富国银行美股招股说明书(2026-07-22版)

Filed Pursuant to Rule 424(b)(2)Registration Nos. 333-292881 and 333-292881-01 Subject To Completion, dated July 22, 2026PRICING SUPPLEMENT No. 89 dated July, 2026(To Product Supplement No. 1 dated February 13, 2026,Market Measure Supplement No. 1 dated February 13, 2026,Prospectus Supplement dated February 13, 2026and Prospectus dated February 13, 2026) Wells Fargo Finance LLCMedium-Term Notes, Series B Fully and Unconditionally Guaranteed by Wells Fargo & Company Equity Index Linked SecuritiesMarket Linked Securities—Contingent Fixed Return and Fixed Percentage BufferedDownside Principal at Risk Securities Linked to the S&P 500®Index due August 26, 2027 ■Unlike ordinary debt securities, the securities do not pay interest or repay a fixed amount of principal at maturity. Instead, thesecurities provide for a maturity payment amount that may be greater than, equal to or less than the face amount of the securities,depending on the performance of the Underlier from the starting value to the ending value. The maturity payment amount will reflectthe following terms:■If the value of the Underlier increases or remains flat, you will receive the face amount plus a contingent fixed return of at least 12.00% (to be determined on the pricing date) of the face amount■If the value of the Underlier decreases but the decrease is not more than the buffer amount of 10%, you will receive the faceamount■If the value of the Underlier decreases by more than the buffer amount, you will receive less than the face amount and have 1-to-1 downside exposure to the decrease in the value of the Underlier in excess of the buffer amountInvestors may lose up to 90% of the face amount ■■Any positive return on the securities at maturity will be limited to the contingent fixed return, even if the ending value of the Underliersignificantly exceeds the starting value; you will not participate in any appreciation of the Underlier■All payments on the securities are subject to credit risk, and you will have no ability to pursue any securities included in theUnderlier for payment; if Wells Fargo Finance LLC, as issuer, and Wells Fargo & Company, as guarantor, default on theirobligations, you could lose some or all of your investment■No periodic interest payments or dividends■No exchange listing; designed to be held to maturity Thecurrent estimated value of the securities is approximately $996.70 per security.While the estimated value of the securities atpricing may differ from the estimated value set forth above, we do not expect it to differ significantly absent a material change inmarket conditions or other relevant factors.In no event will the estimated value of the securities on the pricing date be less than$966.70 per security.The estimated value of the securities was determined for us by Wells Fargo Securities, LLC using itsproprietary pricing models.It is not an indication of actual profit to us or to Wells Fargo Securities, LLC or any of our otheraffiliates, nor is it an indication of the price, if any, at which Wells Fargo Securities, LLC or any other person may be willing to buythe securities from you at any time after issuance. See “Estimated Value of the Securities” in this pricing supplement.The securities have complex features and investing in the securities involves risks not associated with an investment in conventional debt securities. See “Selected Risk Considerations” beginning on page PRS-9herein and “Risk Factors” beginning on page PS-5 of the accompanying product supplement.The securities are the unsecured obligations of Wells Fargo Finance LLC, and, accordingly, all payments are subject to credit risk. Wells Fargo Securities Market Linked Securities—Contingent Fixed Return and Fixed Percentage BufferedDownside Principal at Risk Securities Linked to the S&P 500®Index due August 26, 2027 Market Linked Securities—Contingent Fixed Return and Fixed Percentage BufferedDownside Principal at Risk Securities Linked to the S&P 500®Index due August 26, 2027 Market Linked Securities—Contingent Fixed Return and Fixed Percentage BufferedDownside Principal at Risk Securities Linked to the S&P 500®Index due August 26, 2027 Additional Information About the Issuer, the Guarantor and the Securities You should read this pricing supplement together with product supplement No. 1 dated February 13, 2026, market measure supplement No. 1dated February 13, 2026, the prospectus supplement dated February 13, 2026 and the prospectus dated February 13, 2026 for additionalinformation about the securities. To the extent that disclosure in this pricing supplement is inconsistent with the disclosure in the productsupplement, market measure supplement, prospectus supplement or prospectus, the disclosure in this pricing supplement will control. Certaindefined terms used but not defined herein have the meanings set forth in the product supplement, prospectus supplement or prospectus. When we refer to “we,” “us” or “our” in this pricing suppl