瀚华金控2021中期报告

中期報告Interim Report2021 Hanhua Financial Holding Co., Ltd.瀚華金控股份有限公司Interim Report 2021 中期報告信用 ‧簡單 ‧共享 Contents目錄 Interim Report 2021二零二一年中期報告1Corporate Information2公司資料Financial Highlights5財務概要Management Discussion and Analysis14管理層討論與分析Business and Financial Review14業務及財務回顧Prospects41前景展望Other Information43其他資料Independent Review Report50獨立審閱報告Consolidated Statement of Profit or Loss – unaudited52未經審核的合併損益表Consolidated Statement of Profit or Loss and Other Comprehensive Income – unaudited53未經審核的合併損益及其他綜合收益表Consolidated Statement of Financial Position – unaudited54未經審核的合併財務狀況表Consolidated Statement of Changes in Equity – unaudited56未經審核的合併股東權益變動表Condensed Consolidated Cash Flow Statement – unaudited59未經審核的簡明合併現金流動表Notes to the Unaudited Interim Financial Report61未經審核中期財務報告附註Contents目錄 Hanhua Financial Holding Co., Ltd.瀚華金控股份有限公司2Corporate Information公司資料 EXECUTIVE DIRECTORSMr. Zhang Guoxiang (Chairman)Mr. Cui WeilanNON-EXECUTIVE DIRECTORSMs. Liu JiaoyangMs. Liu TingrongMs. Wang FangfeiMr. Feng YongxiangMr. Liu BolinINDEPENDENT NON-EXECUTIVE DIRECTORSMr. Bai QinxianMr. Deng ZhaoyuMr. Qian ShizhengMr. Ng Leung SingMr. Yuan XiaobinSUPERVISORSMr. Li RupingMs. Qin YongMr. Chen ZhonghuaAUDIT COMMITTEEMr. Qian Shizheng (Independent Non-executive Director) (Chairman)Ms. Liu Jiaoyang (Non-executive Director)Mr. Yuan Xiaobin (Independent Non-executive Director)NOMINATION AND REMUNERATION COMMITTEEMr. Deng Zhaoyu (Independent Non-executive Director) (Chairman)Mr. Zhang Guoxiang (Executive Director)Mr. Bai Qinxian (Independent Non-executive Director)STRATEGIC INVESTMENT COMMITTEEMr. Zhang Guoxiang (Executive Director) (Chairman)Mr. Cui Weilan (Executive Director)Mr. Deng Zhaoyu (Independent Non-executive Director)執行董事張國祥先生（董事長）崔巍嵐先生非執行董事劉驕楊女士劉廷榮女士王芳霏女士馮永祥先生劉博霖先生獨立非執行董事白欽先先生鄧昭雨先生錢世政先生吳亮星先生袁小彬先生監事李如平先生秦湧女士陳中華先生審計委員會錢世政先生（獨立非執行董事）（主任）劉驕楊女士（非執行董事）袁小彬先生（獨立非執行董事）提名與薪酬委員會 鄧昭雨先生（獨立非執行董事）（主任）張國祥先生（執行董事）白欽先先生（獨立非執行董事）戰略投資委員會張國祥先生（執行董事）（主任）崔巍嵐先生（執行董事）鄧昭雨先生（獨立非執行董事）Corporate Information公司資料 Corporate Information公司資料 Interim Report 2021二零二一年中期報告3RISK MANAGEMENT COMMITTEEMr. Zhang Guoxiang (Executive Director) (Chairman)Mr. Cui Weilan (Executive Director)Ms. Liu Tingrong (Non-executive Director)COMPANY SECRETARYMr. Ren WeidongAUTHORIZED REPRESENTATIVESMr. Cui Weilan (Executive Director)Mr. Ren Weidong (Company Secretary)REGISTERED OFFICE AND PRINCIPAL PLACE OF BUSINESS IN THE PRC6-9, Building 2, 11 East Honghu RoadYubei DistrictChongqingPRCPRINCIPAL PLACE OF BUSINESS IN HONG KONGRm 1203, 12/F, Man Yee Building,68 Des Voeux Road Central,Hong KongHEAD OFFICES IN THE PRC1st Floor, Building A, No. 2 Fortune TowerNo. 15 Caifu AvenueChongqingPRCandNo. 1 Beizhong Street, Inner DongzhimenDongcheng DistrictBeijingPRC風險管理委員會張國祥先生（執行董事）（主任）崔巍嵐先生（執行董事）劉廷榮女士（非執行董事）公司秘書任為棟先生授權代表崔巍嵐先生（執行董事）任為棟先生（公司秘書）註冊辦事處及中國主要營業地點 中國重慶市渝北區洪湖東路11號2幢6-9香港主要營業地點香港中西區中環德輔道中68號萬宜大廈12樓1203室中國總辦事處中國重慶市財富大道15號重慶高科財富二號A棟1樓及中國北京市東城區東直門內北中街乙1號 Hanhua Financial Holding Co., Ltd.瀚華金控股份有限公司4Corporate Information公司資料 H SHARE REGISTRARComputershare Hong Kong Investor Services LimitedShops 1712-1716, 17th Floor, Hopewell Centre183 Queen’s Road EastWanchaiHong KongPRINCIPAL BANKERSChina Construction Bank Corporation (Headquarters)No. 25 Financial StreetXicheng DistrictBeijingPRCChina Merchants Bank Co., Ltd. (Headquarters)No. 7088 Shennan BoulevardFutian DistrictShenzhenGuangdong ProvincePRCAUDITORKPMGPublic Interest Entity Auditor registered in accordance with the Financial Reporting Council OrdinanceCertified Public AccountantsLEGAL ADVISOR TO THE COMPANYJones DayCOMPANY’S WEBSITEwww.hanhua.comSTOCK CODE3903H股證券登記處香港中央證券登記有限公司香港灣仔皇后大道東183號合和中心17樓1712-1716號舖主要往來銀行中國建設銀行股份有限公司（總部）中國北京市西城區金融大街25號招商銀行股份有限公司（總部）中國廣東省深圳市福田區深南大道7088號核數師畢馬威會計師事務所於《財務匯報局條例》下的註冊公眾利益實體核數師執業會計師本公司法律顧問眾達國際法律事務所公司網站www.hanhua.com股份代號3903 Financial Highlights財務概要 Interim Report 2021二零二一年中期報告5The financial information set out in this interim report are unaudited and was prepared on a consolidated basis according to the Hong Kong Financial Reporting Standards (“HKFRSs”). Unless otherwise stated, the financial data of Hanhua Financial Holding Co., Ltd. (“Hanhua Financial” or the “Company”, and together with its subsidiaries, the “Group”, “we”, “our” or “us”) is expressed in RMB million.本中期報告所載財務資料乃未經審計的並以合併基準按照香港財務報告準則（「香港財務報告準則」）編製。除另有註明外，瀚華金控股份有限公司（「瀚華金控」或「本公司」，連同其附屬公司統稱「本集團」或「我們」）的財務數據以人民幣百萬元列示。截至6月30日止六個月期間For the six months period ended 30 June202120202021年2020年(Expressed in RMB million, unless otherwise stated)Amount% of operating incomeAmount% of operating income（除另有註明外，以人民幣百萬元列示）金額佔營運收入%金額佔營運收入%Operating results經營業績Net guarantee and consulting fee income擔保及諮詢費淨收入242.754.9267.345.0Net interest and handling fee income利息及手續費淨收入131.029.7241.840.6Net fee and interest income淨手續費及利息收入373.784.6509.185.6Net trading gains交易淨收益40.69.210.11.7Net foreign exchange losses匯兌淨損失(0.2)–––Other operating income, net其他營運淨收入27.76.275.312.7Operating income營