Equity Bancshares Inc-A 2026年季度报告

☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the quarterly period ended June 30, 2026OR☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from ________ to ________Commission File Number 001-37624 EQUITY BANCSHARES, INC.(Exact name of registrant as specified in its charter) Kansas72-1532188(State or other jurisdiction ofincorporation or organization)(I.R.S. EmployerIdentification No.) 7701 East Kellogg Drive, Suite 300Wichita, KS(Address of principal executive offices) Registrant’s telephone number, including area code: 316.612.6000 Securities registered pursuant to Section 12(b) of the Act: Name of each exchange on which registered Class A, Common Stock, par value $0.01 pershare EQBK Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of theSecurities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to filesuch reports), and (2) has been subject to such filing requirements for the past 90 days.☒Yes☐NoIndicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorterperiod that the registrant was required to submit such files).☒Yes☐NoIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smallerreporting company” and “emerging growth company” in Rule 12b-2 of the Exchange Act. Large accelerated filerNon-accelerated filerEmerging growth company If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition periodfor complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).☐Yes☒No As of July 31, 2026, the registrant had 20,592,490 shares of Class A common stock, $0.01 par value per share, outstanding. TABLE OF CONTENTS Part IFinancial Information5Item 1.Financial Statements5Consolidated Balance Sheets5Consolidated Statements of Income6Consolidated Statements of Comprehensive Income7Consolidated Statements of Stockholders’ Equity8Consolidated Statements of Cash Flows10Condensed Notes to Interim Consolidated Financial Statements12Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations59Overview61Critical Accounting Estimates61Results of Operations62Financial Condition72Liquidity and Capital Resources82Non-GAAP Financial Measures83Item 3.Quantitative and Qualitative Disclosures About Market Risk88Item 4.Controls and Procedures90Part IIOther Information91Item 1.Legal Proceedings91Item 1A.Risk Factors91Item 2.Unregistered Sales of Equity Securities and Use of Proceeds91Item 3.Defaults Upon Senior Securities91Item 4.Mine Safety Disclosures91Item 5.Other Information91Item 6.Exhibits91 Important Notice about Information in this Quarterly Report Unless we state otherwise or the context otherwise requires, references in this Quarterly Report to “we,” “our,” “us,” “theCompany” and “Equity” refer to Equity Bancshares, Inc. and its consolidated subsidiaries, including Equity Bank, which wesometimes refer to as “Equity Bank,” “the Bank” or “our Bank.” 2The information contained in this Quarterly Report is accurate only as of the date of this Quarterly Report on Form 10-Q andas of the dates specified herein. CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS This Quarterly Report on Form 10-Q contains “forward-looking statements” within the meaning of Section 27A of theSecurities Act of 1933, as amended (the “Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended(the “Exchange Act”). These forward-looking statements reflect our current views with respect to, among other things, futureevents and our financial performance. These statements are often, but not always, made through the use of words or phrases suchas “may,” “should,” “could,” “predict,” “potential,” “believe,” “will likely result,” “expect,” “continue,” “will,” “anticipate,”“seek,” “estimate,” “intend,” “plan,” “project,” “forecast,” “goal,” “target,” “would” and “outlook,” or the negative variations ofthose words or other comparable words of a future or forward-looking nature. These forward-looking statements are not historicalfacts, and are based on current expectations, estimates and projections about our industry, management’s beliefs and certainassumptions made by management, many of which, by their nature, are inherently uncertain and beyond our co