美国银行美股招股说明书(2026-07-14版)

BofA Finance LLC Autocallable Strategic Accelerated Redemption Securities®Linked to One or More Equity SecuritiesFully and Unconditionally Guaranteed by Bank of America Corporation The Autocallable Strategic Accelerated Redemption Securities®(the “notes”) are unsecured senior debt securities issued by BofA FinanceLLC, (the “Issuer”), a direct, wholly-owned finance subsidiary of Bank of America Corporation (the “Guarantor”). Any payment due on thenotes is fully and unconditionally guaranteed by the Guarantor. Any payments due on the notes, including any repayment of principal, will besubject to the credit risk of BofA Finance LLC, as issuer of the notes, and the credit risk of Bank of America Corporation, as guarantor of thenotes. The notes do not guarantee the return of principal atmaturity, and we will not pay interest on the notes. Instead, the return on the notes willbe based on the performance of an underlying “Market Measure,” which will be either the common equity securities or American DepositaryReceipts (“ADRs”) of a company other than us and our affiliates (the “Underlying Stock”). The Market Measure may also consist of a“Basket” of two or more Underlying Stocks.The notes will be called automatically if the Observation Level on any Observation Date is greater than or equal to the Call Level (each asdefined in “Summary” below). If automatically called, you will receive a cash payment per unit (the “Call Amount”) that equals the principalamount plus the applicable Call Premium (as defined in “Summary” below).At maturity, if the notes have not been called, and if the Ending Value is greater than or equal to the Threshold Value (each as defined in“Summary” below), you will receive a cash payment per unit (the “Redemption Amount”) that equals the principal amount. However, if theEnding Value is less than the Threshold Value, you will be subject to 1-to-1 downside exposure to the decrease in the value of the MarketMeasure below the Threshold Value. In such a case, you will lose some or all of the principal amount of your notes.This product supplement describes the general terms of the notes, the risk factors to consider before investing, the general manner in which thenotes may be offered and sold, and other relevant information.For each offering of the notes, we will provide you with a pricing supplement (which we refer to as a “term sheet”) that will describe thespecific terms of that offering, including the specific Market Measure, the Threshold Value, the Call Level, the Call Amount and the CallPremium for each Observation Date, the Observation Dates and the Call Settlement Dates (each as defined in “Summary” below) and certainrisk factors. The applicable term sheet will identify, if applicable, any additions or changes to the terms specified in this product supplement.The notes will be issued in denominations of whole units. Unless otherwise set forth in the applicable term sheet, each unit will have aprincipal amount of $10. The applicable term sheet may also set forth a minimum number of units that you must purchase.Unless otherwise specified in the applicable term sheet, the notes will not be listed on a securities exchange or quotation system.One or more of our affiliates, including BofA Securities, Inc. (“BofAS”), may act as our selling agents to offer the notes and will act in aprincipal capacity in such role. The notes are unsecured and unsubordinated obligations of BofA Finance LLC and the related guarantee of the notes is an unsecured and unsubordinated obligationof Bank of America Corporation. The notes and the related guarantee are not savings accounts, deposits, or other obligations of a bank. The notes are notguaranteed by Bank of America, N.A. or any other bank, and are not insured by the Federal Deposit Insurance Corporation (the “FDIC”) or any othergovernmental agency and may involve investment risks, including possible loss of principal. Potential purchasers of the notes should consider the information in“Risk Factors” beginning on page PS-7 of this product supplement, page S-6 of the accompanying Series A MTN prospectus supplement, and page 7 of theaccompanying prospectus. You may lose all or a significant portion of your investment in the notes. None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved or disapproved of thesesecurities or passed upon the adequacy or accuracy of this product supplement, or the accompanying prospectus supplement or prospectus. Any representation to thecontrary is a criminal offense. BofA Securities TABLE OF CONTENTS SUMMARYRISK FACTORSUSE OF PROCEEDSDESCRIPTION OF THE NOTESSUPPLEMENTAL PLAN OF DISTRIBUTIONU.S. FEDERAL INCOME TAX SUMMARY “Strategic Accelerated Redemption Securities®” is the Guarantor’s registered service mark. SUMMARY The information in this “Summary” section is qualified in its entirety by the more detailed explanation set forth elsewher