LendingTree Inc 2024年度报告

☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Delaware(State or other jurisdiction of incorporation or organization) 26-2414818 (I.R.S. Employer Identification No.) 1415 Vantage Park Dr.,Suite 700,Charlotte,North Carolina28203(Address of principal executive offices)(Zip Code) (704)541-5351(Registrant's telephone number, including area code)__________________________________________________ Securities registered pursuant to Section 12(b) of the Act: Title of each classTrading Symbol(s)Name of each exchange on which registeredCommon Stock, $0.01 par value per shareTREEThe Nasdaq Stock Market LLC Securities registered pursuant to Section 12(g) of the Act: None Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule405 of the Securities Act.Yes☐No☒Indicate by check mark if the Registrant is not required to file reports pursuant to Section13 or Section15(d) of the Act.Yes☐No☒ Indicate by check mark whether the Registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the Securities Exchange Act of1934 during the preceding 12months (or for such shorter period that the Registrant was required to file such reports), and (2)has been subject to suchfiling requirements for the past 90days.Yes☒No☐Indicate by check mark whether the Registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule405 of RegulationS-T (§232.405 of this chapter) during the preceding 12months (or for such shorter period that the Registrant was required to submit suchfiles).Yes☒No☐Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of“large accelerated filer,”“accelerated filer,”“smaller reporting company,”and“emerging growthcompany”in Rule12b-2 of the Exchange Act. Accelerated filer☒Non-accelerated filer☐Smaller reporting company☐Emerging growth company☐ Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internalcontrol over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm thatprepared or issued its audit report.☒If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements.☐Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant's executive officers during the relevant recovery period pursuant to §240.10D-1(b).☐Indicate by check mark whether the Registrant is a shell company (as defined in Rule12b-2 of the Act).Yes☐No☒ As of June 30, 2024, the aggregate market value of the voting common stock held by non-affiliates of the Registrant was approximately $457million. For the purposes of the foregoing calculation only, all directors and executive officers of the Registrant and a single stockholder who owned in excess of20% of the voting common stock are assumed to be affiliates of the Registrant.As of February28, 2025, there were13,393,620shares of the Registrant's common stock, par value $.01 per share, outstanding. Documents Incorporated By Reference: Portions of the Registrant's proxy statement for its 2025 Annual Meeting of Stockholders are incorporated by reference into PartIII herein. Such proxystatement will be filed with the U.S. Securities and Exchange Commission within 120 days of the Registrant's fiscal year ended December 31, 2024. TABLE OF CONTENTS PART I Item1.BusinessItem1A.Risk FactorsItem1B.Unresolved Staff CommentsItem 1C.CybersecurityItem2.PropertiesItem3.Legal ProceedingsItem4.Mine Safety Disclosures PART II Item5.Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases ofEquity Securities36Item6.[Reserved]37Item7.Management's Discussion and Analysis of Financial Condition and Results of Operations38Item7A.Quantitative and Qualitative Disclosures about Market Risk56Item8.Financial Statements and Supplementary Data57Item9.Changes in and Disagreements With Accountants on Accounting and Financial Disclosure98Item9A.Controls and Procedures98Item9B.Other Information98Item 9C.Disclosure Regarding Foreign Jurisdictions that Prevent Inspections99 PART III Item10.Directors, Executive Officers and Corporate Governance100Item11.Executive Compensation100Item12.Security Ownership of Certain Beneficial Owners and Management and Related StockholderMatters100Item13.Certain Relationships and Related Transactions, and Director Independence100Item14.Principal Accounting Fees and Services100 PART IV Item 15.ExhibitsandFinancial Sta