金邦达宝嘉中期报告2023

Contents 2Corporate Information4Performance Highlights5Management Discussion and Analysis17Directors18Corporate Governance and Other Information27Report on Review of Interim Financial Information29Condensed Consolidated Statement of Profit or Loss andOther Comprehensive Income30Condensed Consolidated Statement of Financial Position32Condensed Consolidated Statement of Changes in Equity34Condensed Consolidated Statement of Cash Flows35Notes to the Condensed Consolidated Financial Information PLACE OF LISTING The Stock Exchange of Hong Kong Limited (the “Stock Exchange”) 3315 STOCK CODE3315 EXECUTIVE DIRECTORS Mr. LU Run Ting(Chairman)Mr. HOU PingMr. LU RunyiMr. WU SiqiangMr. LING Wai LimMs. LI Yijin INDEPENDENT NONEXECUTIVE DIRECTORS Mr. MAK Wing Sum AlvinMs. YE LuMr. LAI Tung Kwok AUDIT COMMITTEEMr. MAK Wing Sum Alvin(Chairman)Ms. YE LuMr. LAI Tung Kwok REMUNERATION COMMITTEEMs. YE Lu(Chairman)Mr. LU Run TingMr. MAK Wing Sum Alvin NOMINATION COMMITTEE Mr. LU Run Ting(Chairman)Mr. HOU PingMr. MAK Wing Sum AlvinMs. YE LuMr. LAI Tung Kwok 1016–19 LEGAL ADVISOR Mayer Brown16th–19th Floors, Prince’s Building10 Chater RoadCentralHong Kong AUDITOR 22 PricewaterhouseCoopersCertified Public AccountantsRegistered Public Interest Entity Auditor22nd Floor, Prince’s BuildingCentralHong Kong COMPANY SECRETARYMs. LI Yijin AUTHORISED REPRESENTATIVESMr. LU Run TingMs. LI Yijin PRINCIPAL BANKERS Bank of China (Hong Kong) LimitedNanyang Commercial Bank LimitedBank of China LimitedIndustrial and Commercial Bank of China LimitedThe Agricultural Bank of China LimitedBank of Communications Co., Ltd.Postal Savings Bank of China REGISTERED OFFICE, HEADQUARTERSAND PRINCIPAL PLACE OF BUSINESSIN HONG KONG 56131301 Room 1301, 13th FloorBank of East Asia Harbour View CentreNo. 56 Gloucester Road, Wanchai, Hong Kong HONG KONG SHARE REGISTRAR ANDTRANSFER OFFICE 1617 Tricor Investor Services Limited17th Floor, Far East Finance Centre16 Harcourt Road, Hong Kong www.goldpac.com COMPANY WEBSITEwww.goldpac.com goldpac@goldpac.com INVESTOR RELATIONEmail: goldpac@goldpac.com Performance Highlights業績聚焦 REVENUE OF EMBEDDEDSOFTWARE AND SECURE PAYMENTPRODUCTS SEGMENT BOLSTERING CORE BUSINESS THROUGHSELF-RELIANT SCI-TECH DEVELOPMENT Opportunities and Challenges In the first half of 2023, major economies in the world were emergingfrom the shadow of the COVID-19 epidemic, but the recovery ofthe global economy was still constrained by geopolitical turmoil,inflation, supply chain fluctuations and other factors. China’s economyis currently picking up, but still faces a lot of challenges such asinsufficient domestic demand and complicated external environmentsamong others, suggesting that the path ahead will have twists andturns. Relying on its 30-year experience, the Group (i.e. Goldpac GroupLimited (the “Company”) and its subsidiaries) is adopting a cautiouslyoptimistic attitude and will grasp opportunities for new growth. 202330 Facing the complicated macro-environment, the Group seized theopportunities along the new wave of technological revolution andindustrial transformation. Catered to the rebounding of the economyand society as well as the financial industry, the Group achieved ahealthy growth in both revenue and net profit. Adapted to economicdevelopment, the Group accelerated the implementation of its digitaland platform-based strategy and endeavored to build its UMV platform,promoting the construction of a digital ecosystem for green finance,while leading the innovation in the financial technology (“fintech”)industry. UMV OVERVIEW For the six months ended 30 June 2023 (the “Interim Period”),the Group recorded revenue of approximately RMB745.9 million,representing a year-on-year increase of approximately 5.1%. TheGroup recorded revenue of approximately RMB159.4 million inoverseas, Hong Kong and Macao markets, representing a year-on-yearincrease of approximately 65.4%. The Group has provided productsand services to 33 countries and regions around the world. With theimplementation of the Group’s digital and platform-based strategy, theplatform and service business segment grew by approximately 9.7%year-on-year to approximately RMB268.6 million. Based on years oftechnology accumulation and advantageous market position, the Groupcontinued to optimize business structure, expand overseas marketsand strengthen supply chain management, resulting in an overallimprovement of gross profit margin which increased by 1.7 percentagepoints to approximately 28.2% and net profit of approximately RMB85.6million, representing a year-on-year increase of approximately 9.1%. 20236307.4595.1%1.59465.4%339.7%2.6861.728.2%85.69.1% Management Discussion and Analysis管理層討論及分析 Healthy Growth of Embedded Software and SecurePayment Products Segment 4.7732.7% During the Interim Period, the Group adopted proactive marketingstrategies. The embedded software and secure payment productssegment achieved steady growth, recording revenue