LendingTree Inc 2026年季度报告

For the Quarterly Period Ended June30, 2026or LendingTree,Inc.(Exact name of Registrant as specified in its charter) 26-2414818 Delaware(State or other jurisdiction of incorporation or organization)(I.R.S. Employer Identification No.) 1415 Vantage Park Dr., Suite 700, Charlotte, North Carolina 28203(Address of principal executive offices) (Zip Code) (704)541-5351(Registrant's telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d)of the Securities ExchangeAct of 1934 during the preceding 12months (or for such shorter period that the registrant was required to file such reports), and (2)has beensubject to such filing requirements for the past 90days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant toRule405 of RegulationS-T (§232.405 of this chapter) during the preceding 12months (or for such shorter period that the registrant wasrequired to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reportingcompany, or an emerging growth company. See the definitions of“large accelerated filer,”“accelerated filer,”“smaller reporting company,”and“emerging growth company”in Rule12b-2 of the Exchange Act. If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Exchange Act).Yes☐No☒ As of July27, 2026, there were 14,039,561 shares of the registrant's common stock, par value $0.01 per share, outstanding, excludingtreasury shares. Item1.Financial Statements3Item2.Management's Discussion and Analysis of Financial Condition and Results of Operations20Item3.Quantitative and Qualitative Disclosures About Market Risk32Item4.Controls and Procedures33 PARTII—OTHER INFORMATION Item1.Legal Proceedings34Item1A.Risk Factors34Item2.Unregistered Sales of Equity Securities and Use of Proceeds34Item 5.Other Information35Item6.Exhibits36 PARTI—FINANCIAL INFORMATION LENDINGTREE,INC. AND SUBSIDIARIESCONSOLIDATED BALANCE SHEETS(Unaudited) LENDINGTREE,INC. AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY(Unaudited) LENDINGTREE,INC. AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF CASH FLOWS(Unaudited) The accompanying notes to consolidated financial statements are an integral part of these statements. LENDINGTREE,INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS(Unaudited) NOTE 1—ORGANIZATION Company Overview LendingTree, Inc. is the parent of LT Intermediate Company, LLC, which holds all of the outstanding ownership interests ofLendingTree, LLC and its subsidiaries (collectively, “LendingTree” or the “Company”). LendingTree operates what it believes to be the leading online consumer platform that connects consumers with the choices theyneed to be confident in their financial decisions. The Company offers consumers tools and resources, including free credit scores, thatfacilitate comparison-shopping for mortgage loans, home equity loans and lines of credit, auto loans, credit cards, deposit accounts,personal loans, small business loans, insurance quotes and other related offerings. The Company primarily seeks to match in-marketconsumers with multiple providers on its marketplace who can provide them with competing quotes for loans, deposit products,insurance, or other related offerings they are seeking. The Company also serves as a valued partner to insurance carriers, lenders andother providers seeking an efficient, scalable, and flexible source of customer acquisition with directly measurable benefits, by matchingthe consumer inquiries it generates with these providers. The consolidated financial statements include the accounts of LendingTree and all its wholly-owned entities. Intercompanytransactions and accounts have been eliminated. Basis of Presentation The accompanying unaudited interim consolidated financial statements as of June30, 2026 and for the three and six months endedJune30, 2026 and 2025, respectively, have been prepared in accordance with accounting principles generally accepted in the UnitedStates of America (“GAAP”) for interim financial information and pursuant to the rulesand regulations of the U.S. Securities andExchange Commission (“SEC”). In the opinion of management, the unaudited interim consolidated financial statements have beenprepared on the same basis as the audited financial statements, and include all adjustments, consisting only of normal recurringadjustments, necessary for the fair statement of the Company's financ