3315_Goldpac_AR21_CR_D06_OP.pdf 1 7/4/2022 4:44 PM 2Corporate Information企業資料5Financial Highlights財務摘要62021 Major Events2021年大事記8Chairman’s Statement主席報告12Management Discussion and Analysis管理層討論及分析30Directors and Senior Management董事及高級管理層40Environmental, Social and Governance Report環境、社會及管治報告90Report of Directors董事會報告CONTENTS目錄 142Corporate Governance Report企業管治報告161Independent Auditor’s Report獨立核數師報告173Consolidated Statement of Profit or Loss and Other Comprehensive Income綜合損益及其他全面收入表175Consolidated Statement of Financial Position綜合財務狀況表177Consolidated Statement of Changes in Equity綜合權益變動表179Consolidated Statement of Cash Flows綜合現金流量表181Notes to the Consolidated Financial Statements綜合財務報表附註296Financial Summary財務概要 02Goldpac Group Limited Annual Report 2021CORPORATE INFORMATION企業資料上市地點香港聯合交易所有限公司（「聯交所」）股份代號3315執行董事盧閏霆先生（主席）侯 平先生盧潤怡先生吳思強先生盧威廉先生李易進女士獨立非執行董事麥永森先生葉 淥女士楊 賡先生審核委員會麥永森先生（主席）葉 淥女士楊 賡先生薪酬委員會葉 淥女士（主席）盧閏霆先生麥永森先生提名委員會盧閏霆先生（主席）侯 平先生麥永森先生葉 淥女士楊 賡先生PLACE OF LISTINGThe Stock Exchange of Hong Kong Limited (the “Stock Exchange”)STOCK CODE3315EXECUTIVE DIRECTORSMr. LU Run Ting (Chairman)Mr. HOU PingMr. LU RunyiMr. WU SiqiangMr. LING Wai LimMs. LI YijinINDEPENDENT NON-EXECUTIVE DIRECTORSMr. MAK Wing Sum AlvinMs. YE LuMr. YANG GengAUDIT COMMITTEEMr. MAK Wing Sum Alvin (Chairman)Ms. YE LuMr. YANG GengREMUNERATION COMMITTEEMs. YE Lu (Chairman)Mr. LU Run TingMr. MAK Wing Sum AlvinNOMINATION COMMITTEEMr. LU Run Ting (Chairman)Mr. HOU PingMr. MAK Wing Sum AlvinMs. YE LuMr. YANG Geng CORPORATE INFORMATION (CONTINUED)企業資料（續）03金邦達寶嘉控股有限公司 二零二一年年報FinancialStatements財務報告Corporate GovernanceReport企業管治報告Report ofDirectors董事會報告Environmental,Social and Governance Report環境、社會及管治報告Directors and SeniorManagement董事及高級管理層Management Discussionand Analysis管理層討論及分析Chairman’sStatement主席報告2021Major Events2021年大事記FinancialHighlights財務摘要CorporateInformation企業資料LEGAL ADVISORMayer Brown16th–19th Floors, Prince’s Building10 Chater RoadCentralHong KongAUDITORPricewaterhouseCoopersCertified Public AccountantsRegistered Public Interest Entity Auditor22nd Floor, Prince’s BuildingCentralHong KongCOMPANY SECRETARYMs. LI YijinAUTHORISED REPRESENTATIVESMr. LU Run TingMs. LI YijinPRINCIPAL BANKERSBank of China (Hong Kong) LimitedNanyang Commercial Bank LimitedBank of China LimitedIndustrial and Commercial Bank of China LimitedAgricultural Bank of China LimitedBank of Communications Co., Ltd.Postal Savings Bank of China法律顧問孖士打律師行香港中環遮打道10號太子大廈16–19樓核數師羅兵咸永道會計師事務所執業會計師註冊公眾利益實體核數師香港中環太子大廈22樓公司秘書李易進女士授權代表盧閏霆先生李易進女士主要銀行中國銀行（香港）有限公司南洋商業銀行有限公司中國銀行股份有限公司中國工商銀行股份有限公司中國農業銀行交通銀行股份有限公司中國郵政儲蓄銀行 04Goldpac Group Limited Annual Report 2021CORPORATE INFORMATION (CONTINUED)企業資料（續）註冊辦事處、總部及在香港的 主要營業地點香港灣仔告士打道56號東亞銀行港灣中心13層1301室香港股份過戶登記處及 股東名冊登記處卓佳證券登記有限公司香港皇后大道東183號合和中心54樓公司網址www.goldpac.com投資者關係電郵：goldpac@goldpac.comREGISTERED OFFICE, HEADQUARTERS AND PRINCIPAL PLACE OF BUSINESS IN HONG KONGRoom 1301, 13th FloorBank of East Asia Harbour View CenterNo. 56 Gloucester Road, Wanchai, Hong KongHONG KONG SHARE REGISTRAR AND TRANSFER OFFICETricor Investor Services LimitedLevel 54, Hopewell Centre183 Queen’s Road East, Hong KongCOMPANY WEBSITEwww.goldpac.comINVESTOR RELATIONEmail: goldpac@goldpac.com 05金邦達寶嘉控股有限公司 二零二一年年報FinancialStatements財務報告Corporate GovernanceReport企業管治報告Report ofDirectors董事會報告Environmental,Social and Governance Report環境、社會及管治報告Directors and SeniorManagement董事及高級管理層Management Discussionand Analysis管理層討論及分析Chairman’sStatement主席報告2021Major Events2021年大事記FinancialHighlights財務摘要CorporateInformation企業資料FINANCIAL HIGHLIGHTS財務摘要CONSOLIDATED RESULTS 綜合業績For the year ended31 December截至12月31日止之年度20212020ChangeRMB’000RMB’000變化人民幣千元人民幣千元 Revenue收入1,376,5241,281,903+7.4%Profit for the year attributable to owners of the Company本公司擁有人應佔 年度利潤138,184145,665-5.1%Gross profit margin毛利率29.4%29.9%–0.5PPS百分點Net profit margin淨利率10.0%11.3%–1.3PPS百分點 REVENUE ANALYSIS 收入分析For the year ended31 December截至12月31日止之年度20212020ChangeRMB’000RMB’000變化人民幣千元人民幣千元 Embedded software and secure payment products嵌入式軟件和安全 支付產品752,828747,781+0.7%Platform and service平台及服務623,696534,122+16.8% Total合計1,376,5241,281,903+7.4% FINANCIAL POSITIONS 財務狀況At 31 December於12月31日20212020ChangeRMB’000RMB’000變化人民幣千元人民幣千元 Total assets總資產2,609,9652,577,263+1.3%Total liabilities總負債(601,360)(579,727)+3.7% Net assets淨資產2,008,6051,997,536+0.6% 06Goldpac Group Limited Annual Report 20212021 MAJOR EVENTS2021年大事記20212021INNOVATION DRIVEN BY TECHNOLOGY科技驅動創新發展最佳公司治理（G）案例獎2021年度中國企業ESG獎Best Corporate Governance (G) Case2021 China ESG Award傑出企業社會責任獎《鏡報》Outstanding Corporate Social Responsibility AwardDaily Mirror突出貢獻獎及最佳數字化轉型實踐獎2021年度中國國際數字軟件服務交易會Outstanding Contribution Award & Best Digital Transformation Practice AwardChina International Digital and Software Service Fair 2021中國銀行大灣區青年卡促進大灣區跨領域、跨地域融合發展GBA (Greater Bay Area) Youth Card for Bank of ChinaBoost Cross-Field & Cross-Regional Collaboration within GBA指紋生物識別智能卡助力數字貨幣安全支付Fingerprint Biometric DECP CardSafeguard the PaymentSe