Richmond Mutual Bancorporation Inc 2026年季度报告

FORM10-Q QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the quarterly period endedMarch31, 2026 or TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from _______ to ________ Commission file number:001-38956 RICHMOND MUTUAL BANCORPORATION, INC.(Exact name of registrant as specified in its charter) 36-4926041 (I.R.S. Employer Identification No.) 31 North 9th Street,Richmond,Indiana47374(Address of principal executive offices; Zip Code) (765)962-2581(Registrant's telephone number, including area code) None(Former name, former address and former fiscal year, if changed since last report) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 and 15(d) of the Exchange Act during thepreceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filingrequirements for the past 90 days.Yes[X] No [ ] Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submitsuch files).Yes[X] No [ ] Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, oran emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growthcompany” in Rule 12b-2 of the Exchange Act. Large accelerated filer[]Non-accelerated filer[X]Emerging growth company[ ] If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with anynew or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).YesNo [X] There were10,501,260shares of Registrant’s common stock, par value of $0.01per share, issued and outstanding as of May12, 2026. RICHMOND MUTUAL BANCORPORATION, INC. AND SUBSIDIARY10-QTABLE OF CONTENTS PART IFINANCIAL INFORMATION Item 1.Condensed Consolidated Balance Sheets at March31, 2026 (Unaudited) and December31, 20251Condensed Consolidated Statements of Income (Unaudited) for the Three Months Ended March31,2026 and 20252Condensed Consolidated Statements of Comprehensive Income (Unaudited) for the Three MonthsEnded March31, 2026 and 20253Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) for the ThreeMonths Ended March31, 2026 and 20254Condensed Consolidated Statements of Cash Flows (Unaudited) for the Three Months Ended March31,2026 and 20255Notes to Condensed Consolidated Financial Statements6Item 2.Management's Discussion and Analysis of Financial Condition and Results of Operations29Item 3.Quantitative and Qualitative Disclosures about Market Risk40Item 4.Controls and Procedures40 PART IIOTHER INFORMATION Item 1.Legal Proceedings42Item 1A.Risk Factors42Item 2.Unregistered Sales of Equity Securities and Use of Proceeds42Item 3.Defaults Upon Senior Securities42Item 4.Mine Safety Disclosures42Item 5Other Information42Item 6.Exhibits43 Signatures Richmond Mutual Bancorporation, Inc.Condensed Consolidated Balance Sheets Richmond Mutual Bancorporation, Inc.Condensed Consolidated Statements of Income(Unaudited) Richmond Mutual Bancorporation, Inc.Condensed Consolidated Statements of Comprehensive Income(Unaudited) Richmond Mutual Bancorporation, Inc.Condensed Consolidated Statements of Cash Flows(Unaudited) Richmond Mutual Bancorporation, Inc.Notes to Condensed Consolidated Financial Statements(Unaudited)(Table Dollar Amounts in Thousands, Except Per Share Amounts) Note 1: Basis of Presentation The accompanying financial information is unaudited and has been prepared from the consolidated financial statements of RichmondMutual Bancorporation, Inc., and its wholly owned direct and indirect subsidiaries, First Bank Richmond, First InsuranceManagement, Inc., FB Richmond Holdings, Inc. and FB Richmond Properties, Inc. References in this document to Richmond MutualBancorporation refer to Richmond Mutual Bancorporation, Inc. References to “we,” “us,” and “our” or the “Company” refers toRichmond Mutual Bancorporation and its wholly-owned direct and indirect subsidiaries, First Bank Richmond, First InsuranceManagement, Inc., FB Richmond Holdings, Inc., and FB Richmond Properties, Inc. unless the context otherwise requires. First Bank Richmond is an Indiana state-chartered commercial bank headquartered in Richmond, Indiana and the wholly ownedbanking subsidiary of Richmond Mutual Bancorporation.