ़ณࠗಋল৻ంйๅڬྦྷᇁႇʥеͶ̯౨ංֶ༦֡౨ංɾพᐜɾʿβԎಲ஥ιͨЄࠇɣᄧᚊe̯එ྆ԎಲొکᎶ͂ɰཕЗЎֆ̰́ࢽɾࠗಋল৻ంйๅڬe̯ʔ̇໎ԑ—໎ԑ˜€ད߮cᎶ͂໮೩ࠗಋল৻ంйๅڬɺผྦྷ̯එ྆ɾল৻ంٲ࿚ιͨЄࠇɣᄧᚊe ഽڃٲ၃΋ল৻ంעᓯɀཌྷཌྷʒαɊ˂ɍɊȹˀ8ʨϷਝ჌ઁٖ€τࠉʔ̇3.ʗᗘ༅ࢿ̯එ྆ɾ຤Ꮺพ৻Ƚ࣓ኣԯᏪ༜ֲሔʥֺొԜɾଐۂၤר৻ʗ඀ୂᓱʥဳଉe̯එ྆࿏ɎΈพ৻ʗᗘяݯొԜଐۂၤר৻ɾ೪଑พ৻௰Ͻcԯଐۂၤר৻ֺֻՇɾࠓ፮ʥΑంτПכԯˢพ৻ʗᗘeพ৻ʗᗘɾล߸ΣɎlÐᖬԴพ৻Щ੣ԑᖬԴd౨ஒʥ౨ᚬ΋޸຤޵ʥൕሒdొԜᥛࢄጪ༅dʥכҙ༅ઁٖʥϬᏪൕሒτძᖬԴɻᏵСֶᑋฌhÐඡټʥ̔මพ৻Щ੣ԑඡټʥ̔ම΋޸຤޵ʥൕሒhÐͬพʥԯˢพ৻Щܛτҙ༅ذพʥ൘ಁጪ༅dొԜဳଉʥᚋਐר৻c˞ʥͬพνʻඖ͌hÐઔᘊพ৻Щɰכɐα۹ୄ˅຤Ꮺɾɻਝɣ஺ઔᘊพ৻hʥÐ˟༜ሻਕพ৻Щɰכɐα۹ୄ˅ɾ˟༜ሻਕพ৻eΕᔤց̯එ྆ɾΔਂʗᗘࣂcʗᗘᎶЌνɃȽ࣓ኣ۪ʸֺΕΔਂིʗcϤʗᗘᎶЌ༅ଐܘڬ༅ଐֺΕΔਂིʗeΈพ৻ංɾሻਕʥᔝᜑΣሬ͂€Ƚ਄ϣΉ଱ɍّሻਕֺઔ͂ɾਕძcܘ๫ࣂ̟ძ൬Ϸ͚מe ഽڃٲ၃΋ল৻ంעᓯɀཌྷཌྷʒαɊ˂ɍɊȹˀ9ɀཌྷཌྷʒɀཌྷཌྷȼαɻ౨ంй3.ʗᗘ༅ࢿᙩ€(a)พ৻ʗᗘɎٲеͶ̯එ྆࿀ϭɀཌྷཌྷʒαʥɀཌྷཌྷʄαɊ˂ɍɊȹˀ˅ʒ࠯˂ɾพ৻ʗᗘɾνɃʥพᐜe࿀ϭɀཌྷཌྷʒαɊ˂ɍɊȹˀ˅ʒ࠯˂ܛᙩ຤Ꮺพ৻ ɰୄ˅຤Ꮺพ৻ᖬԴ ඡټʥ̔ම ͬพʥԯˢ ᐢ߮ ઔᘊ ˟༜ሻਕ ᐢ߮ ၃΋ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏʗᗘνɃiሻਕʀ۪̔ވʸ6,879(4,580)2,4354,734–––4,734ԯˢνɃʥνऩ431–9991,430–––1,430߮ᐢ7,310(4,580)3,4346,164–––6,164ʗᗘพᐜ(7,614)(8,059)4,575(11,098)–––(11,098)̰ʗ৉СࢠνɃʥνऩ1,184̰ʗ৉඀ʻ(4,547)ጪ༅඀ʻ(364)ᎶЌ˞Ɏʔ̇ɾพᐜiͳ΃ઁԹͬพ–(1,632)(702)(2,334)–––(2,334)ᐲᏪʔ̇––(7)(7)–––(7)ᐲᏪʔ̇ᚬऩɾಕࠤᑋฌΑᅆ––760760–––760৖ೢکᑋฌ(16,406)ೢඖ–౨ʑᑋฌ(16,406) ഽڃٲ၃΋ল৻ంעᓯɀཌྷཌྷʒαɊ˂ɍɊȹˀ10ʨϷਝ჌ઁٖ€τࠉʔ̇3.ʗᗘ༅ࢿᙩ€(a)พ৻ʗᗘᙩ€࿀ϭɀཌྷཌྷʄαɊ˂ɍɊȹˀ˅ʒ࠯˂ࠇͶ€ܛᙩ຤Ꮺพ৻ ɰୄ˅຤Ꮺพ৻ᖬԴ ඡټʥ̔ම ͬพʥԯˢ ᐢ߮ ઔᘊ ˟༜ሻਕ ᐢ߮ ၃΋ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏ ɝಋʏʗᗘνɃiሻਕʀ۪̔ވʸ21,0181,42957723,024–––23,024ԯˢνɃʥνऩ220–128348–––348߮ᐢ21,2381,42970523,372–––23,372ʗᗘพᐜ8,704(1,521)2,6409,823–––9,823̰ʗ৉СࢠνɃʥνऩ184̰ʗ৉඀ʻ(532)ጪ༅඀ʻ(380)ᎶЌ˞Ɏʔ̇ɾพᐜiͳ΃ઁԹͬพ–(2,449)–(2,449)–280280(2,169)ᐲᏪʔ̇––(829)(829)10,361–10,3619,532ˮਕᐲᏪʔ̇ɾνऩ––––26,328–26,32826,328৖ೢکึС42,786ೢඖ–౨ʑึС42,786 ഽڃٲ၃΋ল৻ంעᓯɀཌྷཌྷʒαɊ˂ɍɊȹˀ11ɀཌྷཌྷʒɀཌྷཌྷȼαɻ౨ంй3.ʗᗘ༅ࢿᙩ€(b)ΔਂʗᗘɎٲеͶ̯එ྆